Baki vs Centsei

Every expense has a story — discover yours with Baki. Baki is the smart, AI-powered expense tracker that helps you make sense of your money. From scanning receipts in seconds to visualizing spending habits, Baki makes managing your finances simple, fast, and stress-free. AI Receipt Scanning - Just snap a picture of your receipt. Baki extracts vendor, amount, and date so you can ditch manual entry forever. Clear Spending Insights (Coming soon) - See where your money goes with easy spending reports, visual charts, and monthly expense tracking trends. Perfect for building better financial habits. Multiple Wallets - Keep your money separated just like Excel sheets. Create dedicated wallets for personal, business, projects, or travel, and switch between them easily. It’s a flexible way to manage multiple accounts in one app. Private & Secure - Your data is encrypted and protected. Baki is a secure expense tracker designed with your privacy in mind. Why Baki? - Unlike generic money tracker apps, Baki combines AI automation with flexible organization. Whether you’re tracking receipts, managing budgets, or organizing multiple wallets, Baki gives you the clarity you need to make smarter financial decisions. Baki Pro Subscriptions: Baki offers auto-renewable subscriptions with weekly, monthly, and annual plans. Payment will be charged to your Apple ID account. Subscriptions auto-renew unless canceled. Manage your subscription in Account Settings. Terms of Use: https://www.baki.money/terms Privacy Policy: https://www.baki.money/privacy

Centsei is a private, offline-first expense tracker built for people who just want to know where their money goes — without handing their financial life to a cloud server. YOUR DATA STAYS YOURS • Everything is stored on your device. No sign-up, no login, no account required. • No ads. No trackers. We never see your numbers. • Optional cloud sync is end-to-end encrypted with a code only you hold — even we can't read it. FAST, HONEST MONEY TRACKING • Add an expense or income in seconds with clean, tappable categories. • Built for Malaysian Ringgit (RM) with proper formatting — amounts are always calculated to the exact cent. • Beautiful monthly reports: spending, income, balance, and a category breakdown at a glance. BUDGET & PLAN • Set a monthly budget and get a gentle nudge before you overspend — overall and per category. • Recurring expenses auto-fill each month, so rent and subscriptions are never forgotten. • A 6-month trend shows whether you're heading the right way. FIND ANYTHING • Search and filter your entries instantly. • Tap any category to drill into its line items. PRIVATE BY DESIGN • Lock the app with a PIN. • Works fully offline — open it on a plane, in the basement, anywhere. • Export your data anytime as JSON or CSV. It's your money; it's your data. BILINGUAL • Full Traditional Chinese and English — switch any time. Centsei is designed to be the calmest, most private money tracker on your phone. Open it, log it, get on with your day.