ToSpend vs SpendNext
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ToSpend
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ToSpend gives you a clear overview of the expenses that actually matter, so you always know what is coming up and what you have already paid. FEATURES: • Recurring expenses – Track all your monthly and yearly costs in one place. • One-time expenses – Plan ahead for larger purchases. • Countdown to due date – See how many days are left until the next expense is due. • Paid archive – Browse a full history of past expenses, grouped by month and year. • Someday list – Save potential purchases without setting a date. • Categories – Organize expenses by category to keep things structured. • Reminders – Get notified before expenses are due. • No login – Download ToSpend and just get started. It can be this simple. • iCloud – All your data stays on your device and is backed up in your iCloud. - - - - Privacy Policy (https://www.tospend-app.com/app/data-privacy) Terms Of Use (https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)
SpendNext
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Plan your spending. See what’s next. SpendNext is a simple personal finance app that helps you plan your upcoming spending and understand how it may affect your future balance. Add expected expenses and income, set up recurring spending, and see what your balance could look like over time. Plan ahead for bills, subscriptions, daily spending, and bigger purchases. See your expected cash flow on a calendar and understand how much you may have left in the future. Plans change. Adjust them anytime and instantly see how your financial outlook changes. No complicated budgets. No endless charts. Just a simple way to see what’s next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: SpendNext at none against ToSpend's 3. SpendNext also leads on update cadence (daily vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ToSpend sells 3 in-app purchases, starting at $1.99 per month. SpendNext asks for nothing beyond the download.
ToSpend ships an update fortnightly, SpendNext daily. Both last shipped on October 12, 2026.
| Parameter | ToSpend | SpendNext |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 17.6 — better |
| Further details — not scored | ||
| Size | 28 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Fabian Radecke | 思宇 关 |
In-app purchases
ToSpend
- Monthly$1.991 Month
- Yearly$17.991 Year
- Lifetime$34.99
SpendNext
No in-app purchases









