Kashiko vs SpendMo
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Kashiko
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Expense tracking for people who cross borders. 50+ currencies. Live exchange rates. Per transaction. Most expense apps assume you spend in one currency. Kashiko doesn't. Whether you're traveling through Tokyo, living in Lisbon, or splitting months between countries โ Kashiko handles your spending in any currency, automatically converted to your home currency. No mental math. No spreadsheets. Log a coffee in yen, a hotel in euros, a flight in dollars. Kashiko tracks each transaction in its original currency and converts on the fly using live exchange rates. See where your money goes, at a glance. Open the app and instantly see your monthly spending, category breakdown, and recent transactions. No setup, no learning curve. Works offline. Spotty Wi-Fi in Bali? Log expenses anywhere. Kashiko syncs automatically when you're back online. Privacy, by design. No bank linking. No ads. No data selling. Your financial life stays on your phone. Go further with Kashiko Plus. - Daily spending charts - Spending pace tracking - Week-over-week comparisons - Top merchant analysis - 6-month trend lines $2.99/month or $20/year. 7-day free trial. Built for people who live across borders. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kashiko.app/privacy/
SpendMo
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Track expenses in seconds privately, on your phone. SpendMo is a simple expense tracker built for speed. Log an amount, pick a category, done. No accounts, no bank sync, no cloud. Your spending stays on this device. SEE WHERE YOUR MONEY GOES - Dashboard totals for today, this week, and this month - Weekly spending chart so patterns are obvious at a glance - Recent expenses ready to edit or delete LOG FAST, STAY CONSISTENT - Add expenses in a few taps - Custom categories that match how you actually spend - Recurring expenses for rent, subscriptions, and other bills - Optional daily reminder so you never forget to log HOME SCREEN WIDGET See today, this week, and this month without opening the app. Add the widget anytime from Settings. YOUR DATA, YOUR DEVICE - No sign-up - No analytics tracking your finances - Works offline - Export to CSV whenever you need a backup or spreadsheet Built for people who want a clean spending tracker โ not another bank-linked finance suite. Premium feature Requires a subscription. $4.99 weekly $19.99 yearly Terms of Use: https://spendmo-web.vercel.app/terms-of-service Privacy Policy: https://spendmo-web.vercel.app/privacy-policy
Screenshots
Verdict
Kashiko and SpendMo are too close to call on the numbers: across 5 compared parameters โ price, ads, in-app purchases and device support among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Kashiko sells 2 in-app purchases, starting at $1.99 per month and SpendMo sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Kashiko | SpendMo |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | โ |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 15.1 | 14.0 โ better |
| Further details โ not scored | ||
| Size | 43 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Andrii Semenov | Pinak Faldu |
In-app purchases
Kashiko
- Kashiko Plus Monthly7 Days trial$1.991 Month
- Kashiko Plus Yearly7 Days trial$19.991 Year
SpendMo
- SpendMo Monthly Access$4.991 Month
- Spendmo yearly Access$19.991 Year
- Lifetime App Access$29.99






