Budget Planner and Tracker vs Budgets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Planner and Tracker
Manage your personal finances with this intuitive budgeting tool. Track expenses, customize categories, and gain insights with AI-powered recommendations. A free version is available, with a subscription unlocking advanced features.
- Quick transaction input
- Customizable budget categories
- Cross-device syncing
- Detailed charts and reports
- AI-powered financial insights
- Recurring subscription tracking
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Our app is a smart and easy-to-use budgeting tool designed to help users take control of their personal finances. With a simple and intuitive interface, it allows for quick transaction input, customizable budget categories, and seamless syncing across devices. It's ideal for anyone looking to build better money habits, monitor their spending, and stay on top of recurring subscriptions. Users can view detailed charts and reports, as well as access a calendar that shows spending history. AI-powered insights provide personalized recommendations to help users make more informed financial decisions. A free version is available with limited features. To unlock the full experience including advanced subscription tracking and unlimited transaction entries a paid subscription is required. The app offers auto-renewable subscriptions and in-app purchases: 1 Week: $4.99 1 Month: $12.99 1 Year: $39.99 Lifetime Access: $59.99 A subscription is necessary to access all features. Subscriptions can be managed or canceled at any time through your device’s settings. Privacy Policy Link: https://docs.google.com/document/d/1tlk_3pM5Lpa7zZd0ijWRURdQ9n3mvZ19uwqfn8pYqDE/edit?usp=sharing Terms of Use Link: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budgets
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Budgets is the budget tracker you actually want to use. Most budgeting apps are cluttered, glitchy, confusing, and inflexible. Budgets is different: clean, modern, and designed to get out of your way so you can focus on what matters. Not every budget is monthly. Create budgets for anything — a vacation, weekly groceries, a one-off home renovation — and Budgets breaks them down so you can see how much is left today to stay on pace. Gone over in one area? Spread Remaining redistributes what's left over the remaining days, weeks or months — so your daily number reflects where you actually are, not where you planned to be. Features: — Create completely custom budgets for any goal or timeframe — See how much is left today — not just a running total — Track spending simply and beautifully, #tag an expense to see a budget-level breakdown — Beautiful home screen widgets to see your budget at a glance and add expenses in a tap — Log expenses with Siri without even opening the app — Clean, modern design unlike anything else in the Finance category — Spread Remaining to correct your course when life doesn't go to plan Free to get started. Unlock unlimited budgets with a one-time purchase. Disclaimer: Budgets provides basic calculations based on the data and rules you enter, and does not guarantee accuracy. It is not financial advice. Always independently verify totals before making financial decisions.
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Verdict
The clearest difference is iOS requirement: Budget Planner and Tracker at 16.0 against Budgets's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner and Tracker sells 5 in-app purchases, starting at $4.99 per 7 days and Budgets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Budget Planner and Tracker ships an update every 2 weeks, Budgets fortnightly. The most recent releases landed on September 29, 2026 and October 8, 2026 respectively.
| Parameter | Budget Planner and Tracker | Budgets |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (7 ratings) — better | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 95 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Harvey Duke | Michael van de Kerkhof |
In-app purchases
Budget Planner and Tracker
- Weekly3 Days trial$4.997 Days
- Weekly$4.997 Days
- Monthly$12.991 Month
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- Yearly$39.991 Year
- Lifetime$59.99
Budgets
- Unlimited Budgets$2.99
Questions
Is Budget Planner and Tracker free?
Is Budgets free?
Do Budget Planner and Tracker or Budgets have ads?
Which is updated more often, Budget Planner and Tracker or Budgets?
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