Comparison

Switch Hub vs SurplusFx

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Switch Hub

Easily send money internationally, pay bills abroad, and exchange currencies with transparent pricing and competitive exchange rates. Track your transfers and receive instant updates for a smooth, secure financial experience.

Highlights
  • International money transfers
  • Cross-border bill payments
  • Currency exchange
  • Transparent pricing
  • Competitive exchange rates
  • Transfer tracking and updates
Features
Read full description

Move money globally with confidence. Switch is a secure, easy-to-use app for international money transfers, cross-border payments, currency exchange, and multi-currency accounts. Whether you're sending money home, paying global vendors, or managing funds in different currencies, Switch makes it simple. What you can do with Switch • Send money internationally with competitive exchange rates and transparent pricing • Hold and manage USD, CAD, GBP, EUR, and NGN accounts • Fund your Switch Hub accounts with payment rails you are already familiar with e.g. Interac e-Transfer, ACH, Wire, FPS, SEPA • Exchange currencies with live rates • Track every transfer and share receipts instantly • Pay individuals and businesses with ease Why Switch? • Fast transfers with no hidden fees • Great exchange rates • Simple, intuitive experience • Secure payments backed by strong encryption • Registered with FINTRAC as a Money Services Business (MSB No. M22578161) • Helpful customer support whenever you need it Built for everyday life and business Whether you're supporting family, paying tuition, settling invoices, or paying overseas vendors, Switch gives you an easier way to move money across borders. Privacy & Security Your privacy and security come first. Switch follows Canadian regulatory requirements and uses industry-standard security measures to protect your information and your money. Download Switch today and enjoy fast, secure international payments, competitive exchange rates, and a smarter way to move money globally.

About

SurplusFx

Easily manage your finances, send and receive money globally, and pay bills from a single, secure application. Experience fast, rewarding international money transfers with competitive exchange rates and real-time tracking.

Highlights
  • Global money transfers
  • Bill payments
  • Multi-currency wallet
  • Competitive exchange rates
  • Rewards on transactions
  • Real-time tracking
Features
Read full description

SurplusFx Fast, Secure & Rewarding Global Money Transfers Manage your finances, send and receive money globally, and pay bills—all from one simple, secure app. SurplusFx makes international money transfers effortless, fast, and rewarding. Whether you’re supporting family abroad, running a business, or managing daily expenses, SurplusFx is your trusted global financial companion. Why Choose SurplusFx? Competitive Exchange Rates Get the best value for your money with transparent and competitive rates designed to maximize your transfers. Instant Global Transfers Send and receive money internationally in minutes with our reliable and secure transfer system. Rewards on Every Transaction Earn points and benefits when you send money, pay bills, or complete financial activities within the app. Multi-Currency Wallet Easily manage multiple currencies in one wallet. Switch, send, or spend globally—all in one place. Bill Payments Made Simple Settle bills for utilities, subscriptions, and more directly from your app, anytime, anywhere. Safe & Regulated SurplusFx is built with advanced encryption and operates as an agent of Linearsend Inc which under strict regulatory compliance (FINTRAC). Your funds and data are always protected. Extra Features ●Real-time transaction tracking & notifications ●24/7 customer support ●Intuitive and easy-to-use interface Perfect For ●Individuals sending money to family overseas ●Freelancers and businesses managing cross-border payments ●Anyone who wants a simple, secure, and rewarding global financial experience Download SurplusFx Today! Join thousands of users who trust SurplusFx for fast, safe, and convenient international money transfers.

Screenshots

Switch Hub4 screens
SurplusFx4 screens

Verdict

The call

The clearest difference is rating: SurplusFx at 5.0 against Switch Hub's 4.6. Switch Hub's advantage is ratings volume (11 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SurplusFx holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Switch Hub has 11 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Switch Hub ships an update every 4 weeks, SurplusFx fortnightly. Both last shipped on November 12, 2026.

Scorecard2 real differences · 7 level
Switch Hub versus SurplusFx: the parameters behind the verdict, then further details
ParameterSwitch HubSurplusFx
PriceFreeFree
Rating4.6 (11 ratings)5.0 (1 ratings) — better
Number of ratings11 — better1
Update frequencyEvery 4 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size75 MB38 MB
Age rating4+4+
DeveloperSwitch HubIFEMMADON FINANCIAL INC.

Customer experience

Switch Hub

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%

SurplusFx

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Switch Hub

No in-app purchases

None

SurplusFx

No in-app purchases

Questions

Is Switch Hub free?
Switch Hub is free to download, with no in-app purchases.
Is SurplusFx free?
SurplusFx is free to download, with no in-app purchases.
Which has better reviews, Switch Hub or SurplusFx?
SurplusFx is rated higher. Switch Hub averages 4.6 out of 5 from 11 ratings, while SurplusFx averages 5.0 from 1 ratings.
Do Switch Hub or SurplusFx have ads?
Neither Switch Hub nor SurplusFx shows ads.
Which is updated more often, Switch Hub or SurplusFx?
Switch Hub ships an update every 4 weeks, and SurplusFx fortnightly. Most recently, Switch Hub was updated on November 12, 2026 and SurplusFx on November 12, 2026.

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