Consumii vs Credit Buddy

Consumii helps you spend more mindfully. Track every purchase from the first idea to long-term reflection - and see what things really cost in hours of your life. SEE THE REAL COST Enter your hourly wage once, and Consumii shows how many hours of work each purchase costs. A price becomes something more real - and that changes how you decide. GUT CHECK BEFORE YOU BUY Every planned item has a quick swipe check with questions made for its category - right for yes, left for no. A warm meter shows how ready you are, and how your feeling and the price changed since last time. TRACK EVERY PURCHASE FROM IDEA TO OUTCOME Follow each item through its full journey: planned, purchased, sold, returned, disposed, or renounced. Add items in seconds from a product link or photo. Changed your mind about an online order? Mark it as cancelled before it arrives. CONTRACTS AND SUBSCRIPTIONS Got a phone or console on a contract? See what the device really costs once the tariff is taken out. Track Netflix, the gym and co. with minimum term and notice period, see what they cost per year, and get a reminder before the withdrawal period ends or the last day to cancel. TRIPS Turn a group into a trip with dates and a budget. Save up before you go, see what's left per day while you're away, and look back on what it cost when you're home. YOUR COLLECTIONS Games, books, vinyl – gather the things you own into your own collections. Consumii suggests what might fit, and your things run along a thread through the years. Tap "Connect the dots" and watch them light up one by one. KNOW IF IT WAS WORTH IT At 30, 90, 180, and 360 days after buying, Consumii checks in: are you still happy with it, and would you buy it again? Over time, you build a clearer picture of your best and worst spending decisions. WANT OR NEED? BE HONEST. Classify every item as a want or a need and see where your money goes by instinct versus intention. BUDGETS, ANALYTICS, AND WIDGETS Set monthly budgets overall or by category, explore clean charts and spending trends, and keep your progress visible with 15 Home Screen widgets. IMPULSE LOGGING, RECEIPTS, AND SPOTLIGHT Log impulse purchases, scan and attach receipts, and find items instantly with Spotlight search. MADE FOR IPHONE, IPAD AND IPHONE DUO A fresh, calm design in iOS 26 Liquid Glass. Closed, iPhone Duo works like any iPhone. Half open in book mode, your list and the selected item sit on two pages, split at the fold; fully open, they share the big screen – on iPad too. PRIVATE BY DESIGN No servers. No tracking. No account required. Your data stays on your device, with optional iCloud sync in your private Apple account. NO SUBSCRIPTION. EVER. Consumii is free to use, and Consumii Pro is a one-time purchase that removes the 40-item limit. All features are included in the free tier.

Premium credit cards come with a stack of statement credits: a monthly ride credit, a quarterly dining credit, a yearly airline fee credit, and more. They're easy to forget, and every one you miss makes the annual fee harder to justify. Credit Buddy keeps track of them for you. Pick your cards and every credit, reset date and fee date fills in on its own. No bank login, nothing to type. TRACKER Opens with a short brief of what's worth using this week and how to use it. Every credit shows what's left this month, quarter or year, including partial amounts. Credits that need enrollment remind you until you've used them once. CARDS See how much of each annual fee you've earned back this card year, what's still left to claim, and how many days until the fee posts again. Open a card for its recovery dashboard and a timeline for every credit: used, partly used, missed or still available, period by period. Long-press any credit to edit, hide or reset it. REWARDS Track points and miles across Membership Rewards, Ultimate Rewards, ThankYou, Capital One, Bilt, and airline and hotel programs, with what they're worth in cash. TOOLS The Wallet Optimizer tells you which card to use for dining, groceries, travel and more. Transfers finds the best way to move points to an airline or hotel partner, including current transfer bonuses. The Points Calculator tells you whether a redemption is a good deal. ON YOUR HOME SCREEN Widgets in every size show what's expiring, and you can check off a credit right from the widget without opening the app. A Points Balances widget shows your points and what they're worth. Ask Siri what's expiring or mark a credit used, hands-free. BUILT FOR IPHONE DUO AND IPAD Unfold iPhone Duo and Cards, Rewards and Tools show your list on one side and the details on the other, while Tracker lays your credits out in a grid beside the brief. iPad gets the same layouts. Folded, it's the iPhone app you'd expect. ALSO INSIDE • A card catalog covering Amex, Chase, Citi, Capital One, Bilt and most major issuers, kept current as terms change • Import a statement PDF or screenshot to check off credits you've already used • Auto-log for credits that renew on a schedule, like streaming • Added a card mid-year? Catch up on what you've already used, without double-counting • Reminders before a credit expires and before an annual fee posts • Share your year as an image • True Black dark mode • Household Mirror: give a partner a live, read-only view of your wallet with one private link PRIVATE BY DESIGN No bank logins, no Plaid, no account to create. Your cards stay on your device and in your own iCloud. Optional analytics are off by default and never include your cards, balances or amounts. FREE, WITH ONE OPTIONAL UPGRADE Free for up to 3 cards and 3 reward accounts, with the full Tracker, fee recovery, reminders, widgets, Points Calculator and Transfers. A one-time Credit Buddy+ purchase unlocks unlimited cards and accounts, the full Wallet Optimizer and card recommendations, custom categories, calendar sync, Household Mirror and advanced notifications. No subscription. Credit Buddy is independent and not affiliated with any card issuer or rewards program. All trademarks belong to their respective owners.