Comparison

Debtless vs Aksaty

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debtless

Features
Read full description

100% free. No ads. No subscriptions. Debtless keeps the number that matters most—the date you are projected to be debt-free—at the top of your plan. Add debts manually or scan a statement, log payments, and see the projection move as your balances change. EVERY FEATURE IS FREE • Track unlimited debts, payments, due dates, and savings goals • See total debt, minimum payments, payoff progress, and a projected debt-free date • Log quick extra payments without exceeding the remaining balance • Compare avalanche, snowball, and hybrid payoff strategies • Explore payoff questions with the on-device Plan Assistant on compatible Apple Intelligence devices • Use Apple Intelligence-enhanced statement extraction on compatible devices • Get Earn ideas tailored to your skills and most expensive debt • Set local due-date reminders and export your ledger to CSV There is no subscription, in-app purchase, paywall, advertising, or paid feature tier. Generated features have no message or scan quotas because processing runs on-device. PRIVACY BY DESIGN There is no bank linking or sign-in account. Your debt ledger, statement processing, saved Plan Assistant conversation, prompts, and generated output stay on your device. On compatible devices, generated features use Apple's Foundation Models framework and Apple Intelligence with no network AI fallback. Debtless does not sell your data, record product usage, or include third-party ad, tracking, or analytics SDKs. Apple Intelligence and other generated output can be incomplete, outdated, misleading, or wrong. Debtless and its Plan Assistant are software planning and education tools, not financial advisers, and do not provide financial, legal, tax, credit-repair, lending, or investment advice. Verify important figures and creditor terms before acting. Terms: https://debtlessapp.com/terms/ Privacy: https://debtlessapp.com/privacy/

About

Aksaty

Easily track all your assets and their payment schedules in one organized place. Monitor property, vehicles, electronics, and custom items, with features for manual entry, contract scanning, and timely reminders to stay on top of your finances.

Highlights
  • Track diverse assets (property, cars, phones, custom)
  • Monitor paid, remaining, and upcoming installments
  • Scan contracts to extract payment schedules
  • Calendar view for due dates
  • Installment payment reminders
  • Progress tracking and portfolio insights
Features
Read full description

Aksaty helps you track all your assets and installments in one place. Whether you are managing property, cars, phones, or custom assets, Aksaty gives you a clear view of what you have paid, what is coming next, and what still remains. With Aksaty, you can add assets manually, import them, or scan contracts to extract payment schedules faster. Stay organized with calendar views, installment reminders, progress tracking, and smart insights that help you plan ahead with confidence. Features: • Track property, cars, phones, and custom assets • Monitor paid, remaining, and upcoming installments • Scan contracts and extract payment schedules quickly • View due dates in a simple calendar layout • Get reminders so you never miss a payment • See payment progress and portfolio insights at a glance • Keep all your asset details organized in one app Aksaty is designed to make installment tracking simple, clear, and reliable.` Terms of Use: https://aksaty-c0bbc.web.app/terms.html Privacy Policy: https://aksaty-c0bbc.web.app/privacy.html

Screenshots

Debtless4 screens
Aksaty4 screens

Verdict

The call

The clearest difference is update cadence: Aksaty at every 2 days against Debtless's every 7 months. Aksaty also leads on iOS requirement (15.1 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debtless sells 3 one-off in-app purchases and Aksaty sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debtless ships an update every 7 months, Aksaty every 2 days. The most recent releases landed on October 9, 2026 and October 1, 2026 respectively.

Scorecard2 real differences · 7 level
Debtless versus Aksaty: the parameters behind the verdict, then further details
ParameterDebtlessAksaty
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 7 monthsEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPod — better
Requires iOS18.215.1 — better
Further details — not scored
Size5 MB52 MB
Age rating4+4+
DeveloperLogan MooreMostafa Wahby

In-app purchases

3 purchases

Debtless

One-time3
  • Thanks for the Support!$0.99
  • You're Awesome!$2.99
  • You’re fueling development!$4.99
2 purchases

Aksaty

Subscriptions2
  • Aksaty Pro Monthly$0.991 Month
  • Aksaty Pro Annual$9.991 Year

Questions

Is Debtless free?
Debtless is free to download, with in-app purchases available.
Is Aksaty free?
Aksaty is free to download, with in-app purchases available.
Do Debtless or Aksaty have ads?
Neither Debtless nor Aksaty shows ads.
Which is updated more often, Debtless or Aksaty?
Debtless ships an update every 7 months, and Aksaty every 2 days. Most recently, Debtless was updated on October 9, 2026 and Aksaty on October 1, 2026.

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