Comparison

WhoOwes vs Medpy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WhoOwes

Read full description

WhoOwes – the easiest way to track shared expenses and split bills with anyone, anywhere. Tired of arguing over who owes what? Whether you're traveling with friends, sharing rent with roommates, or splitting dinner costs, WhoOwes helps you keep everything fair and transparent. Key Features: – Track shared expenses: Add payments and instantly see who owes whom. – Split costs your way: Equally, by shares, percentages, or custom amounts. – Organize by group or event: Trips, dinners, rent, or group gifts. – Support for multiple currencies: perfect for international travel. – Settle up easily: No more confusing spreadsheets or awkward reminders. Perfect for: – Trips and travel groups: Manage shared expenses for transportation, stays, and food. – Roommates and shared homes: Split rent, utilities, and groceries effortlessly. – Couples: Keep track of shared spending and stay financially balanced. – Friends and colleagues: Plan events, gifts, or group projects without hassle. Say goodbye to “you owe me” arguments and hello to simple, stress-free expense sharing. WhoOwes — because fair splitting should be effortless. Privacy policy: https://aeolian-clover-827.notion.site/Privacy-Policy-29d070a54130805fa285dd8babaa85d7 Terms of use: https://aeolian-clover-827.notion.site/Terms-of-Use-29d070a5413080a8bc69ec8cb2f3efa2

About

Medpy

This app helps you master your money using the zero-based budgeting method. It allows you to allocate every dollar into spending categories and track expenses in real-time, providing visual reports and alerts to prevent overspending.

Highlights
  • Zero-Based Budgeting
  • Daily Spending Limits
  • Overspending Alerts
  • Rollover Support
  • Visual Reports
  • Complete Privacy
  • Export & Backup
Features
Read full description

Medpy - Master Your Money with Zero-Based Budgeting Take control of your finances with Medpy, a simple yet powerful budgeting app that brings the proven envelope budgeting method to your iPhone. WHO IT’S FOR: Perfect for anyone who wants to stop wondering where their money goes. Whether you’re paying off debt, saving for goals, or simply want better spending awareness, Medpy helps you allocate every dollar with purpose. WHAT PROBLEM IT SOLVES: Traditional budgeting apps are complicated and overwhelming. Medpy uses the time-tested envelope method in a digital format—you divide your monthly income into spending categories (envelopes) and track expenses in real-time. The zero-based approach ensures every dollar has a job, eliminating mystery spending and helping you live within your means. KEY FEATURES: * Zero-Based Budgeting: Assign all income until “unassigned” reaches zero * Daily Spending Limits: See exactly how much you can spend today * Smart Overspending Alerts: Visual warnings when envelopes run low or negative * Rollover Support: Automatically carry unused funds to next month * Visual Reports: Charts showing budget vs actual spending patterns * Complete Privacy: All data stays on your device, no account required * Export & Backup: Share your budget data anytime IDEAL FOR: * Monthly bill planning and household budgeting * Tracking discretionary spending * Managing irregular expenses * Couples coordinating shared finances * Anyone transitioning from cash envelopes to digital tracking Download Medpy and transform how you manage money—one envelope at a time.

Screenshots

WhoOwes4 screens
Medpy4 screens

Verdict

The call

The clearest difference is iOS requirement: Medpy at 15.6 against WhoOwes's 18.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 7 level
WhoOwes versus Medpy: the parameters behind the verdict, then further details
ParameterWhoOwesMedpy
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.6 — better
Further details — not scored
Size13 MB2 MB
Age rating12+4+
DeveloperAlikhan MussabekovYasemin Dos

In-app purchases

None

WhoOwes

No in-app purchases

None

Medpy

No in-app purchases

Questions

Is WhoOwes free?
WhoOwes is free to download, with no in-app purchases.
Is Medpy free?
Medpy is free to download, with no in-app purchases.
Do WhoOwes or Medpy have ads?
Neither WhoOwes nor Medpy shows ads.

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