Comparison

LifeOS vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LifeOS

Features
Read full description

LifeOS: Subscriptions is a minimalist and efficient subscription management tool that helps you keep track of every service you’re subscribed to—so you’ll never forget to cancel again. Key Features: -Subscription Tracking: Add, edit, or delete subscriptions with details including amount, billing cycle, and start date - Payment Reminders: Automatically calculates the next billing date and notifies you two days in advance - Spending Overview: View your monthly and yearly subscription expenses to understand where your money goes - Offline Use: All data is stored locally. No account required. No data collected. Why LifeOS? I believe tools should help you work more efficiently—not get in your way. Each LifeOS product is built to solve a single, focused problem without unnecessary complexity. LifeOS helps you manage your life, one system at a time.

About

Net Worth Tracker

Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.

Highlights
  • Private net worth and portfolio tracking
  • Track stocks, ETFs, crypto, property, and debts
  • Organize holdings with flexible tag groups
  • Monitor daily, weekly, monthly, and yearly P&L
  • Multi-currency support
  • Export Excel and PDF reports
  • On-device data storage with iCloud sync option
Features
Read full description

WorthTrail is a private net worth and portfolio tracker for people who want a clear picture of every asset and debt without handing over bank logins. SEE YOUR WHOLE NET WORTH View net worth, total assets, liabilities and daily changes in one clear dashboard. Track stocks, ETFs, funds, crypto, property, private investments, custom assets, debts and short positions together. ORGANIZE YOUR PORTFOLIO YOUR WAY Use flexible tag groups for accounts, family members, industries, regions, strategies, goals or risk levels. Switch perspectives without duplicating holdings, understand allocation at a glance, and arrange Overview and Analysis modules around what matters to you. UNDERSTAND RETURNS OVER TIME Build history with automatic records and snapshots, then review daily, weekly, monthly and yearly P&L. Track cost basis, realized and unrealized returns, net worth growth, drawdowns and recovery across flexible date ranges. TRACK GLOBAL MARKETS AND CURRENCIES Refresh supported market prices, use historical quotes and manage custom assets. Multi-currency conversion brings USD, EUR, GBP, JPY and other currencies into one consistent view. EXPORT EXCEL AND PDF REPORTS Export structured Excel workbooks for deeper analysis and polished PDF reports for archiving or sharing. Widgets keep important trends close at hand. PRIVACY BY DESIGN Your data stays on your device by default and can sync through your private iCloud database. WorthTrail requires no bank login and includes no ads or third-party analytics SDKs. Face ID or password lock adds another layer of protection. Flexible tag groups organize your assets, and automatic daily records build a consistent asset history. WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

LifeOS3 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: LifeOS at none against Net Worth Tracker's 3. LifeOS also leads on update cadence (daily vs every 3 days) and iOS requirement (15.6 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. LifeOS asks for nothing beyond the download.

UpkeepUpdate frequency

LifeOS ships an update daily, Net Worth Tracker every 3 days. The most recent releases landed on September 6, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
LifeOS versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterLifeOSNet Worth Tracker
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequencyDaily — betterEvery 3 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better17.0
Further details — not scored
Size5 MB63 MB
Age rating4+4+
DeveloperHSIN-CHE CHUNG健波 徐

In-app purchases

None

LifeOS

No in-app purchases

3 purchases

Net Worth Tracker

Subscriptions2
  • WorthTrail Pro 月度订阅$0.991 Month
  • WorthTrail Pro 年度订阅$7.991 Year
One-time1
  • WorthTrail Pro$24.99

Questions

Is LifeOS free?
LifeOS is free to download, with no in-app purchases.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do LifeOS or Net Worth Tracker have ads?
Neither LifeOS nor Net Worth Tracker shows ads.
Which is updated more often, LifeOS or Net Worth Tracker?
LifeOS ships an update daily, and Net Worth Tracker every 3 days. Most recently, LifeOS was updated on September 6, 2026 and Net Worth Tracker on September 22, 2026.

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