Comparison

MoMo PSB NG vs Arksend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoMo PSB NG

Manage your finances with this mobile money app, offering services for sending, spending, saving, and bill payments. It also provides virtual and physical debit cards for online and in-store transactions. Currently available only to customers in Nigeria.

Highlights
  • Send and receive money
  • Buy airtime and data
  • Make bill payments
  • Save and manage savings
  • Physical MoMo debit card
  • Virtual MoMo card
  • Check balance and transactions
Read full description

This app and its services are currently only available to customers in Nigeria. MoMo, your everyday money app. Now available in Nigeria, the Mobile Money (MoMo) App gives you a simple way to send, spend, save, and manage your money — all in one place. MoMo is MTN’s digital financial services platform, connecting millions of customers to financial services across Africa. With your MoMo wallet you can: 
 - Transfer money quickly and conveniently.
 - Buy airtime and data for yourself, friends, and family.
 - Conveniently make bill payments.
 - Save and manage your savings directly in the app. - Get a physical MoMo debit card which you can use to pay in-store and online, and withdraw cash. - Get a MoMo virtual card on the app which you can use to pay online.
- Check your balance and transactions. Backed by MTN and built on MoMo’s experience delivering digital financial services across Africa, the MoMo App gives you a simple, convenient way to manage your money in Nigeria.

About

Arksend

Features
Read full description

Send Money Across Africa | Instant Transfers Arksend moves money between African countries in seconds. Send Naira to family in Ghana, pay a partner in Kenya, settle up in South Africa, your recipient is paid out in their own currency, instantly. No more waiting days for a bank transfer. No more losing money to hidden charges. Just fast, honest transfers between the countries you actually send to. Why Arksend - Instant, most transfers land in minutes, not days - Great rates, real exchange rates, clearly shown before you send - Simple, pay with your local payment method or your Arksend wallet balance - Built for Africa, for people sending across the continent Every send is a voyage Track transfers in real time and rise through the ranks. Crew, Sailor, Captain, Admiral, Commodore, as you move more across the continent. Send money home. Send money across. Arksend gets it there. Download Arksend today.

Screenshots

MoMo PSB NG4 screens
Arksend3 screens

Verdict

The call

The clearest difference is ads: Arksend at none against MoMo PSB NG's shown. MoMo PSB NG's advantage is update cadence (every 5 days vs every 3 weeks) and iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MoMo PSB NG ships an update every 5 days, Arksend every 3 weeks. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
MoMo PSB NG versus Arksend: the parameters behind the verdict, then further details
ParameterMoMo PSB NGArksend
PriceFreeFree
Rating2.6 (147 ratings) — better—
Positive reviews37.0% of reviews—
Number of ratings147 — better—
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size164 MB54 MB
Age rating17+4+
DeveloperMTN FINTECH(PTY) LTDArksend

In-app purchases

None

MoMo PSB NG

No in-app purchases

None

Arksend

No in-app purchases

Questions

Is MoMo PSB NG free?
MoMo PSB NG is free to download, with no in-app purchases.
Is Arksend free?
Arksend is free to download, with no in-app purchases.
Do MoMo PSB NG or Arksend have ads?
MoMo PSB NG shows ads; Arksend does not.
Which is updated more often, MoMo PSB NG or Arksend?
MoMo PSB NG ships an update every 5 days, and Arksend every 3 weeks. Most recently, MoMo PSB NG was updated on October 25, 2026 and Arksend on October 8, 2026.

Other comparisons