Comparison

ValuAlliance vs Hocpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Growing small businesses

Free

💰 Finance

No ratingsView app →

About

ValuAlliance

Features

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Seamlessly manage your investments with the ValuAlliance app. Track the performance of your funds, monitor your portfolio — all in one secure, easy-to-use platform. Designed for individual investors, the app brings the trusted expertise of ValuAlliance Asset Management to your fingertips.

About

Hocpay

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HocPay is a simple, secure wallet built for everyday payments in Nigeria. Fund your wallet, pay bills, send money, and earn rewards, right from your phone. Do more in one app Instant transfers: Move money to friends and family straight from your wallet. Fund wallet quickly: Keep your balance topped up so payments are always one tap away. Pay your essentials: Airtime & data, TV subscriptions, electricity tokens, education, and betting top-ups—organized and easy to find. Real rewards, not just points Rewards Weekend: Extra benefits on airtime/data purchases during promo weekends. Cashback on electricity: Earn on eligible payments (above ₦1,000). Refer & earn: Invite friends and receive bonus cash when they join and use HocPay. Merchant program (optional) Ready to grow? Become a HOC Merchant and unlock higher commissions (up to 15%), referral bonuses, premium perks, and priority support. Built for trust Face ID/Touch ID & PIN protection. Auto-lock on inactivity to keep your account safe. Clear history so you always know where your money goes. Friendly support Need help? Contact support@hocpay.com from inside the app. We’re here to help. HocPay brings fast payments, fair rewards, and simple money tools together—so you can focus on life, not on bills.

Screenshots

ValuAlliance4 screens

Hocpay4 screens

Verdict

The call

The clearest difference is ads: Hocpay at none against ValuAlliance's shown. Hocpay also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ValuAlliance ships an update every 5 weeks, Hocpay every 3 weeks. Both last shipped on October 30, 2026.

Scorecard2 real differences · 4 level

ValuAlliance versus Hocpay: the parameters behind the verdict, then further details
Parameter	ValuAlliance	Hocpay
Price	Free	Free
Update frequency	Every 5 weeks	Every 3 weeks — better
Ads	Yes	No — better
In-app purchases	No	No
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	15.1	13.0 — better
Further details — not scored
Size	22 MB	45 MB
Age rating	17+	17+
Developer	ValuAlliance Asset Management Limited	Jaysmart Technology

In-app purchases

None

ValuAlliance

No in-app purchases

None

Hocpay

No in-app purchases

Questions

Is ValuAlliance free?

ValuAlliance is free to download, with no in-app purchases.

Is Hocpay free?

Hocpay is free to download, with no in-app purchases.

Do ValuAlliance or Hocpay have ads?

ValuAlliance shows ads; Hocpay does not.

Which is updated more often, ValuAlliance or Hocpay?

ValuAlliance ships an update every 5 weeks, and Hocpay every 3 weeks. Most recently, ValuAlliance was updated on October 30, 2026 and Hocpay on October 30, 2026.