Send vs StablePay Wallet

Send money around the world in seconds, for free.¹ No wire transfer. No three to five business days. No waiting for the bank to open. The amount you send is the amount they get. No fee taken out, no network fee passed to you. Send is one app for all of it: a debit card, savings, stocks, and crypto in a single balance. Your money stays yours, and we never hold it. SEND MONEY AROUND THE WORLD FOR FREE¹ - Send and receive dollars in seconds, wherever your people are - Send money to family and friends abroad without the transfer fee - Send $100 and they get $100 - Pay anyone by their Sendtag, with no long address to copy - A heads up before you send to someone for the first time - No cutoff times, no weekends off, no three day hold SPEND ANYWHERE WITH THE SEND CARD² - Spend your Send balance with a debit card - Add it to Apple Pay and Google Pay and tap to pay - Real-time alerts on every transaction - No monthly fees, no hidden fees SAVE TOWARD A GOAL AND EARN ON EVERY DOLLAR³ - Create a savings goal, name it, pick an icon, and watch it fill up - Save at the same rate as everyone else, with no tier to unlock - Your rate moves with the market, not with how much you spend - No minimum balance, no lock up, no waiting to withdraw GET PAID WITH YOUR SEND PROFILE - Build a public profile with a link-in-bio layout - Put your link in a bio, an invoice, or a text - Get paid by anyone who has it, with no account number to hand out EARN BONUSES ON SEND - Earn bonuses when you refer friends to Send - Get rewarded for the things you already do in the app Create your profile. Share your link. Get paid. Send is not a bank. Send, Inc. does not custody or control user funds. Send is a non-custodial wallet, and all assets are managed directly by users via their private keys. ¹ Send does not charge a fee to send or receive money in Send, and Send covers network fees on those transfers. Fees for other services are disclosed in the app before you confirm. ² The Send card program is provided by Wirex. The card is issued by Wirex’s issuing bank pursuant to a license from the card network. Card services are subject to separate terms disclosed in the app. ³ Savings rates in Send are variable, are not guaranteed, and change with market conditions. The current rate is shown in the app. Savings rewards in Send are not bank interest and are not FDIC insured. Send does not target UK consumers with cryptoasset promotions. Future UK availability will comply with FCA rules under Section 21 of FSMA or Article 73ZA. Support: https://support.send.app Email: support@send.app Send, Inc. 101 N. Indian Hill Blvd., Suite 206 Claremont, CA 91711

Stablecoins for Everyone - Real-time settlement. No hidden fees, no complexity. - Download StablePay and create an account in minutes. P2P Payments - Send and receive USDT instantly, for free. - Pay friends and family by phone number, email, @stablename, or QR code. - Keep your money safe with passkey and passcode. Deposit Funds - Deposit USDT, USDC, ETH - auto-converted to USDT. - Buy USDT with card, bank transfer, or local payment methods. - Transfer from Binance or Coinbase in a few taps. - Fees and rates shown upfront before you confirm. StablePay Earn - Deposit USDT from your StablePay wallet into an curated yield-bearing vaults. - Track Earn balance and lifetime earnings in-app. - APY and rewards are variable and not guaranteed. Vaults are on-chain and are not bank deposits. Built for simplicity. No crypto experience needed. StablePay is non-custodial - you control your funds at all times.