Debtless vs Deposit & Asset Tracker

100% free. No ads. No subscriptions. Debtless keeps the number that matters most—the date you are projected to be debt-free—at the top of your plan. Add debts manually or scan a statement, log payments, and see the projection move as your balances change. EVERY FEATURE IS FREE • Track unlimited debts, payments, due dates, and savings goals • See total debt, minimum payments, payoff progress, and a projected debt-free date • Log quick extra payments without exceeding the remaining balance • Compare avalanche, snowball, and hybrid payoff strategies • Explore payoff questions with the on-device Plan Assistant on compatible Apple Intelligence devices • Use Apple Intelligence-enhanced statement extraction on compatible devices • Get Earn ideas tailored to your skills and most expensive debt • Set local due-date reminders and export your ledger to CSV There is no subscription, in-app purchase, paywall, advertising, or paid feature tier. Generated features have no message or scan quotas because processing runs on-device. PRIVACY BY DESIGN There is no bank linking or sign-in account. Your debt ledger, statement processing, saved Plan Assistant conversation, prompts, and generated output stay on your device. On compatible devices, generated features use Apple's Foundation Models framework and Apple Intelligence with no network AI fallback. Debtless does not sell your data, record product usage, or include third-party ad, tracking, or analytics SDKs. Apple Intelligence and other generated output can be incomplete, outdated, misleading, or wrong. Debtless and its Plan Assistant are software planning and education tools, not financial advisers, and do not provide financial, legal, tax, credit-repair, lending, or investment advice. Verify important figures and creditor terms before acting. Terms: https://debtlessapp.com/terms/ Privacy: https://debtlessapp.com/privacy/

Asset Tracker helps you keep track of your savings and never miss an important date. Whether it's a fixed deposit maturing, an insurance policy's earliest withdrawal date, or a wealth product you want to keep an eye on, everything lives in one simple, private place. KEY FEATURES Deposit maturity reminders Get reminded before your fixed deposits mature. Choose alerts 30, 14, 7, 3, or 1 day before, on the maturity date itself, and an optional follow-up reminder if you haven't acted yet. More than just deposits Record bank deposits, wealth management products, and insurance policies side by side. Each asset type has its own icon, so you can tell them apart at a glance. Overview at a glance See how your assets are distributed with a clean per-currency breakdown. Each currency is shown separately — no confusing cross-currency totals. Multi-currency Keep assets in NOK, USD, EUR, and more, each displayed in its own currency. Private by design Your data stays on your device. Reminders are delivered locally, and you can lock the app with Face ID. Asset Tracker is a personal record-keeping and reminder tool. It does not provide financial advice, projections, or investment recommendations.