Comparison

SurgePay vs DataWave NG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SurgePay

Manage multiple currencies, virtual cards, and send/receive money securely. Offers quick sign-in options, including biometrics, and provides real-time exchange rates for conversions. Ideal for everyday financial transactions with built-in support.

Highlights
  • Multi-currency wallets (USD & NGN)
  • Virtual card creation
  • Money conversion with live rates
  • Send and receive money
  • Secure sign-in with biometrics
  • In-app live chat support
Features
Read full description

SurgePay — fast, secure money for everyday life SurgePay lets you open multi-currency wallets, move money with confidence, and manage virtual cards—all in one simple app. - Quick, secure sign‑in - Email/password with smart validation - Optional biometric login (Face ID/Touch ID) - Transaction PIN for approvals - Two‑factor authentication and easy password/PIN changes - Multi‑currency wallets (USD & NGN) - Create wallets in a tap and view real-time balances - See full account details (account/routing numbers) - Clean, modern card views tailored to each currency - Convert money with live rates - Intuitive “From/To” cards with swap - Transparent rate and fee preview - Instant recipient‑gets calculation - Send and receive - Send to bank accounts or Surge wallets - Clear review + confirmation flow with PIN - Save beneficiaries and reuse them quickly - Request money from other users - Virtual cards - Create virtual cards after quick KYC - Pick country and card style - Fund or withdraw, see fees and equivalents - View and copy card details securely - KYC made simple - Guided verification with selfie (liveness) camera - Live status for Personal Details, ID, and Liveness checks - Transactions you can trust - Clean history with filters for incoming or outgoing - Built‑in support and profile - In‑app live chat for instant help - Profile editing, notifications, and preferences in one place SurgePay brings clarity, control, and confidence to your money—so you can send, convert, and pay without friction.

About

DataWave NG

Features
Read full description

DataWave is the easiest way to buy cheap mobile data in Nigeria. Fund your wallet once, pick a plan, and send data to any number in seconds — no USSD codes, no bank apps, no failed transactions. MTN, Airtel, Glo and 9mobile, all in one place, always below network price. WHY DATAWAVE • Below network price on every plan • Instant delivery — most orders land in under 10 seconds • Automatic refund to your wallet if a purchase ever fails • Buy for any number, save favourites for one-tap repeats • A clean receipt for every order ALL FOUR NETWORKS MTN, Airtel, Glo and 9mobile — one app for every line you own. FUND YOUR WAY Top up by bank transfer to your own dedicated account, or pay by card. Your balance is ready the moment the money lands. SECURE BY DESIGN Lock the app with Face ID and protect every purchase with a transaction PIN. Your money and your data stay yours. BECOME A RESELLER Sell data to friends and customers and earn cashback on every order — perfect for agents and small data businesses. Buy your first plan in under 30 seconds. Start saving today. Questions? support@datawave.ng

Screenshots

SurgePay4 screens
DataWave NG4 screens

Verdict

The call

SurgePay and DataWave NG are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
SurgePay versus DataWave NG: the parameters behind the verdict, then further details
ParameterSurgePayDataWave NG
PriceFreeFree
Rating5.0 (8 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings8 — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size106 MB36 MB
Age rating17+4+
DeveloperSURGEPAY INCOrange Atelier Ltd

In-app purchases

None

SurgePay

No in-app purchases

None

DataWave NG

No in-app purchases

Questions

Is SurgePay free?
SurgePay is free to download, with no in-app purchases.
Is DataWave NG free?
DataWave NG is free to download, with no in-app purchases.
Do SurgePay or DataWave NG have ads?
Neither SurgePay nor DataWave NG shows ads.

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