Comparison

Spendcheck vs SpendMo

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spendcheck

Features
Read full description

Stop guessing. Start knowing. Spendcheck is the simple way to see what you can actually spend each month after your subscriptions and bills are already accounted for. No complicated budgets. No restrictive categories. Just clarity. Add your subscriptions and monthly bills once. At the start of every month, Spendcheck automatically deducts them from your available balance. What you see is what you can safely spend. That number? That's your Left to Spend, clean, honest, and stress free. Why You'll Love It โ€ข Real Spending Power: Your rent, Netflix, utilities, gym all factored in upfront. โ€ข No Budget Guilt: No adjusting categories. No "you overspent" notifications. Just awareness. โ€ข Mental Clarity: See your safe-to-spend amount instantly. Make decisions confidently. โ€ข Subscription Awareness: Actually understand how much your recurring payments cost you every month. โ€ข Simple Setup: Add subscriptions and bills. That's it. Spendcheck does the rest. Built for People Who Hate Budgeting Traditional budgeting apps try to control how you spend. Spendcheck helps you understand how much you can spend. It's not about restriction. It's about freedom with awareness. If you've ever thought: โ€ข "Where did my money go?" โ€ข "Can I afford this?" โ€ข "How much is safe to spend right now?" Spendcheck gives you the answer in a glance. Premium Unlock premium features with monthly or yearly subscriptions. Payment will be charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple Account Settings. Active subscriptions cannot be canceled during the current period. Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SpendMo

Features
Read full description

Track expenses in seconds privately, on your phone. SpendMo is a simple expense tracker built for speed. Log an amount, pick a category, done. No accounts, no bank sync, no cloud. Your spending stays on this device. SEE WHERE YOUR MONEY GOES - Dashboard totals for today, this week, and this month - Weekly spending chart so patterns are obvious at a glance - Recent expenses ready to edit or delete LOG FAST, STAY CONSISTENT - Add expenses in a few taps - Custom categories that match how you actually spend - Recurring expenses for rent, subscriptions, and other bills - Optional daily reminder so you never forget to log HOME SCREEN WIDGET See today, this week, and this month without opening the app. Add the widget anytime from Settings. YOUR DATA, YOUR DEVICE - No sign-up - No analytics tracking your finances - Works offline - Export to CSV whenever you need a backup or spreadsheet Built for people who want a clean spending tracker โ€” not another bank-linked finance suite. Premium feature Requires a subscription. $4.99 weekly $19.99 yearly Terms of Use: https://spendmo-web.vercel.app/terms-of-service Privacy Policy: https://spendmo-web.vercel.app/privacy-policy

Screenshots

Spendcheck4 screens
SpendMo4 screens

Verdict

The call

The clearest difference is iOS requirement: SpendMo at 14.0 against Spendcheck's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spendcheck sells 2 in-app purchases, starting at $2.99 per month and SpendMo sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference ยท 5 level
Spendcheck versus SpendMo: the parameters behind the verdict, then further details
ParameterSpendcheckSpendMo
PriceFreeFree
Update frequencyEvery 5 daysโ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS17.014.0 โ€” better
Further details โ€” not scored
Size22 MB29 MB
Age rating4+4+
DeveloperZeeshan AamirPinak Faldu

In-app purchases

2 purchases

Spendcheck

Subscriptions2
  • Monthly$2.991 Month
  • Annual7 Days trial$29.991 Year
3 purchases

SpendMo

Subscriptions2
  • SpendMo Monthly Access$4.991 Month
  • Spendmo yearly Access$19.991 Year
One-time1
  • Lifetime App Access$29.99

Questions

Is Spendcheck free?
Spendcheck is free to download, with in-app purchases available.
Is SpendMo free?
SpendMo is free to download, with in-app purchases available.
Do Spendcheck or SpendMo have ads?
Neither Spendcheck nor SpendMo shows ads.

Other comparisons