Square One vs SurplusFx
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Square One
Easily quote, purchase, and manage home or car insurance policies on the go. Submit and track claims, and get expert help from licensed agents via webchat or phone. Get personalized coverage in minutes.
- Quote and buy insurance
- Manage policies
- Submit and track claims
- Expert agent assistance
- Personalized coverage options
Read full descriptionHide full description
With the Square One app, you can quote, buy, and manage your home or car insurance policies anywhere, anytime. Plus, submit and track claims easily. If you need help, expert assistance from a licensed insurance agent is just a webchat or phone call away. Square One offers home insurance in BC, Alberta, Saskatchewan, Manitoba, Ontario, and Quebec. We also offer car insurance in Ontario and Quebec. You can get a home insurance policy for as little as $15/month, or a car insurance policy from $120/month (ON) or $67/month (QC). Plus, save up to 5% on your home insurance when you buy both home and car insurance from Square One. We're focused on making insurance simple, accessible, and affordable for Canadians. Customers love our personalized coverage, top-tier customer service, and easy-to-use online system. Get your personalized insurance in as little as 5 minutes — see how much you can save by downloading the app and getting a quote.
SurplusFx
Easily manage your finances, send and receive money globally, and pay bills from a single, secure application. Experience fast, rewarding international money transfers with competitive exchange rates and real-time tracking.
- Global money transfers
- Bill payments
- Multi-currency wallet
- Competitive exchange rates
- Rewards on transactions
- Real-time tracking
Read full descriptionHide full description
SurplusFx Fast, Secure & Rewarding Global Money Transfers Manage your finances, send and receive money globally, and pay bills—all from one simple, secure app. SurplusFx makes international money transfers effortless, fast, and rewarding. Whether you’re supporting family abroad, running a business, or managing daily expenses, SurplusFx is your trusted global financial companion. Why Choose SurplusFx? Competitive Exchange Rates Get the best value for your money with transparent and competitive rates designed to maximize your transfers. Instant Global Transfers Send and receive money internationally in minutes with our reliable and secure transfer system. Rewards on Every Transaction Earn points and benefits when you send money, pay bills, or complete financial activities within the app. Multi-Currency Wallet Easily manage multiple currencies in one wallet. Switch, send, or spend globally—all in one place. Bill Payments Made Simple Settle bills for utilities, subscriptions, and more directly from your app, anytime, anywhere. Safe & Regulated SurplusFx is built with advanced encryption and operates as an agent of Linearsend Inc which under strict regulatory compliance (FINTRAC). Your funds and data are always protected. Extra Features ●Real-time transaction tracking & notifications ●24/7 customer support ●Intuitive and easy-to-use interface Perfect For ●Individuals sending money to family overseas ●Freelancers and businesses managing cross-border payments ●Anyone who wants a simple, secure, and rewarding global financial experience Download SurplusFx Today! Join thousands of users who trust SurplusFx for fast, safe, and convenient international money transfers.
Screenshots
Verdict
The clearest difference is update cadence: SurplusFx at fortnightly against Square One's every 6 weeks. SurplusFx also leads on monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Square One ships an update every 6 weeks, SurplusFx fortnightly. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.
| Parameter | Square One | SurplusFx |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 61.5% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 39 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Square One Insurance | IFEMMADON FINANCIAL INC. |
Customer experience
Square One
SurplusFx
In-app purchases
Square One
No in-app purchases
SurplusFx
No in-app purchases








