Subwise vs Payday
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subwise
Manage all your recurring bills and subscriptions in one place. Avoid unexpected charges and get a clear overview of your spending. Receive timely reminders before renewal dates.
- Track all subscriptions in one place
- View total monthly and yearly spending
- Calendar view for upcoming billing dates
- Renewal reminders
- Multi-currency support
- Dark and light mode
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Subwise helps you take control of your subscriptions and recurring bills — all in one clean, simple app. Never miss a renewal date or get caught off guard by an unexpected charge. Subwise gives you a clear picture of exactly what you're paying for and when. KEY FEATURES • Track all your subscriptions in one place — Netflix, Spotify, iCloud, and more • See your total monthly and yearly spending at a glance • Calendar view to see upcoming billing dates • Get reminders before renewals hit • Support for multiple currencies • Clean dark and light mode design Whether you're trying to cut costs or just stay organized, Subwise makes it easy to see where your money is going. Download Subwise and start tracking today.
Payday
Consolidate all your earnings, from salaries to freelance payments, into a single, clear global overview. Visualize your income sources and monthly progress on an interactive map, with options for manual entry, saved details, or CSV import.
- Global income overview
- Track salary, freelance, and platform payouts
- Interactive income map visualization
- Monthly earnings and goal progress
- Manual, saved, or CSV income entry
- On-device statement screenshot interpretation
- Multi-currency income tracking
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Payday - Global Money Tracker Different currencies. Different paydays. One clear view of your money. Payday helps you manage income and expenses across currencies. Track what comes in, what goes out, and what’s left. All with an interactive globe that brings your income to life. From international client payments to your regular salary and side gigs, keep your money in view without keeping up with another spreadsheet. YOUR INCOME. ALL TOGETHER. Different sources don’t have to mean scattered records. • Track client payments, salaries, project income, and platform payouts. • Reuse saved clients to make adding payments faster. • Review your income by source and month. • Keep recent payments easy to find. KNOW WHAT’S LEFT Getting paid is only part of the picture. Track what goes out, too. • Log work tools, software, supplies, and daily spending. • Sort expenses by category. • Compare your income and expenses. • See what’s left after the expenses you’ve logged. DIFFERENT CURRENCIES. ONE CLEAR VIEW. Earn in one currency and spend in another? Keep your entries’ original amounts and currencies while viewing estimated totals in your chosen home currency. Currency conversions use European Central Bank reference rates. Payday tracks your money—it doesn’t hold, send, or exchange it. PUT YOUR INCOME ON THE MAP See where each payday begins. Add countries to your income sources and explore where your payments come from on an interactive globe. Whether your income comes from close to home or across the world, bring it into one view. SEE THE BIGGER PICTURE Turn everyday records into a clearer picture of your money. • Review income and expenses with reports and pie charts. • Filter by month or year. • Export your records to CSV for your own spreadsheets or to share with your accountant. LESS TYPING. MORE TRACKING. Spend less time entering numbers and more time doing your thing. • Add income and expenses manually. • Import multiple entries from CSV. • Scan receipts, invoices, or statement screenshots. • Speak an income or expense entry with dictation. On supported devices, Apple Intelligence helps turn scans and spoken details into entries. Processing happens on your device, and you can check the details before saving. MAKE YOUR GLOBE YOURS Pick a globe that feels like you. Choose Monochrome, Champagne Gold, or Blue Earth, or explore playful designs like Voxel Earth, Matcha Mochi, and Moon Mallow. CELEBRATE EVERY PAYDAY You did the work. Take the win. Add your income and watch your globe light up with animated routes and colorful fireworks. A little celebration for every payday. ONE PAYMENT. YOUR EVERYDAY TRACKER. Download Payday for free and explore it with read-only demo data. Unlock Payday Pro with a one-time purchase to add income and expenses and use the full tracking features. No subscription. Premium globe designs are sold separately as optional one-time purchases. Already bought Payday as a paid app? Your previous purchase unlocks the core tracking features at no extra cost. Use Restore to recover your access. YOUR RECORDS. ON YOUR DEVICE. No Payday account required. Your income and expense records stay on your device, and everyday tracking works offline. Internet access is needed for purchases, restoring access, and refreshing exchange rates. Optional advertising measurement does not include your income or expense records. Your money. Your world. Your Payday. IMPORTANT: Apple Intelligence features require a supported device with Apple Intelligence enabled and available in a supported language. Terms: https://payday.josieai.com/terms.html Privacy: https://payday.josieai.com/privacy.html
Screenshots
Verdict
The clearest difference is monetization model: Subwise at free against Payday's paid. Subwise also leads on iOS requirement (15.1 vs 18.0). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subwise sells 1 one-off in-app purchase and Payday sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
| Parameter | Subwise | Payday |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 — better | — |
| Update frequency | — | Every 11 days |
| Ads | — | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Paid |
| Devices | — | iPhone — better |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 54 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | PAUL JAMES SABANDAL | France Pastrana |
In-app purchases
Subwise
- Pro Plan$9.99
Payday
- Voxel Earth$0.99
- Matcha Mochi$0.99
- Moon Mallow$0.99
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- Payday Full Access$9.99









