Comparison

Budget Planner and Tracker vs Budgets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner and Tracker

Manage your personal finances with this intuitive budgeting tool. Track expenses, customize categories, and gain insights with AI-powered recommendations. A free version is available, with a subscription unlocking advanced features.

Highlights
  • Quick transaction input
  • Customizable budget categories
  • Cross-device syncing
  • Detailed charts and reports
  • AI-powered financial insights
  • Recurring subscription tracking
Read full description

Our app is a smart and easy-to-use budgeting tool designed to help users take control of their personal finances. With a simple and intuitive interface, it allows for quick transaction input, customizable budget categories, and seamless syncing across devices. It's ideal for anyone looking to build better money habits, monitor their spending, and stay on top of recurring subscriptions. Users can view detailed charts and reports, as well as access a calendar that shows spending history. AI-powered insights provide personalized recommendations to help users make more informed financial decisions. A free version is available with limited features. To unlock the full experience including advanced subscription tracking and unlimited transaction entries a paid subscription is required. The app offers auto-renewable subscriptions and in-app purchases: 1 Week: $4.99 1 Month: $12.99 1 Year: $39.99 Lifetime Access: $59.99 A subscription is necessary to access all features. Subscriptions can be managed or canceled at any time through your device’s settings. Privacy Policy Link: https://docs.google.com/document/d/1tlk_3pM5Lpa7zZd0ijWRURdQ9n3mvZ19uwqfn8pYqDE/edit?usp=sharing Terms of Use Link: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budgets

Features
Read full description

Budgets is the budget tracker you actually want to use. Most budgeting apps are cluttered, glitchy, confusing, and inflexible. Budgets is different: clean, modern, and designed to get out of your way so you can focus on what matters. Not every budget is monthly. Create budgets for anything — a vacation, weekly groceries, a one-off home renovation — and Budgets breaks them down so you can see how much is left today to stay on pace. Gone over in one area? Spread Remaining redistributes what's left over the remaining days, weeks or months — so your daily number reflects where you actually are, not where you planned to be. Features: — Create completely custom budgets for any goal or timeframe — See how much is left today — not just a running total — Track spending simply and beautifully, #tag an expense to see a budget-level breakdown — Beautiful home screen widgets to see your budget at a glance and add expenses in a tap — Log expenses with Siri without even opening the app — Clean, modern design unlike anything else in the Finance category — Spread Remaining to correct your course when life doesn't go to plan Free to get started. Unlock unlimited budgets with a one-time purchase. Disclaimer: Budgets provides basic calculations based on the data and rules you enter, and does not guarantee accuracy. It is not financial advice. Always independently verify totals before making financial decisions.

Screenshots

Budget Planner and Tracker4 screens
Budgets4 screens

Verdict

The call

The clearest difference is iOS requirement: Budget Planner and Tracker at 16.0 against Budgets's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner and Tracker sells 5 in-app purchases, starting at $4.99 per 7 days and Budgets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Planner and Tracker ships an update every 2 weeks, Budgets fortnightly. The most recent releases landed on September 29, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 8 level
Budget Planner and Tracker versus Budgets: the parameters behind the verdict, then further details
ParameterBudget Planner and TrackerBudgets
PriceFreeFree
Rating3.9 (7 ratings) — better—
Number of ratings7 — better—
Update frequencyEvery 2 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.0 — better26.0
Further details — not scored
Size95 MB6 MB
Age rating4+4+
DeveloperHarvey DukeMichael van de Kerkhof

In-app purchases

5 purchases

Budget Planner and Tracker

Subscriptions4
  • Weekly3 Days trial$4.997 Days
  • Weekly$4.997 Days
  • Monthly$12.991 Month
Show 1 more
  • Yearly$39.991 Year
One-time1
  • Lifetime$59.99
1 purchases

Budgets

One-time1
  • Unlimited Budgets$2.99

Questions

Is Budget Planner and Tracker free?
Budget Planner and Tracker is free to download, with in-app purchases available.
Is Budgets free?
Budgets is free to download, with in-app purchases available.
Do Budget Planner and Tracker or Budgets have ads?
Neither Budget Planner and Tracker nor Budgets shows ads.
Which is updated more often, Budget Planner and Tracker or Budgets?
Budget Planner and Tracker ships an update every 2 weeks, and Budgets fortnightly. Most recently, Budget Planner and Tracker was updated on September 29, 2026 and Budgets on October 8, 2026.

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