SurgePay vs BEEZENDS

SurgePay — fast, secure money for everyday life SurgePay lets you open multi-currency wallets, move money with confidence, and manage virtual cards—all in one simple app. - Quick, secure sign‑in - Email/password with smart validation - Optional biometric login (Face ID/Touch ID) - Transaction PIN for approvals - Two‑factor authentication and easy password/PIN changes - Multi‑currency wallets (USD & NGN) - Create wallets in a tap and view real-time balances - See full account details (account/routing numbers) - Clean, modern card views tailored to each currency - Convert money with live rates - Intuitive “From/To” cards with swap - Transparent rate and fee preview - Instant recipient‑gets calculation - Send and receive - Send to bank accounts or Surge wallets - Clear review + confirmation flow with PIN - Save beneficiaries and reuse them quickly - Request money from other users - Virtual cards - Create virtual cards after quick KYC - Pick country and card style - Fund or withdraw, see fees and equivalents - View and copy card details securely - KYC made simple - Guided verification with selfie (liveness) camera - Live status for Personal Details, ID, and Liveness checks - Transactions you can trust - Clean history with filters for incoming or outgoing - Built‑in support and profile - In‑app live chat for instant help - Profile editing, notifications, and preferences in one place SurgePay brings clarity, control, and confidence to your money—so you can send, convert, and pay without friction.

BEEZENDS is the all-in-one super app for Nigeria: a secure digital wallet, private messaging and calls, a social feed, workplace tools, a job board, an online mall and ride-hailing — one account, one app. BeeMonie — your digital wallet • Send and receive money instantly with a BEEZENDS account number, phone number or QR code • Withdraw to any Nigerian bank account and fund your wallet by bank transfer • Buy airtime and data, pay bills, and pay merchants by scanning a code • Tiered KYC with NIN and BVN verification, PIN, gesture lock and Face ID protection • Full transaction history and downloadable receipts BeeChat — messaging and calls • One-to-one and group chat with text, photos, video, voice notes, files and location • Free voice and video calls over the internet • Send and receive money directly inside a conversation • Share business cards and manage your BEEZENDS contacts BeeMoments — share what matters • Post photos, videos and updates for friends or the public • Like, comment and repost; control exactly who sees each moment BeeWorkspace — run your business • Create an enterprise, invite staff, and manage departments and roles • Geo-fenced attendance with clock-in / clock-out, shift schedules and reports • Tasks, projects, daily to-dos, approvals and shared documents • Enterprise wallet with spending permissions and payroll in a few taps • CRM, invoices, contracts and equipment tracking for growing teams BeeJobs — hire and get hired • Browse jobs by category, save listings and apply with your profile • Employers post openings, screen applications and message candidates BeeMalls — shop and sell • Open a shop, list products, manage stock and orders • Shoppers browse, add to cart, pay with BeeMonie and track delivery BeeRides — get moving • Request a ride, see fare estimates and track your driver live on the map • Pay the fare from your wallet; drivers get earnings straight to BeeMonie Security and trust • All traffic is encrypted; identity numbers are stored masked and hashed • Real-time alerts for every payment and login • 24/7 in-app support and Help Centre BEEZENDS is operated by BEEZENDS GLOBAL PAY SERVICES LTD, a company registered in Nigeria, in partnership with licensed Nigerian payment providers. You must be 18 or older and complete identity verification to use wallet features. Questions? Email kaycee4pals@gmail.com or visit https://beezends.com