Comparison

SplitSnap vs billmo

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SplitSnap

Features
Read full description

Split any receipt in 5 seconds with Splitty, your AI assistant. Just snap a photo and tell Splitty who had what β€” no typing, no math, no awkward money conversations. Looking for a Splitwise alternative with receipt scanning? SplitSnap uses AI to automatically extract every item, price, and tax from your receipts. SplitSnap makes it easy to handle shared expenses with friends, roommates, or travel groups. Snap a receipt, let AI extract the details, choose how to split, and keep track of who owes what β€” all in one fast, native iOS app. Why SplitSnap We built SplitSnap to remove the stress of group expenses. No more awkward conversations, messy group chats, or doing math at the table. Whether you’re dining out, traveling abroad, or sharing rent, SplitSnap helps everyone stay on the same page. Key Features - AI Receipt Extraction – Take a photo or use the quick widget. SplitSnap’s AI extracts totals, tax, and line items so you don’t have to type them in. - Groups – Create groups for trips, events, or shared living. Add buddies or guests (even if they don’t use the app) and manage shared expenses in one place. - Flexible Splits – Split equally, assign exact amounts, use percentages, divide by items, or adjust when someone covers more. You’re in control of how the bill is shared. - Buddy Ledger – Add buddies once and keep a running balance. If they join later, they’ll instantly see what they owe or are owed. - Loans Made Simple – Record money you’ve lent or borrowed, even if it’s not tied to a shared receipt. - Multi-Currency Support – Each receipt can have its own currency. View everything in your home currency, and settle in whichever currency you prefer. - Unified Settlement – Instead of digging through each bill, see a single balance of what you owe and what others owe you. - Built for iOS – Developed natively in Swift for a fast, smooth, and reliable experience. Perfect For - Travelers splitting across different currencies - Roommates sharing rent, groceries, and utilities - Friends settling restaurant or bar tabs - Students managing shared expenses - Anyone who lends or borrows money Stop arguing over bills or guessing who paid what. Download SplitSnap today and make splitting expenses simple, fair, and transparent. --- SPLITSNAP PRO --- Upgrade to Pro for unlimited receipt scans and Splitty AI assistance at β‚±149/month. Terms of Use: https://www.usesplitsnap.com/terms/ Privacy Policy: https://www.usesplitsnap.com/privacy/

About

billmo

Features
Read full description

Splitting a bill should take seconds, not a spreadsheet. billmo turns a photo of any receipt into a fair, itemized split β€” so everyone pays exactly their share. SCAN & SPLIT IN SECONDS Point your camera at the receipt. billmo reads each line item, and you just tap who had what. It does the math β€” including service charge and discounts β€” down to the cent. KNOW WHO OWES WHAT billmo keeps a running balance with every person and group. See "To Pay" and "To Collect" at a glance, and settle up when you're squared away. Balances between registered users stay perfectly in sync on both sides. GROUPS THAT STAY CLEAN Create a group for the trip, the flat, or the barkada. Add expenses, and billmo tracks each person's share automatically. Join by QR or code, with the group creator approving who gets in. GET PAID YOUR WAY Save your bank or e-wallet QR once. When someone owes you, they can pull it up and pay you directly β€” and only people who actually owe you can see it. BUILT FOR THE REAL WORLD - Multi-currency: record a bill in the local currency, see your share in your home currency - Recurring bills for rent, subscriptions, and monthly splits - Works with friends who aren't on billmo yet β€” add them by name - Your receipts are never stored: they're read once and discarded PRIVATE BY DESIGN Your bills and balances are yours. Delete your account anytime and your personal data is erased. Free to use, with free scans to get you started. Optional Splitties bundles top up your receipt scans whenever you need more. Split the bill, skip the awkward. Download billmo.

Screenshots

SplitSnap4 screens
billmo4 screens

Verdict

The call

The clearest difference is iOS requirement: billmo at 15.1 against SplitSnap's 18.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SplitSnap sells 1 in-app purchase, starting at $1.99 per month and billmo sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard1 real difference Β· 5 level
SplitSnap versus billmo: the parameters behind the verdict, then further details
ParameterSplitSnapbillmo
PriceFreeFree
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPod β€” better
Requires iOS18.215.1 β€” better
Further details β€” not scored
Size64 MB44 MB
Age rating4+4+
DeveloperJohn Carlo MielJohn Michael Paraguya

In-app purchases

1 purchases

SplitSnap

Subscriptions1
  • Pro Monthly1 Month trial$1.991 Month
4 purchases

billmo

One-time4
  • Gen Alpha$1.99
  • Gen Z$3.99
  • Zillenial$5.99
Show 1 more
  • Millenial$6.99

Questions

Is SplitSnap free?
SplitSnap is free to download, with in-app purchases available.
Is billmo free?
billmo is free to download, with in-app purchases available.
Do SplitSnap or billmo have ads?
Neither SplitSnap nor billmo shows ads.
Which is updated more often, SplitSnap or billmo?
SplitSnap ships an update weekly, and billmo weekly. Most recently, SplitSnap was updated on November 8, 2026 and billmo on November 5, 2026.

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