Comparison

MoMo PSB NG vs VanReceipts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoMo PSB NG

Manage your finances with this mobile money app, offering services for sending, spending, saving, and bill payments. It also provides virtual and physical debit cards for online and in-store transactions. Currently available only to customers in Nigeria.

Highlights
  • Send and receive money
  • Buy airtime and data
  • Make bill payments
  • Save and manage savings
  • Physical MoMo debit card
  • Virtual MoMo card
  • Check balance and transactions
Read full description

This app and its services are currently only available to customers in Nigeria. MoMo, your everyday money app. Now available in Nigeria, the Mobile Money (MoMo) App gives you a simple way to send, spend, save, and manage your money — all in one place. MoMo is MTN’s digital financial services platform, connecting millions of customers to financial services across Africa. With your MoMo wallet you can: 
 - Transfer money quickly and conveniently.
 - Buy airtime and data for yourself, friends, and family.
 - Conveniently make bill payments.
 - Save and manage your savings directly in the app. - Get a physical MoMo debit card which you can use to pay in-store and online, and withdraw cash. - Get a MoMo virtual card on the app which you can use to pay online.
- Check your balance and transactions. Backed by MTN and built on MoMo’s experience delivering digital financial services across Africa, the MoMo App gives you a simple, convenient way to manage your money in Nigeria.

About

VanReceipts

Features
Read full description

Know what every job actually made you. VanReceipts turns a receipt into job profit. Snap it from the front seat. AI reads the vendor, date, and total on your phone. For a faded or crumpled receipt, cloud AI pulls out every line item. You confirm, and the cost files to the right job. No typing. No shoebox. No spreadsheet. LOOK AROUND FIRST After setup, browse Home, jobs, invoices, and accounting with sample jobs. Subscribe when you are ready. Sample jobs leave the phone the moment Pro starts, so they never mix with your real clients or iCloud books. HOW IT WORKS - Add a job in ten seconds: client, dates, and what you are billing. - Scan every receipt. You confirm before anything saves. - Materials, fuel, labour, and mileage come off the job's billed amount, live. Every job shows net profit and margin. INVOICES AND ESTIMATES - Build from the labour and materials you already tracked. - Instant estimates with AI: say the job or add photos. You check every price before you send. - Send a professional PDF. Request payment on the invoice. The client pays you. No VanReceipts cut. - Mark payments and keep balances clear. - Share an online quote. The client accepts it on their phone, with an optional deposit. - One pay link and QR code per invoice. It always shows what is owed now. - Export every job to Excel or CSV, or send your accountant a monthly pack. MILEAGE - Log From and To, or type the distance yourself. - Trips land on the job and roll into accounting. BUILT FOR THE TRADES - Per-job profit and margin, not just a year-end total. - Track your crew and their real hourly labour cost per job. - Made for the van: fast, one-handed, and it works offline. - English, Spanish, French, German, and Dutch. Money uses your region's separators. PRIVATE BY DEFAULT VanReceipts reads receipts on your phone. For Pro, a receipt image, or an estimate description and photos, may be sent over a secure connection to our cloud AI service. You confirm before save. Location is used only when you ask to fill a job address or the start of a trip. Never in the background. Never on scan. VANRECEIPTS PRO A 3-day free trial on yearly, then the full toolkit: - Receipt scans and cloud AI itemization - Instant estimates with AI - Invoice payment links. The client pays you. No VanReceipts cut - Crew and real labour cost per job - Full profit history - iCloud sync across your devices Pricing: 14.99 USD per month, or 99.99 USD per year (best value). 3-day free trial on yearly. Monthly starts when you subscribe. Cancel anytime. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings after purchase. Terms of Use: https://vanreceipts.app/terms Privacy Policy: https://vanreceipts.app/privacy Know your profit before you have packed the van.

Screenshots

MoMo PSB NG4 screens
VanReceipts4 screens

Verdict

The call

The clearest difference is in-app purchases: MoMo PSB NG at none against VanReceipts's 2. MoMo PSB NG also leads on iOS requirement (13.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. VanReceipts sells 2 in-app purchases, starting at $14.99 per month. MoMo PSB NG asks for nothing beyond the download.

UpkeepUpdate frequency

MoMo PSB NG ships an update every 5 days, VanReceipts every 3 days. The most recent releases landed on October 28, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
MoMo PSB NG versus VanReceipts: the parameters behind the verdict, then further details
ParameterMoMo PSB NGVanReceipts
PriceFreeFree
Rating2.6 (149 ratings) — better—
Positive reviews37.9% of reviews—
Number of ratings149 — better—
Update frequencyEvery 5 daysEvery 3 days — better
AdsYesYes
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better18.0
Further details — not scored
Size168 MB32 MB
Age rating17+4+
DeveloperMTN FINTECH(PTY) LTDTurnstile Lab

In-app purchases

None

MoMo PSB NG

No in-app purchases

2 purchases

VanReceipts

Subscriptions2
  • VanReceipts Pro Monthly7 Days trial$14.991 Month
  • Pro Annual7 Days trial$99.991 Year

Questions

Is MoMo PSB NG free?
MoMo PSB NG is free to download, with no in-app purchases.
Is VanReceipts free?
VanReceipts is free to download, with in-app purchases available.
Do MoMo PSB NG or VanReceipts have ads?
Both MoMo PSB NG and VanReceipts show ads.
Which is updated more often, MoMo PSB NG or VanReceipts?
MoMo PSB NG ships an update every 5 days, and VanReceipts every 3 days. Most recently, MoMo PSB NG was updated on October 28, 2026 and VanReceipts on October 18, 2026.

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