Comparison

UniAbuja vs TopMobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

UniAbuja

Seamless banking experience

TopMobile Application

Free

💰 Finance

No ratingsView app →

About

UniAbuja

Features

Read full description

This mobile banking app is more than just a tool, it's your financial companion. Built for seamless banking experience that reflects the values of empowerment and financial independence, it gives you full access to your bank account anytime, anywhere with secure transactions, real-time balance updates, easy fund transfers, beneficiary management and much more all in one place.

About

TopMobile

Features

Read full description

TopMobile is the official mobile app of Top Rate Microfinance Bank Ltd designed to help you manage your finances on the go with speed, security, and simplicity. Whether you're saving, transferring money, managing your finances, TopMobile empowers you to bank smart and live better. Key Highlights: Send and receive money instantly Biometric Login for Enhanced Security Manage your Beneficiaries 24/7 customer support access Track your finances on the go Transaction History & Smart Notifications Much more interesting features in the works. Built by Top Rate Microfinance Bank Ltd, TopMobile is secure, simple, and made for you. Download now and bank smarter!

Screenshots

UniAbuja4 screens

TopMobile4 screens

Verdict

The call

The clearest difference is ads: UniAbuja at none against TopMobile's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UniAbuja ships an update every 3 months, TopMobile every 4 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 5 level

UniAbuja versus TopMobile: the parameters behind the verdict, then further details
Parameter	UniAbuja	TopMobile
Price	Free	Free
Update frequency	Every 3 months — better	Every 4 months
Ads	No — better	Yes
In-app purchases	No	No
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	15.1	15.1
Further details — not scored
Size	47 MB	48 MB
Age rating	4+	4+
Developer	Nigeria Inter-bank Settlement System	Toprate Mutual Finance Limited

In-app purchases

None

UniAbuja

No in-app purchases

None

TopMobile

No in-app purchases

Questions

Is UniAbuja free?

UniAbuja is free to download, with no in-app purchases.

Is TopMobile free?

TopMobile is free to download, with no in-app purchases.

Do UniAbuja or TopMobile have ads?

TopMobile shows ads; UniAbuja does not.

Which is updated more often, UniAbuja or TopMobile?

UniAbuja ships an update every 3 months, and TopMobile every 4 months. Most recently, UniAbuja was updated on October 24, 2026 and TopMobile on October 25, 2026.