Bill Splitter vs Splitko

Dinner out, a weekend away, a big grocery run. Afterwards everyone wants to know what they owe. SplitHappens reads the bill from a photo. Everyone taps what they had and pays exactly that. For trips and shared homes, a group keeps every expense in one place and tells you at the end who pays whom. Free, no ads, no subscription. EVERYONE PAYS FOR WHAT THEY HAD • Every item gets split on its own • One soda means paying for one soda • Share the starter for two or the bottle of wine across the table • Everyone sees the same expense, live on their own phone SCAN THE RECEIPT • Take a photo and the app picks up items, prices and the tip • If the items don't add up to the receipt total, it tells you • Anything it gets wrong, you fix with a tap • Works with more than 30 currencies GROUPS FOR TRIPS, ROOMMATES AND REGULAR NIGHTS OUT • Create a group, pick an icon, bring friends in by link or QR code • Every expense lands in the group, whoever paid this time • Expenses in another currency get converted for you • When you're done, the app shows who pays whom, with as few transfers as possible • Been out with the same people a few times? The app offers to save them as a group QUICK TO ADD • One screen: amount, who was there, who paid • Split evenly or type in your own amounts • Or add items by hand, bottle deposits included • Before you save, you already see who owes whom • The tip can be spread across everyone based on what they had GUESTS DON'T NEED THE APP • Anyone without the app joins by name • After saving, send each guest their share as a message • The link shows them what's still open in the browser, no sign-up • If they create an account later, their expenses come with them SETTLING UP • Your home screen lists each person once, with what's open between you • Group expenses and one-off expenses are netted against each other • Tap "Pay" and their PayPal or bank details are right there, if they've added them • Log a payment with one tap and the other person gets notified GOOD FOR • Restaurants and bars where everyone ordered something different • Shared homes: scan the grocery receipt, everyone takes their own items • Trips and holidays with friends • Pub nights, club outings, birthday weekends YOUR DATA • Stored on our own server in Germany • No ads, no ad tracking • Crash reports and anonymous usage stats can be switched off in settings • Export everything as CSV, delete your account right in the app • Light or dark, following your phone's settings SplitHappens is made by one person near Stuttgart, Germany. If something breaks or you're missing a feature, write to support@splithappens.io. It comes straight to me.

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/