Payla vs ENBDC KSA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payla
Effortlessly split bills and track shared expenses with friends, roommates, and family. This app simplifies group finances by calculating debts, facilitating instant settlements, and providing transparent transaction records. It's designed for easy group setup and real-time synchronization.
- Smart expense splitting (equal, percentage, shares, custom amounts)
- QR code group invitations
- Multi-currency support
- Real-time synchronization
- In-app wallet for settlements
- Attach receipt photos
- Virtual member tracking
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Payla is the easiest way to split expenses, track group bills, and manage shared costs with friends, roommates, family, and travel buddies. Tired of complicated calculations and asking "who owes what?" Payla simplifies group finances, tracks every shared bill in real time, and calculates the minimum number of transactions needed to settle all debts. WHY CHOOSE PAYLA? • Fast & Intuitive: Create groups in seconds, log shared expenses, and split bills effortlessly. • Smart Debt Simplification: Reduces unnecessary transactions so everyone settles up with the fewest payments possible. • Real-Time Sync: Every update is instantly synced across all members — complete financial transparency. • Multi-Currency Support: Add expenses in USD, EUR, TRY, and global currencies with ease. KEY FEATURES • Flexible Split Options: Split bills equally, by percentage, by shares, or with exact custom amounts. • Quick Join via QR Code: Invite friends in seconds using a simple QR code or shareable invite link. • Virtual Members: Add friends who don't have the app yet and log expenses on their behalf. • Receipt & Bill Photos: Attach photos of receipts or invoices to any expense for clear records. • Easy Settlement with IBAN: Save your IBAN/bank details for quick copy-and-paste bank transfers. • Smart Notifications: Stay updated on newly added expenses, payments, and balance changes. PERFECT FOR: • Roommates: Split rent, household bills, groceries, and cleaning expenses fairly. • Travel & Trips: Track flights, hotels, dining, and road trip expenses in any currency. • Couples: Manage shared lifestyle and household expenses without awkward money talks. • Friends & Social Outings: Divide restaurant checks, concert tickets, parties, and weekend getaways. • Projects & Clubs: Keep track of shared project costs and communal budgets. PREMIUM FEATURES • Personal Budgeting: Set monthly category budgets, track spending habits, and save more. • Advanced Group Analytics: Visualize group spending patterns with interactive charts and insights. • Detailed Expense Reports: Export and review comprehensive financial summaries. Split bills, track expenses, manage group budgets, and settle debts without the hassle. Download Payla today — Split fairly, track easily, settle fast! --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://payla.app/privacy
ENBDC KSA
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Discover a smarter way to manage your investments with our completely new Emirates NBD Capital KSA app. You will get clear insights into your portfolio with a seamless onboarding experience for new customers. Key Highlights * Easy Onboarding: New customers can register and open an investment portfolio in simple steps * Portfolio View: Get a clear snapshot of your total investments and performance. * Detailed Holdings: View performance, values and instrument information * Transaction History: Easily review your most recent investment activities
Screenshots
Verdict
The clearest difference is in-app purchases: ENBDC KSA at none against Payla's 3. Payla's advantage is update cadence (fortnightly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payla sells 3 in-app purchases, starting at $2.99 per month. ENBDC KSA asks for nothing beyond the download.
Payla ships an update fortnightly, ENBDC KSA every 2 months. The most recent releases landed on October 6, 2026 and October 18, 2026 respectively.
| Parameter | Payla | ENBDC KSA |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 102 MB | 553 MB |
| Age rating | 4+ | 4+ |
| Developer | Cloudbud Tech | Emirates NBD Bank P.J.S.C |
In-app purchases
Payla
- Payla Pro Monthly$2.991 Month
- Payla Pro Yearly$29.991 Year
- Payla Life Time$49.99
ENBDC KSA
No in-app purchases









