Quanto vs BeWealthy

Quanto is an expense tracker with AI entry. Scan a receipt, import a PDF bank statement, speak an expense, or type it. For maximum privacy and security, Quanto does not connect to your bank. ADDING AN EXPENSE • Scan a receipt. Our AI reads the merchant and the amount, and assigns the best category automatically • Add a screenshot of your transactions from your bank, a payment page or a transfer receipt. Our AI reads it the same way • Import a PDF bank statement. Our AI extracts every transaction in one pass • Speak it. Voice entry accepts several expenses in one sentence, and continues working after you leave the app • Or add it yourself in a couple of taps • Paid in another currency? Add it as it is and Quanto converts it for you WHERE YOUR MONEY GOES • Review your transactions by day, week, month, quarter, year or any custom date range • Spending by category, with a drill-down on each category • Compare your income vs expenses in Analytics • How much is left this month, as an amount and as a percentage • A calendar showing each day's net position • Filter and sort by account, category, type, amount or date BUDGETS • Weekly or monthly budgets • Several budgets running at once • Per-category limits • Remaining budget for the current period SUBSCRIPTIONS AND RECURRING EXPENSES Each repeating payment shows its monthly and annual cost, the account it charges, its billing cycle, the next renewal date, and everything paid to date. ACCOUNTS Track cash, cards and accounts separately. Quanto shows a total net worth across all of them. ENTRY POINTS • Home Screen widget • Control Center actions • Siri Shortcuts • Apple Pay automation PRIVACY AND DATA • Transactions are stored on your device, not on our servers • No account is required • Face ID lock, and a one-tap balance blur • Backup to iCloud, Google Drive or local storage • CSV export and CSV import • Receipts and statements you choose to scan are sent to a third-party AI service to read the text PREMIUM Recurring transactions, multiple accounts, widgets, Control Center actions, Apple Pay automation, backup and export. Available monthly, yearly, or as a one-time lifetime purchase. Quanto works offline, requires no account, and does not connect to your bank.

Your whole financial life in one number. BeWealthy pulls everything you own and everything you owe into a single balance, updated every day. Bank accounts, cash, brokerage portfolios, crypto, government bonds, real estate, loans and credit cards all live in one place, in one balance. EVERYTHING YOU OWN, IN ONE BALANCE - Cash, bank and savings accounts - Stocks and ETFs with live prices - Crypto across exchanges and wallets - Government bonds and fixed income - Real estate and physical assets - Loans, leases and credit cards on the liabilities side A NET WORTH CHART THAT MAKES SENSE Watch your wealth build over 1 week, 1 month, 3 months, 1 year, 5 years or since day one. Pull down to refresh and every stock, ETF and crypto position reprices at once. REAL RETURNS, NOT GUESSWORK Every position shows what you paid versus what it's worth now. Portfolio-level returns are calculated with XIRR, so deposits and withdrawals at different times don't distort the picture. Currency effects are shown separately from actual performance. A BUDGET BUILT AROUND HOW YOU ACTUALLY SPEND - Monthly limit overall and per category - Spending breakdown by category, with progress toward every limit - Savings rate calculated automatically - Five different views of the same month: donut, calendar, bars, percentages and trend - Recurring transactions for rent, subscriptions and instalments SHARED EXPENSES WITH FRIENDS Create a pool for a trip, a flat or a project, add the people involved, and log who paid for what. BeWealthy splits it and shows exactly who owes whom — no separate app needed. GOALS THAT KEEP YOU MOVING Set a target, track your pace, and see the streak of months you've kept contributing. Your main goal sits right on the dashboard. LIVE PRICES FROM SOURCES YOU KNOW Stocks, ETFs and crypto refresh automatically. Set price alerts and get notified when something hits your target. WORKS IN YOUR CURRENCY Hold assets in multiple currencies and see everything converted into your base currency, with exchange-rate effects broken out. BRING YOUR DATA IN AND OUT Import CSV or Excel statements from your bank, your broker or your crypto exchange, and export everything back to CSV whenever you want. Your data is never locked in. ON YOUR HOME SCREEN Widgets put your net worth, budget progress and goals one glance away. PRIVATE BY DESIGN No ads. No selling your data. Ever. Lock the app behind Face ID and hide your balances with one tap when someone's looking over your shoulder. BEWEALTHY PRO Unlock investments, crypto, bonds and real estate, Pro analytics and forecasts, price alerts, CSV import and export, Home Screen widgets, all currencies and more — with a 3-day free trial. Terms of Use (EULA): https://bewealthy.cloud/terms/ Privacy Policy: https://bewealthy.cloud/privacy/