Debtless vs Debtors List Pro

100% free. No ads. No subscriptions. Debtless keeps the number that matters most—the date you are projected to be debt-free—at the top of your plan. Add debts manually or scan a statement, log payments, and see the projection move as your balances change. EVERY FEATURE IS FREE • Track unlimited debts, payments, due dates, and savings goals • See total debt, minimum payments, payoff progress, and a projected debt-free date • Log quick extra payments without exceeding the remaining balance • Compare avalanche, snowball, and hybrid payoff strategies • Explore payoff questions with the on-device Plan Assistant on compatible Apple Intelligence devices • Use Apple Intelligence-enhanced statement extraction on compatible devices • Get Earn ideas tailored to your skills and most expensive debt • Set local due-date reminders and export your ledger to CSV There is no subscription, in-app purchase, paywall, advertising, or paid feature tier. Generated features have no message or scan quotas because processing runs on-device. PRIVACY BY DESIGN There is no bank linking or sign-in account. Your debt ledger, statement processing, saved Plan Assistant conversation, prompts, and generated output stay on your device. On compatible devices, generated features use Apple's Foundation Models framework and Apple Intelligence with no network AI fallback. Debtless does not sell your data, record product usage, or include third-party ad, tracking, or analytics SDKs. Apple Intelligence and other generated output can be incomplete, outdated, misleading, or wrong. Debtless and its Plan Assistant are software planning and education tools, not financial advisers, and do not provide financial, legal, tax, credit-repair, lending, or investment advice. Verify important figures and creditor terms before acting. Terms: https://debtlessapp.com/terms/ Privacy: https://debtlessapp.com/privacy/

Never lose track of who owes you money — or who you owe — again. Debtors List Pro is a clean, private way to track every debt, loan, and IOU in one place. Whether it's rent split with a roommate, cash you lent a friend, or a work reimbursement, keep it all organized without spreadsheets or sticky notes. WHY PEOPLE SWITCH TO DEBTORS LIST PRO • See exactly who owes you and who you owe, at a glance • Track debts in 40+ currencies — hryvnia, dollar, euro, zloty, and more • Even track non-monetary debts (a favor, a coffee, anything) • Send a friendly reminder in one tap • Face ID protection keeps your financial info private FREE TO START Add up to 5 debtors, track balances, and use every core feature — free, forever. No trial period, no forced sign-up. UPGRADE TO PRO — ONE PAYMENT, YOURS FOR LIFE This is not a subscription. Pay once, unlock everything, forever: • Unlimited debtors • Partial payments & full repayment history • Custom due dates & personal reminders • Sync across all your devices • Home Screen widget • Export your data to CSV (opens in Excel) • No ads BUILT WITH PRIVACY IN MIND Your data stays on your device and, if you enable sync, in your own private iCloud account. We don't operate a server, and we don't sell your data — ever. Download Debtors List Pro today and finally get every debt out of your head and into one simple, organized list. Terms of Use: https://docs.google.com/document/d/1-1KNCHQs4KXWKKvhXI69N75Jiak7_jE_/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true Privacy Policy: https://docs.google.com/document/d/188-ImDh_URZLPkiwS27OnzWxrd_HEZQ8/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true