Expenses vs Bloom

Split any bill in seconds. Track every expense. Stay on budget — together or solo. Whether you're splitting a hotel bill on a group trip, managing rent with roommates, tracking finances as a couple, or monitoring your own monthly spend — Expenses is the only app you need. SPLIT BILLS & SETTLE UP FAST • Split any expense equally, by percentage, or custom amount • Add friends, family, or roommates as participants • Track who owes what with real-time balance updates • Settle up in one tap and create separate spaces for trips, roommates, and couples • Share group trips via iCloud — everyone sees updates instantly BUILT FOR COUPLES • Dedicated couple workspace designed for two • Track household income, shared bills, and personal expenses separately • See each other's balances, settle up instantly, and view combined monthly spending • Manage shared subscriptions, EMIs, and monthly commitments together TRACK YOUR PERSONAL EXPENSES • Log daily expenses by category — food, travel, shopping, and bills • Beautiful donut charts and monthly rollup analytics • Set monthly budgets and get alerts before you overspend • Track income alongside spending for a complete financial picture • Custom categories so you can organize expenses your way SCAN RECEIPTS — NO TYPING NEEDED • Point your camera at any receipt and let the app do the rest • AI automatically reads the amount, date, and merchant name • Attach scanned receipts to expenses for a complete paper trail • Never lose a receipt — everything stored securely in iCloud AI SPENDING COACH • Get personalized insights based on your actual spending — not generic tips • Automatically spot your biggest monthly expense spikes • Receive smart suggestions on where you can reduce spending • Powered by Apple Intelligence — all analysis happens on your device TRACK EMIs, LOANS & SUBSCRIPTIONS • Add all your EMI repayments and loan installments in one place • Track subscriptions like Netflix, Spotify, Amazon Prime, and more • Get a clear picture of your total fixed monthly commitments • Receive due date alerts so you never miss a payment CARD & WALLET TRACKING • Track spending across multiple credit cards in one view • Monitor your digital wallet and mobile payment transactions • See your billing cycle, statement period, and payment due dates • Spot which card you are overspending on before the bill arrives MULTI-CURRENCY SUPPORT • 158 world currencies with live exchange rates • Powered by real-time data from the European Central Bank • Perfect for international travel and group trips abroad • Automatic rate refresh so your totals are always accurate WORKS ON ALL YOUR APPLE DEVICES • Full-featured native app on iPhone, iPad, and Mac • iCloud sync keeps every expense, trip, and budget up to date across all devices • True Mac app with keyboard shortcuts and Mac-native design • iPad optimized with full-screen layouts and side-by-side navigation PRIVACY FIRST • No account sign-up required — works with your existing Apple ID • All AI analysis runs on your device using Apple Intelligence • Your data is never sold or used for advertising • iCloud sync uses Apple's encrypted private database START FREE — UPGRADE WHEN READY • Track personal expenses and split bills completely free • Premium unlocks: AI Coach, receipt scanning, unlimited groups, advanced analytics, and export • 14-day free trial — no credit card required to start • Choose monthly, yearly, or lifetime — pay once and keep Premium forever • Cancel anytime directly from your Apple ID subscription settings • Privacy first - This app does not show third-party ads. Expenses is built for real life — messy group trips, shared flats, relationship finances, and the daily grind of tracking where your money actually goes. No complicated setup. No steep learning curve. Just open the app and start. Download free today and try Premium for 14 days at no cost. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Track spending without linking your bank. Bloom is free, with no ads and no sign-up: log every expense in seconds, build a budget and see where your money goes. LOG IN SECONDS • A dedicated keypad with a built-in calculator for expenses, income and transfers. • Categories and payees that learn from what you do. • Notes, references and a photo or PDF of the receipt on every transaction. • Favorites, a Quick Add widget, Control Center and Siri. EVERY ACCOUNT AND CARD • Checking, savings, cash, credit cards, investments and loans. • Running balance on every transaction and reconciliation against your statement. • Any currency, with exchange rates that update by themselves. BUDGETS AND SAVINGS • Category budgets with a daily pace. • "Safe to spend": what's left for today, no guessing. • Upcoming bills, savings goals and a debt payoff plan. UNDERSTAND YOUR MONEY • Reports: spending by category, income vs. expenses and net worth. • A recap of every month, and search that understands dates and amounts. • Export to CSV or PDF. FOR COUPLES AND FAMILIES • Share a workspace, or just some accounts, with your partner through iCloud. • Keep personal, business and household money apart in separate workspaces. ON ALL YOUR DEVICES • iPhone, iPad, Apple Watch and a native Mac app. • Widgets on the Home Screen, Lock Screen and Mac desktop. • 11 app icons and more than 500 icons for your categories. YOUR DATA IS YOURS Bloom has no servers and no sign-up. Everything lives on your device and in your private iCloud, with daily automatic backups. Lock it with Face ID. Coming from MoneyWiz, a spreadsheet or another app? Import your history from CSV. Bloom is free, with no ads.