SubsTracker AI vs Kashiko

SubsTracker AI is a refined subscription tracker for people who want to know — to the cent — what their recurring spending really looks like. ADD A SUBSCRIPTION IN SECONDS Pick from the built-in catalog of common services or type your own. Pre-loaded with sensible billing cycles, currencies, and category icons. Auto-categorization recognizes hundreds of services without an internet round-trip. Logos are found and stored automatically. PROFILES FOR EVERY PART OF YOUR LIFE Keep Personal, Work, Family and more apart. Switch profiles from the title on Home and Subscriptions, Calendar and Analytics follow. Reminders keep working for every profile. SUBSCRIPTIONS THAT END Cancelled something? Turn off "Renews automatically" and pick the end date. It leaves your monthly total right away and waits in its own Ending list on Home; on the end date it moves to Archive and you get a notification that it has ended. SEE THE WHOLE PICTURE • A monthly cockpit with a spending trend and a 3-month forecast of what will actually renew. • Calendar view with renewal dots so you can spot upcoming charges weeks ahead. • Analytics with AVG / HIGH / LOW per subscription, ranked spending bars, and category breakdown. • Budget alerts when monthly spend crosses your limit. REMINDERS YOU CAN RELY ON Renewal reminders the day before a charge, or as many days ahead as you like. The next reminders are queued in advance and refreshed in the background, so they arrive even if you don't open the app for weeks. AI THAT ACTUALLY DOES THE WORK (Pro) • Natural-language chat: "Add Netflix at $15.99 monthly", "I cancelled Netflix", "Move Notion to Work". The AI executes — it doesn't just describe. • Bulk edits in one sentence: "Set all my reminders to 1 day before" updates every subscription at once. • Add several services in a single message, with renewal dates and prices understood as you wrote them. • Personalized monthly insights with overlap detection (catches duplicate streaming services automatically). • Auto-categorization fallback for niche services. MULTI-CURRENCY DONE RIGHT 12 currencies including RUB, USD, EUR, GBP, JPY, CNY, TRY, KZT, BYN, UAH, GEL, AMD. Live exchange rates with smart caching. Default currency auto-inferred from your locale. SYNCED EVERYWHERE Your SubsTracker account keeps subscriptions, profiles, trials, price history and chat history in sync on every device. Chat messages encrypted with AES-GCM 256-bit before leaving the device. THOUGHTFUL DETAILS • Refined dark UI with brass accents — no neon, no nonsense. • Spotlight search and Siri Shortcuts ("Hey Siri, how much am I spending?"). • Home Screen widgets: monthly total, upcoming renewals, active count. • Ten crafted alternate app icons (Aurora, Chrome, Neon, Carbon, Sunset, Emerald, Ocean, Gold, Mono and more) for Pro subscribers. • English and Russian. FREE FOREVER Unlimited subscriptions. All tracking, calendar, analytics, reminders, multi-currency, cloud sync, widgets, and one extra profile are free. PRO Unlocks AI chat, AI insights, AI auto-categorize for niche services, unlimited profiles, priority cloud sync, and custom app icons. NO ADS. NO TRACKERS. YOUR DATA STAYS YOURS. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Expense tracking for people who cross borders. 50+ currencies. Live exchange rates. Per transaction. Most expense apps assume you spend in one currency. Kashiko doesn't. Whether you're traveling through Tokyo, living in Lisbon, or splitting months between countries — Kashiko handles your spending in any currency, automatically converted to your home currency. No mental math. No spreadsheets. Log a coffee in yen, a hotel in euros, a flight in dollars. Kashiko tracks each transaction in its original currency and converts on the fly using live exchange rates. See where your money goes, at a glance. Open the app and instantly see your monthly spending, category breakdown, and recent transactions. No setup, no learning curve. Works offline. Spotty Wi-Fi in Bali? Log expenses anywhere. Kashiko syncs automatically when you're back online. Privacy, by design. No bank linking. No ads. No data selling. Your financial life stays on your phone. Go further with Kashiko Plus. - Daily spending charts - Spending pace tracking - Week-over-week comparisons - Top merchant analysis - 6-month trend lines $2.99/month or $20/year. 7-day free trial. Built for people who live across borders. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kashiko.app/privacy/