LuckyCat vs Pico Saving
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LuckyCat
This finance app offers a simple and enjoyable way to track expenses. It features detailed categorization, multi-currency support, and insightful charts. Advanced users can benefit from multi-ledger functionality and expense management tools.
- Ad-free and no login required
- Detailed categorization with subcategories
- Multiple ledgers for different scenarios
- Asset management and financial overview
- Various statistical charts and reports
- Reimbursement and refund management
- Multi-currency support with real-time exchange rates
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You're not just tracking income and expenses—you're capturing your life, one entry at a time. LuckyCat makes bookkeeping easier and more natural, helping you understand your spending and everyday life over time. Start tracking with ease today. WHY LUCKYCAT * Beautiful: a meticulously designed interface, icons, and charts — bookkeeping as a treat, not a chore * Smart: AI-powered Smart Entry and Voice Entry say goodbye to tedious tapping * Private: your data lives only on your device and your iCloud. We never collect or share it KEY FEATURES * Smart Entry: share a payment screenshot and AI logs the amount and category for you * Voice Entry: long-press the add button, say one sentence, done * Charts & Reports: pie, bar, and line charts plus a calendar heatmap that make your finances crystal clear * Budgets: per-category budgets with monthly, yearly, or custom periods — set up in three steps * Multiple Account Books: keep daily life, travel, and shared expenses separate * Multi-Currency: real-time exchange rates and cross-currency transfers — travel-ready * Asset Management: track accounts of all types and see your full financial picture * Reimbursements & Refunds: one tap, automatically linked to the original expense * Installments: enter the interest and get the real annual rate calculated automatically * Recurring Entries: rent and subscriptions log themselves * Rich Categories: two-level categories with colorful icons, continuously updated * Tag groups, photo attachments, powerful search, import/export, widgets, Shortcuts… and more to discover PRIVACY FIRST * No account needed * Syncs via iCloud only with your consent * We never store or share your data * No ads, ever LUCKYCAT PRO All personalization features, custom categories, iCloud backup, multiple account books, Smart Entry, Voice Entry, receipt printing, data import, and more Terms of Use: https://luckycat.monana.cc/help?lang=en&slug=about%2Fterms&theme=light Privacy Policy: https://luckycat.monana.cc/help?lang=en&slug=about%2Fprivacy&theme=light Thank you for your support. We'll keep polishing LuckyCat and building more products that live up to this philosophy. If you run into any issues, email us at luckycatwallet@gmail.com — we read and answer every message.
Pico Saving
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Pico Saving makes daily saving satisfying and easy to stick to. Watch a glass piggy bank fill up as you log each saving — whether you skipped a coffee, packed lunch, or passed on an impulse buy. The visual feedback keeps you motivated to keep going. KEY FEATURES • Animated piggy bank — A beautiful glass piggy bank that fills as you hit your daily goal. Choose from multiple designs. • Daily goal tracking — Set a custom daily savings goal and watch your progress update in real time. • Full history — Every entry is saved with a timestamp and optional note. Edit or delete anytime. • Savings summary — See your total saved, daily average, monthly average, and your best day at a glance. • 7-day trend chart — Visualize your saving habit over the past week. • Compound interest projection — See how your savings could grow over 1, 5, 10, and 20 years. • Milestones — Unlock achievements as you build your saving habit, from your first saving to 365× your daily goal. • Currency support — Auto-detects your local currency, or choose from 30+ currencies manually. • Works offline — Everything is stored on your device. No account required. Start small. Stay consistent. Let the piggy bank do the rest.
Screenshots
Verdict
The clearest difference is device support: Pico Saving at 3 against LuckyCat's 1. Pico Saving also leads on iOS requirement (13.0 vs 18.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LuckyCat sells 7 in-app purchases, starting at $0.99 per 7 days and Pico Saving sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | LuckyCat | Pico Saving |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 95.2% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 10 days | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 79 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Mona Studio | Private Intelligence Inc. |
In-app purchases
LuckyCat
- Weekly Plan$0.997 Days
- Monthly Plan$3.491 Month
- Annual Plan7 Days trial$17.991 Year
- Upgrade to Lifetime$17.00
- 终身会员-限时优惠$31.49
- Upgrade to Lifetime2 variants$31.49
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- Lifetime Access$34.99
Pico Saving
- Sakura Bank$0.99









