Baki vs Save Wise
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Baki
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Every expense has a story β discover yours with Baki. Baki is the smart, AI-powered expense tracker that helps you make sense of your money. From scanning receipts in seconds to visualizing spending habits, Baki makes managing your finances simple, fast, and stress-free. AI Receipt Scanning - Just snap a picture of your receipt. Baki extracts vendor, amount, and date so you can ditch manual entry forever. Clear Spending Insights (Coming soon) - See where your money goes with easy spending reports, visual charts, and monthly expense tracking trends. Perfect for building better financial habits. Multiple Wallets - Keep your money separated just like Excel sheets. Create dedicated wallets for personal, business, projects, or travel, and switch between them easily. Itβs a flexible way to manage multiple accounts in one app. Private & Secure - Your data is encrypted and protected. Baki is a secure expense tracker designed with your privacy in mind. Why Baki? - Unlike generic money tracker apps, Baki combines AI automation with flexible organization. Whether youβre tracking receipts, managing budgets, or organizing multiple wallets, Baki gives you the clarity you need to make smarter financial decisions. Baki Pro Subscriptions: Baki offers auto-renewable subscriptions with weekly, monthly, and annual plans. Payment will be charged to your Apple ID account. Subscriptions auto-renew unless canceled. Manage your subscription in Account Settings. Terms of Use: https://www.baki.money/terms Privacy Policy: https://www.baki.money/privacy
Save Wise
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SaveWise β Premium Expenses Tracker Built for Malaysians Stop guessing where your money goes. SaveWise gives you real-time financial clarity with the depth most budget apps skip β EPF dividends, loan auto-deduct, credit card cycles, and full insight analysis, all in one beautifully designed app. SMART SCAN β SCAN RECEIPTS IN ONE TAP Set up iPhone Back Tap, scan any receipt with a double tap on the back of your phone. On-device OCR extracts the amount, merchant, and date automatically. Confirm in the Dynamic Island and you're done β no typing, no friction. FULL ACCOUNT COVERAGE β’ Assets: bank, e-wallet, cash, investments β’ Loans: personal, hire purchase, housing (with construction stages) β’ Credit cards with statement cycles β’ Provident Fund: MY EPF, SG CPF, India EPF, or custom β with sub-accounts, auto-contribution, and dividend calculation LOAN AUTO-DEDUCT Set your monthly repayment once. SaveWise deducts it automatically every month in the background β no missed payments, no manual entry. SMART CATEGORY PREDICTION Learns from your past transactions and gets better the more you use it. Fuzzy match plus keyword fallback across 7 categories means most scans are categorized correctly on the first try. REAL-TIME INSIGHTS β’ Net worth at a glance β’ Monthly income vs expense breakdown β’ Spending by category, with trend analysis β’ Saving goals with progress tracking BUILT FOR PRIVACY β OFFLINE-FIRST All your financial data lives on your device. No accounts, no cloud sync of personal data, no ads. Your money is your business. PREMIUM DESIGN, NATIVE FEEL Crafted specifically for iOS with Apple's Liquid Glass design language β translucent materials, fluid animations, and native controls throughout. It feels like it belongs on your iPhone because it was designed that way. HOME SCREEN WIDGETS Glance at your balance, today's spending, or net worth without opening the app. DAILY REMINDERS Optional spending reminders, loan payment alerts, and contribution reminders to keep you on track. CUSTOMIZABLE Choose your accent color, set a custom background, adjust blur intensity β make it yours. MADE IN MALAYSIA Designed with Malaysian users in mind β EPF, hire purchase loans, local categories β but flexible enough to work anywhere in the world with any currency. No subscription. No ads. No data harvesting. Just a thoughtful expenses tracker that respects your time and your privacy. Download SaveWise and finally know exactly where you stand.
Screenshots
Verdict
Baki and Save Wise are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Baki sells 3 in-app purchases, starting at $3.99 per 7 days and Save Wise sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Baki ships an update every 2 months, Save Wise every 6 weeks. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | Baki | Save Wise |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 6 weeks β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 β better |
| Further details β not scored | ||
| Size | 45 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Nullify Tech | kian haw yoon |
In-app purchases
Baki
- Baki Pro - Weekly Plan$3.997 Days
- Baki Pro - Monthly Plan$7.991 Month
- Baki Pro - Annual Plan$49.991 Year
Save Wise
- Buy me a coffee$0.99
- Buy me a snack$2.99
- Buy me lunch$4.99
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- Super supporter$9.99









