Comparison

Kapito vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kapito

Features
Read full description

YOUR DATA. YOUR DEVICE. YOUR WEALTH. See your complete financial picture with total privacy. Kapito is the effortlessly simple way to track your net worth. Your data lives on your device, syncs through your private iCloud, and stays completely under your control. Always. COMPLETE CLARITY You have assets everywhere - savings, investments, property, crypto, retirement accounts. And debts too - mortgages, loans, credit cards. Kapito brings it all together into one clear number: your true net worth. Updated when you want. Private as it should be. WHAT YOU CAN TRACK EVERY ASSET TYPE Bank accounts, Savings, Investments, Retirement accounts, Crypto, Real estate, Vehicles, Collectibles - anything with value EVERY LIABILITY Credit cards, Student loans, Mortgages, Auto loans, Personal debt INVESTMENT HOLDINGS Add your stock and crypto holdings. Kapito fetches current market prices automatically - your portfolio value stays current. POWERFUL FEATURES TRUE NET WORTH Assets minus liabilities. The number that actually matters. Updated whenever you are. BEAUTIFUL CHARTS Watch your net worth grow over weeks, months, years, and decades. See exactly how far you've come. SET GOALS & MILESTONES Track your path to $100K, $500K, or your first million. Celebrate every milestone on your journey. SMART INSIGHTS Free: - Net Worth Chart - Track your growth over time - Asset Allocation - Understand your diversification - Solvency Matrix - See what is truly yours after debt - Liquidity Spectrum - Know how quickly you can access cash Pro - Expert Analytics: - Capital Persistence - How long your wealth can sustain you - Velocity Vector - Your wealth growth momentum and trajectory - Global Exposure - Geographic distribution of your assets - Concentration Map - Risk analysis of asset concentration - Stress Matrix - How market downturns would affect you DESIGNED FOR CLARITY Minimalist design. Every screen is clean, focused, and purposeful. - Bold, clear typography - Elegant data visualizations - Dark & light modes - Home screen widgets - Works fully offline PRIVATE BY DESIGN Your financial data deserves protection. - Data stored on YOUR device - Syncs via YOUR private iCloud - Face ID & Touch ID protection - Get started instantly - Complete peace of mind FREE VS PRO FREE: - 5 accounts - Net worth dashboard - Net Worth Chart - track your growth - Asset Allocation chart - Solvency Matrix - see what is truly yours - Liquidity Spectrum - know your accessible cash - Up to 3 financial goals - iCloud sync across devices - Home screen widgets PRO - Unlock Expert Analytics: - Everything in Free - Multi-currency accounts - Unlimited financial goals - Real-time stock & crypto price sync - Capital Persistence - how long your wealth sustains you - Velocity Vector - your growth momentum - Global Exposure - geographic asset distribution - Concentration Map - risk analysis - Stress Matrix - market downturn simulation - More accent themes - All future Pro features Start free. Upgrade when your wealth grows. YOUR WEALTH JOURNEY STARTS HERE Download Kapito and see your true net worth in under 5 minutes. Questions? hello@kapito.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kapito.app/privacy

About

Net Worth Tracker

Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.

Highlights
  • Private net worth and portfolio tracking
  • Track stocks, ETFs, crypto, property, and debts
  • Organize holdings with flexible tag groups
  • Monitor daily, weekly, monthly, and yearly P&L
  • Multi-currency support
  • Export Excel and PDF reports
  • On-device data storage with iCloud sync option
Features
Read full description

WorthTrail is a private net worth and portfolio tracker for people who want a clear picture of every asset and debt without handing over bank logins. SEE YOUR WHOLE NET WORTH View net worth, total assets, liabilities and daily changes in one clear dashboard. Track stocks, ETFs, funds, crypto, property, private investments, custom assets, debts and short positions together. ORGANIZE YOUR PORTFOLIO YOUR WAY Use flexible tag groups for accounts, family members, industries, regions, strategies, goals or risk levels. Switch perspectives without duplicating holdings, understand allocation at a glance, and arrange Overview and Analysis modules around what matters to you. UNDERSTAND RETURNS OVER TIME Build history with automatic records and snapshots, then review daily, weekly, monthly and yearly P&L. Track cost basis, realized and unrealized returns, net worth growth, drawdowns and recovery across flexible date ranges. TRACK GLOBAL MARKETS AND CURRENCIES Refresh supported market prices, use historical quotes and manage custom assets. Multi-currency conversion brings USD, EUR, GBP, JPY and other currencies into one consistent view. EXPORT EXCEL AND PDF REPORTS Export structured Excel workbooks for deeper analysis and polished PDF reports for archiving or sharing. Widgets keep important trends close at hand. PRIVACY BY DESIGN Your data stays on your device by default and can sync through your private iCloud database. WorthTrail requires no bank login and includes no ads or third-party analytics SDKs. Face ID or password lock adds another layer of protection. Flexible tag groups organize your assets, and automatic daily records build a consistent asset history. WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Kapito4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 3 days against Kapito's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kapito sells 3 in-app purchases, starting at $9.99 per month and Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Kapito ships an update fortnightly, Net Worth Tracker every 3 days. The most recent releases landed on August 23, 2026 and September 22, 2026 respectively.

Scorecard1 real difference · 9 level
Kapito versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterKapitoNet Worth Tracker
PriceFreeFree
Rating5.0 (4 ratings) — better
Positive reviews100.0% of reviews
Number of ratings4 — better
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size13 MB63 MB
Age rating4+4+
DeveloperYi Bin Pow健波 徐

In-app purchases

3 purchases

Kapito

Subscriptions2
  • Monthly Pro3 Days trial$9.991 Month
  • Yearly Pro7 Days trial$99.991 Year
One-time1
  • Lifetime Pro$199.99
3 purchases

Net Worth Tracker

Subscriptions2
  • WorthTrail Pro 月度订阅$0.991 Month
  • WorthTrail Pro 年度订阅$7.991 Year
One-time1
  • WorthTrail Pro$24.99

Questions

Is Kapito free?
Kapito is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do Kapito or Net Worth Tracker have ads?
Neither Kapito nor Net Worth Tracker shows ads.
Which is updated more often, Kapito or Net Worth Tracker?
Kapito ships an update fortnightly, and Net Worth Tracker every 3 days. Most recently, Kapito was updated on August 23, 2026 and Net Worth Tracker on September 22, 2026.

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