ClearWallet vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ClearWallet
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Take control of your finances with Clear Wallet, the intelligent expense tracking app that combines cutting-edge AI technology with privacy-first design. AI-Powered Receipt Scanning Say goodbye to manual data entry! Simply scan your receipts and watch as our advanced AI automatically extracts transaction details, amounts, dates, and intelligently categorizes expenses. Our smart categorization learns from your spending patterns to provide accurate, personalized expense tracking. Multi-Card Management Effortlessly manage multiple credit cards, debit cards, and payment methods in one unified dashboard. Each card gets its own color-coded identity, making it easy to track spending across different accounts and visualize your financial landscape. Smart Categorization System Organize your finances with our intelligent categorization system. Create custom categories, assign unique icons and colors, and let AI automatically sort your transactions. From groceries and transportation to entertainment and healthcare, every expense finds its proper place. Privacy-First Design Your financial data is precious, and we treat it that way. All information is stored locally on your device with bank-level AES-256 encryption. No cloud storage, no data sharing, no third-party access. Your privacy is our priority.
Spending Tracker
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Money tracking shouldn’t feel like homework. Meet Zoe, an AI-powered expense tracker built with Apple Intelligence that understands how you naturally write. Just type something like: “Dinner ₹550 with friends” Zoe instantly converts it into a clean, structured expense — no forms, no friction. Track expenses your way Zoe is designed to feel effortless, fast, and human. • Write expenses in plain text • Let Apple Intelligence extract amount, category, and context • Stay aware of your spending without manual effort Smart weekly insights Understand your money at a glance. • Weekly spending charts • AI-generated weekly summaries • Clear insights into where your money goes • No spreadsheets, no confusion Works seamlessly with iOS Zoe fits perfectly into your Apple ecosystem. • Siri integration — add expenses using your voice • Shortcuts support — log expenses in seconds • Home Screen widgets — track spending at a glance • Built with privacy and on-device intelligence in mind Zoe offers optional auto-renewable subscriptions to unlock Pro features. Payment will be charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Zoe_Pro_Weekly: Unlocks Pro Features for a Week $0.99 Zoe_pro_Monthly: Unlocks Pro Features for a Month $2.99 Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://scented-freeze-970.notion.site/Zoe-Privacy-Policy-2e52f5789df080d79cf8fdd42dca3b7f
Screenshots
Verdict
The clearest difference is in-app purchases: ClearWallet at none against Spending Tracker's 2. ClearWallet also leads on update cadence (every 4 days vs every 9 days) and device support (3 vs 1). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $0.99 per 7 days. ClearWallet asks for nothing beyond the download.
ClearWallet ships an update every 4 days, Spending Tracker every 9 days. The most recent releases landed on June 2, 2026 and September 6, 2026 respectively.
| Parameter | ClearWallet | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 25 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Guillermo Guevara | Kushal Parekh |
In-app purchases
ClearWallet
No in-app purchases
Spending Tracker
- Pro_Weekly$0.997 Days
- Pro_Monthly$2.991 Month









