Bloom vs Bloom

Bloom is a private money tracker that shows what's safe to spend before payday. No sign-up. Your data stays on your iPhone and in your own iCloud. KNOW WHAT'S SAFE TO SPEND One honest number: your cash, minus card debt, minus the bills and installments due before your next payday. Bloom also shows about how much you can spend each day until then, and one tap explains how it's worked out. LOG IT IN SECONDS - Quick entry: type "coffee 4.50" and Bloom fills in the amount and category - Scan receipts with your camera. Bloom reads the merchant and amount for you - Log Apple Pay purchases automatically with a Shortcuts automation - Bring in a bank statement (CSV or PDF) and approve each row before it's added. Rows already in Bloom start unticked, so nothing is counted twice (Bloom Pro) PLAN AHEAD - Coming up: charges due in the next 7 days, right on your Home screen - Monthly budgets per category with live progress - Plan the new year with a short budget setup you can skip anytime - Savings goals, loans, installments and recurring bills in one place SEE WHERE IT GOES - This month's spending pace, a daily heat strip and your weekday vs weekend split - Category breakdown and a yearly summary - Recurring payment audit to find subscriptions you forgot about - Monthly report: your month on one page, ready to save as a PDF (Bloom Pro) - Net worth, a 30/60/90-day cashflow forecast and month-on-month changes (Bloom Pro) PRIVATE BY DESIGN - No ads, ever - No sign-up. Your data lives on your iPhone and syncs through your own private iCloud - Usage stats stay off unless you choose to share them - Scanned receipts are stored with file-level encryption - Face ID or Touch ID lock with an adjustable grace period - Content is hidden in the app switcher WIDGETS Spent this month, budget left, next bill, savings progress and quick log, on your Home Screen and Lock Screen, plus a Live Activity in the Dynamic Island. IN MALAYSIA - EPF, ASB and Tabung Haji as built-in account types - LHDN tax relief categories, with a Tax Pack export for e-Filing (Bloom Pro) Available in English, Bahasa Malaysia, German and Japanese. FREE AND BLOOM PRO Bloom is free to use with up to 8 accounts, 6 cards, 8 budgets, 6 savings goals, 10 bills and loans, and 5 receipt scans a month. Widgets, iCloud sync, Apple Pay logging and full data export are free for everyone. Bloom Pro adds statement import, the monthly report, unlimited receipt scans, accounts, cards, budgets and bills, the full Insights suite, the loan repayment schedule as a PDF, every theme, and the Tax Pack export in Malaysia. Choose monthly, yearly with a 1-month free trial, or a one-time lifetime purchase. Your data stays on your device either way. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Track spending without linking your bank. Bloom is free, with no ads and no sign-up: log every expense in seconds, build a budget and see where your money goes. LOG IN SECONDS • A dedicated keypad with a built-in calculator for expenses, income and transfers. • Categories and payees that learn from what you do. • Notes, references and a photo or PDF of the receipt on every transaction. • Favorites, a Quick Add widget, Control Center and Siri. EVERY ACCOUNT AND CARD • Checking, savings, cash, credit cards, investments and loans. • Running balance on every transaction and reconciliation against your statement. • Any currency, with exchange rates that update by themselves. BUDGETS AND SAVINGS • Category budgets with a daily pace. • "Safe to spend": what's left for today, no guessing. • Upcoming bills, savings goals and a debt payoff plan. UNDERSTAND YOUR MONEY • Reports: spending by category, income vs. expenses and net worth. • A recap of every month, and search that understands dates and amounts. • Export to CSV or PDF. FOR COUPLES AND FAMILIES • Share a workspace, or just some accounts, with your partner through iCloud. • Keep personal, business and household money apart in separate workspaces. ON ALL YOUR DEVICES • iPhone, iPad, Apple Watch and a native Mac app. • Widgets on the Home Screen, Lock Screen and Mac desktop. • 11 app icons and more than 500 icons for your categories. YOUR DATA IS YOURS Bloom has no servers and no sign-up. Everything lives on your device and in your private iCloud, with daily automatic backups. Lock it with Face ID. Coming from MoneyWiz, a spreadsheet or another app? Import your history from CSV. Bloom is free, with no ads.