房贷计算器 vs SubCal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
房贷计算器
This professional tool simplifies mortgage calculations for various loan types, including commercial, provident fund, and combined loans. It supports different repayment methods and provides detailed monthly payment, interest, and principal information based on real-time interest rates.
- Calculates commercial, provident fund, and combined loans
- Supports equal principal and interest repayment methods
- Provides monthly payment, interest, and principal details
- Updates with latest central bank interest rates
- Simple and intuitive user interface
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“房贷计算器” App 是一款专为广大有房贷需求人士打造的专业、便捷房贷计算工具。它功能强大且全面,全面覆盖商业贷款、公积金贷款、组合贷款三种常见贷款类型,满足不同用户的实际需求。在还款方式上,支持等额本金与等额本息自由切换,用户只需输入贷款金额、贷款年限、贷款利率等基础数据,即可快速、精准地获取每月还款额、利息支出、本金偿还等详细信息,计算结果清晰直观,让你对房贷还款情况一目了然。同时,App 会依据央行最新政策实时更新贷款利率,确保计算数据的时效性与准确性,帮助用户根据最新利率动态调整房贷规划,找到最适合自己的贷款方案。此外,操作界面简洁易懂,新手也能轻松上手,一键点击,复杂房贷计算瞬间完成。“房贷计算器-购房按揭贷款计算器” App,让房贷计算从此变得简单、高效,为你的购房之路保驾护航。
SubCal
Visualize all your subscription renewal dates on a calendar, track your spending trends, and gain insights into where your money goes. Easily categorize and manage unlimited subscriptions with smart tracking features.
- Calendar view of renewals
- Track unlimited subscriptions
- Spending analytics and trends
- Categorize subscriptions
- Multi-currency support
- Pause/cancel subscriptions
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Take control of your subscriptions. See every renewal on a calendar, track spending trends, and never get surprised by unexpected charges again. ■ Calendar View • Visual calendar showing all renewal dates at a glance • Swipe to navigate months effortlessly • Tap any date to see which subscriptions renew • Monthly spending totals displayed prominently ■ Smart Tracking • Track unlimited subscriptions with Pro • Support for weekly, monthly, quarterly, and yearly billing cycles • Pause, cancel, or reactivate subscriptions with one tap • Multi-currency support with exchange rate conversion ■ Spending Analytics • Monthly and yearly spending breakdowns • 6-month spending trend visualization • Category-based insights to see where your money goes • Compare spending month-over-month ■ Stay Organized • Categorize subscriptions: Entertainment, Productivity, Music, and more • Search and sort your subscription list • Add notes and payment method details • App Store lookup to quickly add subscriptions Download now and finally see the full picture of your subscription spending. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.freeprivacypolicy.com/live/346fc85e-9df0-4fec-ad73-4efbeae3859f
Screenshots
Verdict
The clearest difference is price: SubCal at Free against 房贷计算器's $1.99. SubCal also leads on update cadence (weekly vs every 3 weeks). 房贷计算器's advantage is iOS requirement (12 vs 18.0). On review sentiment, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
SubCal is free to download; 房贷计算器 costs $1.99 up front. 房贷计算器 sells 1 one-off in-app purchase and SubCal sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
房贷计算器 ships an update every 3 weeks, SubCal weekly. The most recent releases landed on September 30, 2026 and September 28, 2026 respectively.
| Parameter | 房贷计算器 | SubCal |
|---|---|---|
| Price | $1.99 | Free — better |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Paid | Free with in-app purchases — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12 — better | 18.0 |
| Further details — not scored | ||
| Size | 27 MB | 12 MB |
| Age rating | 17+ | 4+ |
| Developer | NAICAI LI | renwei han |
Customer experience
房贷计算器
SubCal
In-app purchases
房贷计算器
- VIP Premium Member$0.99
SubCal
- SubCal Pro Monthly$0.991 Month
- SubCal Pro Yearly$4.991 Year
- SubCal Pro Lifetime$6.99









