Comparison

Pay9 vs Xledger 2

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Pay9

Read full description

One App for all your lifestyle needs Unlock a world of unparalleled luxury and convenience with the NINE App, your premier gateway to the finest lifestyle experiences globally. NINE has forged partnerships with an exclusive network of world-class providers, ensuring that every desire, from exquisite dining to lavish accommodations, seamless travel, and captivating entertainment, is met with the highest standard of excellence. Every transaction through our Pay9 Card is rewarded which can be redeemed with our partners. Spend to earn! NINE empowers Web3 users by providing a seamless solution for spending globally. Through the Pay9 Card, users can effortlessly make payments at millions of merchant locations across 210 countries and territories worldwide. NINE offers users access to a wide selection of the hottest events throughout the world. NINE user benefits can include but is not limited to: priority access, exclusive access, giveaways, and other exciting rewards. NINE also allows our users to easily track and manage their finances through our app. Link your Pay9 Card to NINE app to track your spending and rewards.

About

Xledger 2

Features
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The Xledger mobile app puts the ERP in your pocket. Employees and managers get secure, on-the-go access to the tools they use every day, and get notified when something needs their attention. - Log work hours, track projects, and submit timesheets directly from your phone. Request time off and check your vacation balance at a glance. - Simplify your expense reporting. Snap photos of receipts and upload them directly to your expenses without ever touching a desktop. - Keep track of your compensation on the go. View and securely download your latest pay stubs anytime, anywhere. - Handle approvals like absence requests and unpaid bills. - Get notifications when something needs your attention, like absence approvals from your colleagues. - Access various reports, like bank balances (role dependent) or employee lists. Sign in with Xledger credentials. After the initial log in, sign in quicker next time with Face ID or Touch ID. Seamlessly switch between multiple accounts and roles. Note: Xledger Mobile only works if your organization is already up and running with the Xledger platform.

Screenshots

Pay93 screens
Xledger 24 screens

Verdict

The call

The clearest difference is iOS requirement: Pay9 at 16.6 against Xledger 2's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pay9 ships an update every 3 weeks, Xledger 2 fortnightly. The most recent releases landed on September 14, 2026 and September 24, 2026 respectively.

Scorecard1 real difference ยท 5 level
Pay9 versus Xledger 2: the parameters behind the verdict, then further details
ParameterPay9Xledger 2
PriceFreeFree
Update frequencyEvery 3 weeksFortnightly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone
Requires iOS16.6 โ€” better18.0
Further details โ€” not scored
Size178 MB60 MB
Age rating17+4+
DeveloperMasterpay GlobalXledger Inc

In-app purchases

None

Pay9

No in-app purchases

None

Xledger 2

No in-app purchases

Questions

Is Pay9 free?
Pay9 is free to download, with no in-app purchases.
Is Xledger 2 free?
Xledger 2 is free to download, with no in-app purchases.
Do Pay9 or Xledger 2 have ads?
Neither Pay9 nor Xledger 2 shows ads.
Which is updated more often, Pay9 or Xledger 2?
Pay9 ships an update every 3 weeks, and Xledger 2 fortnightly. Most recently, Pay9 was updated on September 14, 2026 and Xledger 2 on September 24, 2026.

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