Arif Remit vs Kacha

Arif Remittance is a digital money transfer solution that lets you send funds internationally via bank deposit, wallet transfer, cash pickup, payment link, or even airtime top-up all from the convenience of your phone. Built for users in Ethiopia and across the globe, Arif Remittance makes sending money as easy as a few taps. Whether you’re supporting family or paying for services, you can trust Arif Remmit to deliver your funds fast, securely, and affordably. Secure & Reliable Transfers - We partner with trusted banks and forex bureaus to ensure your money gets to the right hands. - All transactions are encrypted and processed in real-time. - Phone number verification and OTP-based security included. Multiple Ways to Send Choose the option that suits your recipient best: - Bank Transfer – Send directly to bank accounts. - Wallet Transfer – Transfer to mobile wallets. - Cash Pickup – Let recipients collect cash at designated locations. - Payment Link – Generate a secure link and let the recipient choose how to receive the money. Multibank & Forex Support We work with multiple financial institutions to offer competitive exchange rates and broader coverage. You will always find up-to-date exchange rates from your preferred banks and forex offices. Simple, Clean Interface We have designed a user-friendly experience that works seamlessly across devices. Get started with minimal effort: - Select the service you want - Choose an exchange rate - Enter recipient details - Confirm and send Why Arif Remittance? - Fast and convenient international transfers - Transparent exchange rates - Wide choice of payout methods - Excellent customer support Download Arif Remittance now and experience a new standard of international money transfers fast, flexible, and tailored for your needs.

Kacha: your receipts, rewarded. Scan the receipts you already get and earn Kacha Points. Check what things should cost before you pay, keep a streak, and take on missions from the brands you buy. Kacha reads every receipt for you, so there is no typing. SCAN AND EARN Snap a receipt or scan its eTIMS QR code. Kacha reads the store, the date and every item, checks that it is genuine, and adds Kacha Points for each valid scan. The app always shows what a scan earned and why. CHECK PRICE See the typical price of a product near you, the range most people pay, and how it has moved over the year. Prices come from real receipts scanned by shoppers, and each one shows how recent it is. STREAKS Scan on consecutive days to build a streak and earn a bonus every seventh day. A freeze covers a day you miss. BRAND MISSIONS Brands you already buy set missions, such as trying a product or buying it again. Scan the receipt and the points are yours. SPEND SMARTER Set a monthly budget, see your spending by category, and keep every receipt filed and searchable. M-PESA payments are captured alongside your receipts. USE YOUR POINTS Put your Kacha Points toward airtime, sent straight to your phone where it is available. INVITE FRIENDS Share your code. When a friend keeps scanning, you both earn bonus points. BUILT FOR EAST AFRICA Works with KRA eTIMS receipts, KES and M-PESA. Sign in with Apple, Google or email, and protect the app with Face ID or Touch ID. PRIVACY Brands see purchases added up across many shoppers, never names, phone numbers or accounts. You can delete your account from inside the app at any time. Kacha is free to use. Questions? hello@kachalabs.com