Conto Finance vs Bloom

Conto keeps your personal finances in order without turning it into a second job. WRITE IT LIKE YOU'D SAY IT "coffee 5.50", "uber to the airport 38". Conto reads the sentence and sorts out the category, the account and the amount from your own habits. You confirm; it learns. KNOW WHERE YOU STAND "Left this month" is one figure (what came in minus what went out), and the line underneath shows the arithmetic, so it always adds up. A bar compares your spending against the day of the month: if you're ahead of your pace, you see it. CREDIT CARDS THAT MAKE SENSE Statement day and payment day, what you owe this cycle, and a reminder before the deadline. Installment purchases are ordinary expenses on their card: no separate bucket to add up by hand. SEE WHAT'S COMING Installment plans are a forecast: what's committed every month, when each plan ends, and how your commitment drops as they free up. Recurring transactions record themselves. RECONCILE YOUR STATEMENT Pick the PDF your bank sends and Conto compares it against what you recorded on that card: what's missing, what doesn't match, what the bank hasn't billed yet. WORKS OFFLINE Everything you capture is saved on your phone and uploads when you're back online. Spanish and English. Mexican pesos or US dollars.

Track spending without linking your bank. Bloom is free, with no ads and no sign-up: log every expense in seconds, build a budget and see where your money goes. LOG IN SECONDS • A dedicated keypad with a built-in calculator for expenses, income and transfers. • Categories and payees that learn from what you do. • Notes, references and a photo or PDF of the receipt on every transaction. • Favorites, a Quick Add widget, Control Center and Siri. EVERY ACCOUNT AND CARD • Checking, savings, cash, credit cards, investments and loans. • Running balance on every transaction and reconciliation against your statement. • Any currency, with exchange rates that update by themselves. BUDGETS AND SAVINGS • Category budgets with a daily pace. • "Safe to spend": what's left for today, no guessing. • Upcoming bills, savings goals and a debt payoff plan. UNDERSTAND YOUR MONEY • Reports: spending by category, income vs. expenses and net worth. • A recap of every month, and search that understands dates and amounts. • Export to CSV or PDF. FOR COUPLES AND FAMILIES • Share a workspace, or just some accounts, with your partner through iCloud. • Keep personal, business and household money apart in separate workspaces. ON ALL YOUR DEVICES • iPhone, iPad, Apple Watch and a native Mac app. • Widgets on the Home Screen, Lock Screen and Mac desktop. • 11 app icons and more than 500 icons for your categories. YOUR DATA IS YOURS Bloom has no servers and no sign-up. Everything lives on your device and in your private iCloud, with daily automatic backups. Lock it with Face ID. Coming from MoneyWiz, a spreadsheet or another app? Import your history from CSV. Bloom is free, with no ads.