Comparison

LuckyCat vs Pico Saving

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LuckyCat

This finance app offers a simple and enjoyable way to track expenses. It features detailed categorization, multi-currency support, and insightful charts. Advanced users can benefit from multi-ledger functionality and expense management tools.

Highlights
  • Ad-free and no login required
  • Detailed categorization with subcategories
  • Multiple ledgers for different scenarios
  • Asset management and financial overview
  • Various statistical charts and reports
  • Reimbursement and refund management
  • Multi-currency support with real-time exchange rates
Read full description

You're not just tracking income and expenses—you're capturing your life, one entry at a time. LuckyCat makes bookkeeping easier and more natural, helping you understand your spending and everyday life over time. Start tracking with ease today. WHY LUCKYCAT * Beautiful: a meticulously designed interface, icons, and charts — bookkeeping as a treat, not a chore * Smart: AI-powered Smart Entry and Voice Entry say goodbye to tedious tapping * Private: your data lives only on your device and your iCloud. We never collect or share it KEY FEATURES * Smart Entry: share a payment screenshot and AI logs the amount and category for you * Voice Entry: long-press the add button, say one sentence, done * Charts & Reports: pie, bar, and line charts plus a calendar heatmap that make your finances crystal clear * Budgets: per-category budgets with monthly, yearly, or custom periods — set up in three steps * Multiple Account Books: keep daily life, travel, and shared expenses separate * Multi-Currency: real-time exchange rates and cross-currency transfers — travel-ready * Asset Management: track accounts of all types and see your full financial picture * Reimbursements & Refunds: one tap, automatically linked to the original expense * Installments: enter the interest and get the real annual rate calculated automatically * Recurring Entries: rent and subscriptions log themselves * Rich Categories: two-level categories with colorful icons, continuously updated * Tag groups, photo attachments, powerful search, import/export, widgets, Shortcuts… and more to discover PRIVACY FIRST * No account needed * Syncs via iCloud only with your consent * We never store or share your data * No ads, ever LUCKYCAT PRO All personalization features, custom categories, iCloud backup, multiple account books, Smart Entry, Voice Entry, receipt printing, data import, and more Terms of Use: https://luckycat.monana.cc/help?lang=en&slug=about%2Fterms&theme=light Privacy Policy: https://luckycat.monana.cc/help?lang=en&slug=about%2Fprivacy&theme=light Thank you for your support. We'll keep polishing LuckyCat and building more products that live up to this philosophy. If you run into any issues, email us at luckycatwallet@gmail.com — we read and answer every message.

About

Pico Saving

Features
Read full description

Pico Saving makes daily saving satisfying and easy to stick to. Watch a glass piggy bank fill up as you log each saving — whether you skipped a coffee, packed lunch, or passed on an impulse buy. The visual feedback keeps you motivated to keep going. KEY FEATURES • Animated piggy bank — A beautiful glass piggy bank that fills as you hit your daily goal. Choose from multiple designs. • Daily goal tracking — Set a custom daily savings goal and watch your progress update in real time. • Full history — Every entry is saved with a timestamp and optional note. Edit or delete anytime. • Savings summary — See your total saved, daily average, monthly average, and your best day at a glance. • 7-day trend chart — Visualize your saving habit over the past week. • Compound interest projection — See how your savings could grow over 1, 5, 10, and 20 years. • Milestones — Unlock achievements as you build your saving habit, from your first saving to 365× your daily goal. • Currency support — Auto-detects your local currency, or choose from 30+ currencies manually. • Works offline — Everything is stored on your device. No account required. Start small. Stay consistent. Let the piggy bank do the rest.

Screenshots

LuckyCat4 screens
Pico Saving4 screens

Verdict

The call

The clearest difference is device support: Pico Saving at 3 against LuckyCat's 1. Pico Saving also leads on iOS requirement (13.0 vs 18.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LuckyCat sells 7 in-app purchases, starting at $0.99 per 7 days and Pico Saving sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 8 level
LuckyCat versus Pico Saving: the parameters behind the verdict, then further details
ParameterLuckyCatPico Saving
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews95.2% of reviews—
Number of ratings1 — better—
Update frequencyEvery 10 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.613.0 — better
Further details — not scored
Size79 MB33 MB
Age rating4+4+
DeveloperMona StudioPrivate Intelligence Inc.

In-app purchases

7 purchases

LuckyCat

Subscriptions3
  • Weekly Plan$0.997 Days
  • Monthly Plan$3.491 Month
  • Annual Plan7 Days trial$17.991 Year
One-time4
  • Upgrade to Lifetime$17.00
  • 终身会员-限时优惠$31.49
  • Upgrade to Lifetime2 variants$31.49
Show 1 more
  • Lifetime Access$34.99
1 purchases

Pico Saving

One-time1
  • Sakura Bank$0.99

Questions

Is LuckyCat free?
LuckyCat is free to download, with in-app purchases available.
Is Pico Saving free?
Pico Saving is free to download, with in-app purchases available.
Do LuckyCat or Pico Saving have ads?
Neither LuckyCat nor Pico Saving shows ads.

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