billmo vs Payday

Splitting a bill should take seconds, not a spreadsheet. billmo turns a photo of any receipt into a fair, itemized split — so everyone pays exactly their share. SCAN & SPLIT IN SECONDS Point your camera at the receipt. billmo reads each line item, and you just tap who had what. It does the math — including service charge and discounts — down to the cent. KNOW WHO OWES WHAT billmo keeps a running balance with every person and group. See "To Pay" and "To Collect" at a glance, and settle up when you're squared away. Balances between registered users stay perfectly in sync on both sides. GROUPS THAT STAY CLEAN Create a group for the trip, the flat, or the barkada. Add expenses, and billmo tracks each person's share automatically. Join by QR or code, with the group creator approving who gets in. GET PAID YOUR WAY Save your bank or e-wallet QR once. When someone owes you, they can pull it up and pay you directly — and only people who actually owe you can see it. BUILT FOR THE REAL WORLD - Multi-currency: record a bill in the local currency, see your share in your home currency - Recurring bills for rent, subscriptions, and monthly splits - Works with friends who aren't on billmo yet — add them by name - Your receipts are never stored: they're read once and discarded PRIVATE BY DESIGN Your bills and balances are yours. Delete your account anytime and your personal data is erased. Free to use, with free scans to get you started. Optional Splitties bundles top up your receipt scans whenever you need more. Split the bill, skip the awkward. Download billmo.

Payday - Global Money Tracker Different currencies. Different paydays. One clear view of your money. Payday helps you manage income and expenses across currencies. Track what comes in, what goes out, and what’s left. All with an interactive globe that brings your income to life. From international client payments to your regular salary and side gigs, keep your money in view without keeping up with another spreadsheet. YOUR INCOME. ALL TOGETHER. Different sources don’t have to mean scattered records. • Track client payments, salaries, project income, and platform payouts. • Reuse saved clients to make adding payments faster. • Review your income by source and month. • Keep recent payments easy to find. KNOW WHAT’S LEFT Getting paid is only part of the picture. Track what goes out, too. • Log work tools, software, supplies, and daily spending. • Sort expenses by category. • Compare your income and expenses. • See what’s left after the expenses you’ve logged. DIFFERENT CURRENCIES. ONE CLEAR VIEW. Earn in one currency and spend in another? Keep your entries’ original amounts and currencies while viewing estimated totals in your chosen home currency. Currency conversions use European Central Bank reference rates. Payday tracks your money—it doesn’t hold, send, or exchange it. PUT YOUR INCOME ON THE MAP See where each payday begins. Add countries to your income sources and explore where your payments come from on an interactive globe. Whether your income comes from close to home or across the world, bring it into one view. SEE THE BIGGER PICTURE Turn everyday records into a clearer picture of your money. • Review income and expenses with reports and pie charts. • Filter by month or year. • Export your records to CSV for your own spreadsheets or to share with your accountant. LESS TYPING. MORE TRACKING. Spend less time entering numbers and more time doing your thing. • Add income and expenses manually. • Import multiple entries from CSV. • Scan receipts, invoices, or statement screenshots. • Speak an income or expense entry with dictation. On supported devices, Apple Intelligence helps turn scans and spoken details into entries. Processing happens on your device, and you can check the details before saving. MAKE YOUR GLOBE YOURS Pick a globe that feels like you. Choose Monochrome, Champagne Gold, or Blue Earth, or explore playful designs like Voxel Earth, Matcha Mochi, and Moon Mallow. CELEBRATE EVERY PAYDAY You did the work. Take the win. Add your income and watch your globe light up with animated routes and colorful fireworks. A little celebration for every payday. ONE PAYMENT. YOUR EVERYDAY TRACKER. Download Payday for free and explore it with read-only demo data. Unlock Payday Pro with a one-time purchase to add income and expenses and use the full tracking features. No subscription. Premium globe designs are sold separately as optional one-time purchases. Already bought Payday as a paid app? Your previous purchase unlocks the core tracking features at no extra cost. Use Restore to recover your access. YOUR RECORDS. ON YOUR DEVICE. No Payday account required. Your income and expense records stay on your device, and everyday tracking works offline. Internet access is needed for purchases, restoring access, and refreshing exchange rates. Optional advertising measurement does not include your income or expense records. Your money. Your world. Your Payday. IMPORTANT: Apple Intelligence features require a supported device with Apple Intelligence enabled and available in a supported language. Terms: https://payday.josieai.com/terms.html Privacy: https://payday.josieai.com/privacy.html