Comparison

Kashiko vs SpendMo

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Kashiko

Read full description

Expense tracking for people who cross borders. 50+ currencies. Live exchange rates. Per transaction. Most expense apps assume you spend in one currency. Kashiko doesn't. Whether you're traveling through Tokyo, living in Lisbon, or splitting months between countries โ€” Kashiko handles your spending in any currency, automatically converted to your home currency. No mental math. No spreadsheets. Log a coffee in yen, a hotel in euros, a flight in dollars. Kashiko tracks each transaction in its original currency and converts on the fly using live exchange rates. See where your money goes, at a glance. Open the app and instantly see your monthly spending, category breakdown, and recent transactions. No setup, no learning curve. Works offline. Spotty Wi-Fi in Bali? Log expenses anywhere. Kashiko syncs automatically when you're back online. Privacy, by design. No bank linking. No ads. No data selling. Your financial life stays on your phone. Go further with Kashiko Plus. - Daily spending charts - Spending pace tracking - Week-over-week comparisons - Top merchant analysis - 6-month trend lines $2.99/month or $20/year. 7-day free trial. Built for people who live across borders. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kashiko.app/privacy/

About

SpendMo

Features
Read full description

Track expenses in seconds privately, on your phone. SpendMo is a simple expense tracker built for speed. Log an amount, pick a category, done. No accounts, no bank sync, no cloud. Your spending stays on this device. SEE WHERE YOUR MONEY GOES - Dashboard totals for today, this week, and this month - Weekly spending chart so patterns are obvious at a glance - Recent expenses ready to edit or delete LOG FAST, STAY CONSISTENT - Add expenses in a few taps - Custom categories that match how you actually spend - Recurring expenses for rent, subscriptions, and other bills - Optional daily reminder so you never forget to log HOME SCREEN WIDGET See today, this week, and this month without opening the app. Add the widget anytime from Settings. YOUR DATA, YOUR DEVICE - No sign-up - No analytics tracking your finances - Works offline - Export to CSV whenever you need a backup or spreadsheet Built for people who want a clean spending tracker โ€” not another bank-linked finance suite. Premium feature Requires a subscription. $4.99 weekly $19.99 yearly Terms of Use: https://spendmo-web.vercel.app/terms-of-service Privacy Policy: https://spendmo-web.vercel.app/privacy-policy

Screenshots

Kashiko4 screens
SpendMo4 screens

Verdict

The call

Kashiko and SpendMo are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Kashiko sells 2 in-app purchases, starting at $1.99 per month and SpendMo sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Kashiko versus SpendMo: the parameters behind the verdict, then further details
ParameterKashikoSpendMo
PriceFreeFree
Update frequencyWeeklyโ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.114.0 โ€” better
Further details โ€” not scored
Size43 MB29 MB
Age rating4+4+
DeveloperAndrii SemenovPinak Faldu

In-app purchases

2 purchases

Kashiko

Subscriptions2
  • Kashiko Plus Monthly7 Days trial$1.991 Month
  • Kashiko Plus Yearly7 Days trial$19.991 Year
3 purchases

SpendMo

Subscriptions2
  • SpendMo Monthly Access$4.991 Month
  • Spendmo yearly Access$19.991 Year
One-time1
  • Lifetime App Access$29.99

Questions

Is Kashiko free?
Kashiko is free to download, with in-app purchases available.
Is SpendMo free?
SpendMo is free to download, with in-app purchases available.
Do Kashiko or SpendMo have ads?
Neither Kashiko nor SpendMo shows ads.

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