VaultSplit vs Splitz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VaultSplit
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VaultSplit gives modern businesses a simpler way to control what happens to their revenue. Instead of letting every dollar flow into one undifferentiated balance, VaultSplit automatically structures revenue as it arrives, allocating money across Taxes, Expenses, Capital, Savings, and Profit according to the rules you set. As transactions move through your business, VaultSplit reconciles activity, balances your books, maintains organized financial records, and gives you a clearer picture of what you have, what you owe, what you can spend, and what you can reinvest. No spreadsheets. No manual allocation. No guessing what is safe to spend. Your Revenue, structured from the start: Connect the platforms your business already uses and let VaultSplit bring your financial activity into one structured system. Whether revenue comes through Stripe, Shopify, WooCommerce, or another supported source, VaultSplit turns incoming activity into organized financial records. Automatic allocation: Set the rules once and let VaultSplit handle the structure automatically. Revenue can be allocated across: • Taxes • Operating expenses • Capital • Savings • Growth • Flexible spending • Profit Money is given a purpose before it becomes an afterthought. Reconciled financial activity: VaultSplit connects revenue, transactions, payouts, refunds, expenses, and allocations into a clearer financial record. Instead of piecing together what happened across different platforms and spreadsheets, you can see the financial activity of your business in one place. Know what is safe to spend: Revenue is not the same as spendable money. VaultSplit separates obligations and priorities so you can see what belongs to taxes, operations, savings, growth, and available spending. That means fewer decisions made from one large account balance and more decisions made from actual financial structure. Clean financial records: VaultSplit automatically maintains organized financial records as your business operates. Your transactions, allocations, journal activity, and financial movements are structured into a clear record that can be reviewed and exported when needed. Built for modern businesses: VaultSplit is designed for businesses that make money online and need financial control without adding another layer of manual administration. Built for: • E-commerce businesses • Shopify merchants • WooCommerce businesses • Businesses operating through Stripe • DTC and online brands • Freelancers and service businesses • Growing small businesses • Businesses managing multiple revenue streams More than bookkeeping: Traditional accounting tools are built primarily to tell you what happened to your money. VaultSplit is built to help structure what happens next. It creates financial discipline at the point revenue enters the business, so taxes, expenses, savings, capital, and profit do not have to compete for the same pool of cash. VaultSplit is operational financial control for businesses that want clarity before they make financial decisions. Built around clarity: You should not need to become an accountant to understand your business finances. VaultSplit turns complex financial activity into a structured system that helps you understand: • What came in • Where the money was allocated • What has been spent • What remains • What is reserved • What is available • What can be reinvested Your business should be easier to run because it is making money, not harder because it is making more money. VaultSplit brings structure to revenue, clarity to cash flow, and discipline to every financial decision. Auto-renewable subscriptions (Pro Monthly, Pro Yearly) renew unless cancelled 24h before the period ends; manage in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/vaultsplit-privacy-policy/home
Splitz
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Splitz makes splitting expenses effortless. Scan the receipt: every item gets detected, everyone pays for what they actually took, and Splitz tells you who owes who. SCAN THE RECEIPT, NOT THE MATH Snap a photo of a receipt or a check. Splitz reads every line, discounts included, and suggests a category for the expense. Assign each item to the right people — no more splitting evenly when one person had a salad and the other had the steak. 3 free scans, then unlimited scans with Splitz Pro. WHO OWES WHO, IN REAL TIME The group balance updates with every expense. At a glance, you know who pays whom, and how much. Log a repayment in one tap — Splitz never touches your money. YOUR REAL SHARE, IN THE STATS TAB Your bank sees a $120 dinner. Splitz knows your share was $30. The Stats tab tracks what you actually spent, across all your groups: by week or month, by category, by group, and with whom. Week and month views are free; full history and detailed breakdowns are part of Splitz Pro. BUILT FOR EVERY GROUP - Trips & weekends away: every currency, conversion rates shown - Roommates: rent, groceries, utilities, and the bills that repeat every month - Dinners & nights out: scan the check, everyone gets their share - Couples: shared expenses without the hassle - Birthdays, bachelorette parties, group gifts: everyone knows what they owe INVITE WITH ONE LINK Share an invite link to the group. A friend doesn't have the app yet? Add them as a guest — they'll pick up their spot when they join. NOTIFICATIONS Get notified the moment someone adds an expense or a repayment. FREE, WITH NO LIMIT ON GROUPS Create as many groups and expenses as you want. Splitz Pro unlocks unlimited scans, advanced recurring expenses, and detailed stats. On iPhone and iPad. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: VaultSplit at none against Splitz's 2. VaultSplit also leads on iOS requirement (15.0 vs 26.0). Splitz's advantage is ads (none vs shown) and update cadence (weekly vs every 2 weeks). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitz sells 2 in-app purchases, starting at $3.99 per month. VaultSplit asks for nothing beyond the download.
VaultSplit ships an update every 2 weeks, Splitz weekly. The most recent releases landed on October 7, 2026 and October 20, 2026 respectively.
| Parameter | VaultSplit | Splitz |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 105 MB | 47 MB |
| Age rating | 17+ | 4+ |
| Developer | VaultSplit Inc. | Reflective |
In-app purchases
VaultSplit
No in-app purchases
Splitz
- Splitz Pro Monthly3 Days trial$3.991 Month
- Splitz Pro Annual$34.991 Year









