Quanto vs GoDebtFree

Quanto is an expense tracker with AI entry. Scan a receipt, import a PDF bank statement, speak an expense, or type it. For maximum privacy and security, Quanto does not connect to your bank. ADDING AN EXPENSE • Scan a receipt. Our AI reads the merchant and the amount, and assigns the best category automatically • Add a screenshot of your transactions from your bank, a payment page or a transfer receipt. Our AI reads it the same way • Import a PDF bank statement. Our AI extracts every transaction in one pass • Speak it. Voice entry accepts several expenses in one sentence, and continues working after you leave the app • Or add it yourself in a couple of taps • Paid in another currency? Add it as it is and Quanto converts it for you WHERE YOUR MONEY GOES • Review your transactions by day, week, month, quarter, year or any custom date range • Spending by category, with a drill-down on each category • Compare your income vs expenses in Analytics • How much is left this month, as an amount and as a percentage • A calendar showing each day's net position • Filter and sort by account, category, type, amount or date BUDGETS • Weekly or monthly budgets • Several budgets running at once • Per-category limits • Remaining budget for the current period SUBSCRIPTIONS AND RECURRING EXPENSES Each repeating payment shows its monthly and annual cost, the account it charges, its billing cycle, the next renewal date, and everything paid to date. ACCOUNTS Track cash, cards and accounts separately. Quanto shows a total net worth across all of them. ENTRY POINTS • Home Screen widget • Control Center actions • Siri Shortcuts • Apple Pay automation PRIVACY AND DATA • Transactions are stored on your device, not on our servers • No account is required • Face ID lock, and a one-tap balance blur • Backup to iCloud, Google Drive or local storage • CSV export and CSV import • Receipts and statements you choose to scan are sent to a third-party AI service to read the text PREMIUM Recurring transactions, multiple accounts, widgets, Control Center actions, Apple Pay automation, backup and export. Available monthly, yearly, or as a one-time lifetime purchase. Quanto works offline, requires no account, and does not connect to your bank.

Break free from debt — one payment at a time. GoDebtFree is your all-in-one debt companion: track every loan and credit card, follow your EMI schedule, plan the fastest payoff route, and check whether you can actually afford a new purchase before you commit. KNOW WHERE YOU STAND See your total debt, monthly obligations, and disposable income on a single dashboard. No spreadsheets. No guesswork. Just clarity. NEVER MISS A PAYMENT Add all your monthly dues — rent, electricity, EMIs — and mark them paid with a single tap. Get reminded before each deadline so late fees become a thing of the past. FIND YOUR DEBT-FREE DATE GoDebtFree calculates two proven payoff strategies: • Debt Snowball — crush the smallest balances first for quick wins and momentum • Debt Avalanche — attack the highest-interest debt first to save the most money See exactly which strategy gets you debt-free sooner and how much interest you save along the way. TRACK EVERY INSTALLMENT Whether it's a personal loan, car loan, or credit card, GoDebtFree tracks every EMI. Tap any loan to see the full repayment schedule, mark instalments paid, and watch your remaining balance shrink month by month. ASK BEFORE YOU BUY Not sure if you can afford that new phone or laptop in EMI? Ask the built-in Affordability Chat. It checks your income, existing expenses, and debt minimums to give you an honest answer — before you commit. EXPORT YOUR DATA Export your debts, income, and expenses as a CSV file to review in a spreadsheet or share with your accountant. Your data, your way. SYNCS ACROSS ALL YOUR DEVICES GoDebtFree uses iCloud to keep your data in sync across your iPhone and iPad automatically — no account setup required. BUILT FOR PRIVACY Everything is processed on your device. No ads. No trackers. No data sold to anyone. WHAT YOU CAN TRACK • Home loans, car loans, personal loans • Credit card balances and minimum payments • EMI schedules with instalment-by-instalment history • Salary, freelance, and variable income sources • Fixed and variable monthly expenses Download GoDebtFree today. Your debt-free date is closer than you think.