Switch Hub vs SurplusFx
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Switch Hub
Easily send money internationally, pay bills abroad, and exchange currencies with transparent pricing and competitive exchange rates. Track your transfers and receive instant updates for a smooth, secure financial experience.
- International money transfers
- Cross-border bill payments
- Currency exchange
- Transparent pricing
- Competitive exchange rates
- Transfer tracking and updates
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Move money globally with confidence. Switch is a secure, easy-to-use app for international money transfers, cross-border payments, currency exchange, and multi-currency accounts. Whether you're sending money home, paying global vendors, or managing funds in different currencies, Switch makes it simple. What you can do with Switch • Send money internationally with competitive exchange rates and transparent pricing • Hold and manage USD, CAD, GBP, EUR, and NGN accounts • Fund your Switch Hub accounts with payment rails you are already familiar with e.g. Interac e-Transfer, ACH, Wire, FPS, SEPA • Exchange currencies with live rates • Track every transfer and share receipts instantly • Pay individuals and businesses with ease Why Switch? • Fast transfers with no hidden fees • Great exchange rates • Simple, intuitive experience • Secure payments backed by strong encryption • Registered with FINTRAC as a Money Services Business (MSB No. M22578161) • Helpful customer support whenever you need it Built for everyday life and business Whether you're supporting family, paying tuition, settling invoices, or paying overseas vendors, Switch gives you an easier way to move money across borders. Privacy & Security Your privacy and security come first. Switch follows Canadian regulatory requirements and uses industry-standard security measures to protect your information and your money. Download Switch today and enjoy fast, secure international payments, competitive exchange rates, and a smarter way to move money globally.
SurplusFx
Easily manage your finances, send and receive money globally, and pay bills from a single, secure application. Experience fast, rewarding international money transfers with competitive exchange rates and real-time tracking.
- Global money transfers
- Bill payments
- Multi-currency wallet
- Competitive exchange rates
- Rewards on transactions
- Real-time tracking
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SurplusFx Fast, Secure & Rewarding Global Money Transfers Manage your finances, send and receive money globally, and pay bills—all from one simple, secure app. SurplusFx makes international money transfers effortless, fast, and rewarding. Whether you’re supporting family abroad, running a business, or managing daily expenses, SurplusFx is your trusted global financial companion. Why Choose SurplusFx? Competitive Exchange Rates Get the best value for your money with transparent and competitive rates designed to maximize your transfers. Instant Global Transfers Send and receive money internationally in minutes with our reliable and secure transfer system. Rewards on Every Transaction Earn points and benefits when you send money, pay bills, or complete financial activities within the app. Multi-Currency Wallet Easily manage multiple currencies in one wallet. Switch, send, or spend globally—all in one place. Bill Payments Made Simple Settle bills for utilities, subscriptions, and more directly from your app, anytime, anywhere. Safe & Regulated SurplusFx is built with advanced encryption and operates as an agent of Linearsend Inc which under strict regulatory compliance (FINTRAC). Your funds and data are always protected. Extra Features ●Real-time transaction tracking & notifications ●24/7 customer support ●Intuitive and easy-to-use interface Perfect For ●Individuals sending money to family overseas ●Freelancers and businesses managing cross-border payments ●Anyone who wants a simple, secure, and rewarding global financial experience Download SurplusFx Today! Join thousands of users who trust SurplusFx for fast, safe, and convenient international money transfers.
Screenshots
Verdict
The clearest difference is rating: SurplusFx at 5.0 against Switch Hub's 4.6. Switch Hub's advantage is ratings volume (11 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SurplusFx holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Switch Hub has 11 ratings behind it against 1, so its average is the more settled of the two.
Switch Hub ships an update every 4 weeks, SurplusFx fortnightly. Both last shipped on November 12, 2026.
| Parameter | Switch Hub | SurplusFx |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (11 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 11 — better | 1 |
| Update frequency | Every 4 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 75 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Switch Hub | IFEMMADON FINANCIAL INC. |
Customer experience
Switch Hub
SurplusFx
In-app purchases
Switch Hub
No in-app purchases
SurplusFx
No in-app purchases









