Comparison

Hocpay vs HoneePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hocpay

Read full description

HocPay is a simple, secure wallet built for everyday payments in Nigeria. Fund your wallet, pay bills, send money, and earn rewards, right from your phone. Do more in one app Instant transfers: Move money to friends and family straight from your wallet. Fund wallet quickly: Keep your balance topped up so payments are always one tap away. Pay your essentials: Airtime & data, TV subscriptions, electricity tokens, education, and betting top-ups—organized and easy to find. Real rewards, not just points Rewards Weekend: Extra benefits on airtime/data purchases during promo weekends. Cashback on electricity: Earn on eligible payments (above ₦1,000). Refer & earn: Invite friends and receive bonus cash when they join and use HocPay. Merchant program (optional) Ready to grow? Become a HOC Merchant and unlock higher commissions (up to 15%), referral bonuses, premium perks, and priority support. Built for trust Face ID/Touch ID & PIN protection. Auto-lock on inactivity to keep your account safe. Clear history so you always know where your money goes. Friendly support Need help? Contact support@hocpay.com from inside the app. We’re here to help. HocPay brings fast payments, fair rewards, and simple money tools together—so you can focus on life, not on bills.

About

HoneePay

Features
Read full description

Honeepay is Africa’s social money app that makes sending, receiving, and managing money as easy as chatting with friends. No long account numbers or awkward transfers—just simple @usernames and seamless payments. Send money instantly, split bills effortlessly, and track every transaction with real-time updates so you always stay in control. Whether you’re paying friends, managing family finances, or running a business, Honeepay is built for fast, secure, and connected everyday payments.

Screenshots

Hocpay4 screens
HoneePay4 screens

Verdict

The call

The clearest difference is update cadence: HoneePay at every 3 days against Hocpay's every 3 weeks. Hocpay's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Hocpay ships an update every 3 weeks, HoneePay every 3 days. The most recent releases landed on October 17, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 4 level
Hocpay versus HoneePay: the parameters behind the verdict, then further details
ParameterHocpayHoneePay
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size45 MB51 MB
Age rating17+17+
DeveloperJaysmart TechnologyYomi Adebiaye

In-app purchases

None

Hocpay

No in-app purchases

None

HoneePay

No in-app purchases

Questions

Is Hocpay free?
Hocpay is free to download, with no in-app purchases.
Is HoneePay free?
HoneePay is free to download, with no in-app purchases.
Do Hocpay or HoneePay have ads?
Neither Hocpay nor HoneePay shows ads.
Which is updated more often, Hocpay or HoneePay?
Hocpay ships an update every 3 weeks, and HoneePay every 3 days. Most recently, Hocpay was updated on October 17, 2026 and HoneePay on October 20, 2026.

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