Payday vs Subwall
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payday
Consolidate all your earnings, from salaries to freelance payments, into a single, clear global overview. Visualize your income sources and monthly progress on an interactive map, with options for manual entry, saved details, or CSV import.
- Global income overview
- Track salary, freelance, and platform payouts
- Interactive income map visualization
- Monthly earnings and goal progress
- Manual, saved, or CSV income entry
- On-device statement screenshot interpretation
- Multi-currency income tracking
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Payday - Global Money Tracker Different currencies. Different paydays. One clear view of your money. Payday helps you manage income and expenses across currencies. Track what comes in, what goes out, and what’s left. All with an interactive globe that brings your income to life. From international client payments to your regular salary and side gigs, keep your money in view without keeping up with another spreadsheet. YOUR INCOME. ALL TOGETHER. Different sources don’t have to mean scattered records. • Track client payments, salaries, project income, and platform payouts. • Reuse saved clients to make adding payments faster. • Review your income by source and month. • Keep recent payments easy to find. KNOW WHAT’S LEFT Getting paid is only part of the picture. Track what goes out, too. • Log work tools, software, supplies, and daily spending. • Sort expenses by category. • Compare your income and expenses. • See what’s left after the expenses you’ve logged. DIFFERENT CURRENCIES. ONE CLEAR VIEW. Earn in one currency and spend in another? Keep your entries’ original amounts and currencies while viewing estimated totals in your chosen home currency. Currency conversions use European Central Bank reference rates. Payday tracks your money—it doesn’t hold, send, or exchange it. PUT YOUR INCOME ON THE MAP See where each payday begins. Add countries to your income sources and explore where your payments come from on an interactive globe. Whether your income comes from close to home or across the world, bring it into one view. SEE THE BIGGER PICTURE Turn everyday records into a clearer picture of your money. • Review income and expenses with reports and pie charts. • Filter by month or year. • Export your records to CSV for your own spreadsheets or to share with your accountant. LESS TYPING. MORE TRACKING. Spend less time entering numbers and more time doing your thing. • Add income and expenses manually. • Import multiple entries from CSV. • Scan receipts, invoices, or statement screenshots. • Speak an income or expense entry with dictation. On supported devices, Apple Intelligence helps turn scans and spoken details into entries. Processing happens on your device, and you can check the details before saving. MAKE YOUR GLOBE YOURS Pick a globe that feels like you. Choose Monochrome, Champagne Gold, or Blue Earth, or explore playful designs like Voxel Earth, Matcha Mochi, and Moon Mallow. CELEBRATE EVERY PAYDAY You did the work. Take the win. Add your income and watch your globe light up with animated routes and colorful fireworks. A little celebration for every payday. ONE PAYMENT. YOUR EVERYDAY TRACKER. Download Payday for free and explore it with read-only demo data. Unlock Payday Pro with a one-time purchase to add income and expenses and use the full tracking features. No subscription. Premium globe designs are sold separately as optional one-time purchases. Already bought Payday as a paid app? Your previous purchase unlocks the core tracking features at no extra cost. Use Restore to recover your access. YOUR RECORDS. ON YOUR DEVICE. No Payday account required. Your income and expense records stay on your device, and everyday tracking works offline. Internet access is needed for purchases, restoring access, and refreshing exchange rates. Optional advertising measurement does not include your income or expense records. Your money. Your world. Your Payday. IMPORTANT: Apple Intelligence features require a supported device with Apple Intelligence enabled and available in a supported language. Terms: https://payday.josieai.com/terms.html Privacy: https://payday.josieai.com/privacy.html
Subwall
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Subwall is a subscription tracker where every subscription you pay for hangs as a tile on a real 3D wall. Streaming, music, cloud storage, apps, the gym: put them all on your wall and finally see what leaves your account every month. This month's total and what's due this week sit right above your tiles, and every tile due in the next seven days gets a yellow border. NEVER MISS A RENEWAL • A reminder before every payment, at the time you choose • Each reminder says how much, and which card or account it's charged to • Free-trial reminders two days before a trial ends, so you can cancel in time SEE WHAT'S DUE • Swipe along the wall to a paper calendar with every payment day circled • Tap This month or Due this week to see every payment behind the total • The Calendar tab lists every payment, day by day MAKE THE WALL YOURS • Walk up to the wall and drag tiles to rearrange them • 270+ services to pick from, with the popular ones in your country first • Add anything else yourself, with your own photo or color • A light switch on the wall for a dark room at night ANY CURRENCY • Every subscription keeps its own currency • Totals add up in your main currency at daily exchange rates SEE WHERE THE MONEY GOES • Spending month by month and by category • Every price rise, and how much you've saved since cancelling SHARE YOUR WALL • Turn your wall into a picture for Instagram or Messages, with prices hidden unless you choose to show them MADE FOR IPHONE AND IPAD • A full iPad layout in portrait and landscape, Split View included • A Due this week widget for your Home Screen PRIVATE BY DESIGN • No account and no sign-in • No bank connection: you add what you pay for, Subwall keeps track • No ads, no analytics, no tracking • Everything stays on your iPhone SUBWALL PRO Free for up to 7 subscriptions with 3 months of history. Subwall Pro adds: • Unlimited subscriptions, with a new wall every 20 • Full history and charts • Six room themes: Sage, Brick, Dune, Midnight, Lilac and Blocks • Six calendar styles: Kraft, Midnight, Blueprint, Botanical, Blush and Retro • Widgets: Next payment, This month, a Mini wall and Lock Screen widgets • Face ID lock • Alternative app icons Get Pro yearly (with a 7-day free trial), monthly, or once with Lifetime. Subscription details: Pro Yearly and Pro Monthly are auto-renewing subscriptions. Pro Yearly starts with a 7-day free trial for new subscribers; the yearly price is charged to your Apple Account when the trial ends unless you cancel at least 24 hours before. Pro Monthly is charged when you confirm the purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings. Lifetime is a one-time purchase. Subwall doesn't connect to your bank or to any subscription service, and it can't cancel subscriptions for you. Service names and logos belong to their owners; Subwall is not affiliated with them. Terms of Use: https://cmtania.github.io/subs-tracker-wall-docs/terms.html Privacy Policy: https://cmtania.github.io/subs-tracker-wall-docs/privacy.html
Screenshots
Verdict
The clearest difference is ads: Subwall at none against Payday's shown. Subwall also leads on update cadence (daily vs every 11 days). Payday's advantage is iOS requirement (18.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payday sells 4 one-off in-app purchases and Subwall sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Payday ships an update every 11 days, Subwall daily. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | Payday | Subwall |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 11 days | Daily — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Paid | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 28 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | France Pastrana | Christian Tania |
In-app purchases
Payday
- Voxel Earth$0.99
- Matcha Mochi$0.99
- Moon Mallow$0.99
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- Payday Full Access$9.99
Subwall
- Subwall Pro Monthly$1.991 Month
- Subwall Pro Yearly$12.991 Year
- Subwall Pro Lifetime$22.99








