Comparison

房贷计算器 vs SubCal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

房贷计算器

This professional tool simplifies mortgage calculations for various loan types, including commercial, provident fund, and combined loans. It supports different repayment methods and provides detailed monthly payment, interest, and principal information based on real-time interest rates.

Highlights
  • Calculates commercial, provident fund, and combined loans
  • Supports equal principal and interest repayment methods
  • Provides monthly payment, interest, and principal details
  • Updates with latest central bank interest rates
  • Simple and intuitive user interface
Features
Read full description

“房贷计算器” App 是一款专为广大有房贷需求人士打造的专业、便捷房贷计算工具。它功能强大且全面,全面覆盖商业贷款、公积金贷款、组合贷款三种常见贷款类型,满足不同用户的实际需求。在还款方式上,支持等额本金与等额本息自由切换,用户只需输入贷款金额、贷款年限、贷款利率等基础数据,即可快速、精准地获取每月还款额、利息支出、本金偿还等详细信息,计算结果清晰直观,让你对房贷还款情况一目了然。同时,App 会依据央行最新政策实时更新贷款利率,确保计算数据的时效性与准确性,帮助用户根据最新利率动态调整房贷规划,找到最适合自己的贷款方案。此外,操作界面简洁易懂,新手也能轻松上手,一键点击,复杂房贷计算瞬间完成。“房贷计算器-购房按揭贷款计算器” App,让房贷计算从此变得简单、高效,为你的购房之路保驾护航。

About

SubCal

Visualize all your subscription renewal dates on a calendar, track your spending trends, and gain insights into where your money goes. Easily categorize and manage unlimited subscriptions with smart tracking features.

Highlights
  • Calendar view of renewals
  • Track unlimited subscriptions
  • Spending analytics and trends
  • Categorize subscriptions
  • Multi-currency support
  • Pause/cancel subscriptions
Features
Read full description

Take control of your subscriptions. See every renewal on a calendar, track spending trends, and never get surprised by unexpected charges again. ■ Calendar View • Visual calendar showing all renewal dates at a glance • Swipe to navigate months effortlessly • Tap any date to see which subscriptions renew • Monthly spending totals displayed prominently ■ Smart Tracking • Track unlimited subscriptions with Pro • Support for weekly, monthly, quarterly, and yearly billing cycles • Pause, cancel, or reactivate subscriptions with one tap • Multi-currency support with exchange rate conversion ■ Spending Analytics • Monthly and yearly spending breakdowns • 6-month spending trend visualization • Category-based insights to see where your money goes • Compare spending month-over-month ■ Stay Organized • Categorize subscriptions: Entertainment, Productivity, Music, and more • Search and sort your subscription list • Add notes and payment method details • App Store lookup to quickly add subscriptions Download now and finally see the full picture of your subscription spending. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.freeprivacypolicy.com/live/346fc85e-9df0-4fec-ad73-4efbeae3859f

Screenshots

房贷计算器4 screens
SubCal4 screens

Verdict

The call

The clearest difference is price: SubCal at Free against 房贷计算器's $1.99. SubCal also leads on update cadence (weekly vs every 3 weeks). 房贷计算器's advantage is iOS requirement (12 vs 18.0). On review sentiment, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

SubCal is free to download; 房贷计算器 costs $1.99 up front. 房贷计算器 sells 1 one-off in-app purchase and SubCal sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

房贷计算器 ships an update every 3 weeks, SubCal weekly. The most recent releases landed on September 30, 2026 and September 28, 2026 respectively.

Scorecard4 real differences · 6 level
房贷计算器 versus SubCal: the parameters behind the verdict, then further details
Parameter房贷计算器SubCal
Price$1.99Free — better
Rating—5.0 (3 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationPaidFree with in-app purchases — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12 — better18.0
Further details — not scored
Size27 MB12 MB
Age rating17+4+
DeveloperNAICAI LIrenwei han

Customer experience

房贷计算器

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SubCal

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

房贷计算器

One-time1
  • VIP Premium Member$0.99
3 purchases

SubCal

Subscriptions2
  • SubCal Pro Monthly$0.991 Month
  • SubCal Pro Yearly$4.991 Year
One-time1
  • SubCal Pro Lifetime$6.99

Questions

Is 房贷计算器 free?
房贷计算器 costs $1.99, and also offers in-app purchases.
Is SubCal free?
SubCal is free to download, with in-app purchases available.
Do 房贷计算器 or SubCal have ads?
Neither 房贷计算器 nor SubCal shows ads.
Which is updated more often, 房贷计算器 or SubCal?
房贷计算器 ships an update every 3 weeks, and SubCal weekly. Most recently, 房贷计算器 was updated on September 30, 2026 and SubCal on September 28, 2026.

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