Moneta Mobile vs Fixo
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Moneta Mobile
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MONETA MOBILE β AI-POWERED PERSONAL FINANCE MANAGEMENT Moneta is a personal finance hub designed for those who want to manage their income, expenses, investments, and financial goals from a single dashboard. Track your spending, income streams, and portfolio while strengthening your budgeting decisions with AI-powered insights. All your data is protected with end-to-end AES-256 encryption. Encryption keys are stored only on your device, and Moneta complies with GDPR and KVKK standardsβdelivering bank-level security for your financial information. Key Features: Category-based spending and budgeting tools that display monthly limits, remaining budget, savings rate, and visual chartsβall on one screen Compare expected vs. actual income, set monthly goals, and update all months with a single tap Asset and portfolio tracking with auto-priced ready-made assets, custom investments, valuation charts, and price history management Inventory and product tracking module to keep purchase price, second-hand value, and current market price together, while monitoring stock status Moneta AI Assistant for instant, chat-based answers to budgeting, expense analysis, and financial goal questions Economic insights screen featuring financial news and AI-generated summaries, plus financial literacy quizzes and video lessons to improve your knowledge Flexible subscription plans, from Free to Pro, allowing you to unlock higher limits and premium features based on your needs Moneta Mobile is the all-in-one solution for anyone who wants to improve financial efficiency while keeping their data secure. Download the app and start managing your personal finances from a single panel today
Fixo
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Stop tracking every coffee. Start understanding your real costs. Fixo isn't a daily expense tracker. It's the app that shows you how much of your income or budget is already committed before you spend a single euro. Add your fixed costs once (rent, subscriptions, insurance, loans) and get an instant, honest picture of your finances. Yearly insurance? Quarterly bills? Monthly rent? Fixo normalizes every billing frequency into one clear monthly view, so nothing sneaks up on you. Why Fixo: - Set it once, see it forever. No daily logging, no receipt scanning - One unified view: yearly, quarterly, and monthly costs converted into a single monthly total - Wallet tracking: assign expenses to the accounts you pay from and see exactly what leaves each one - Emergency fund calculator: plan for 3 to 60 months of essential coverage - Minimal by design. Clean, focused, distraction-free Most people don't overspend on lattes. They lose track of the 15 subscriptions, the annual insurance, the quarterly fees. Fixo makes the invisible visible. Your money. Your clarity. Set it and know it.
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Verdict
The clearest difference is in-app purchases: Fixo at none against Moneta Mobile's 6. Fixo also leads on update cadence (every 4 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Moneta Mobile sells 6 in-app purchases, starting at $0.99 per month. Fixo asks for nothing beyond the download.
Moneta Mobile ships an update monthly, Fixo every 4 days. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.
| Parameter | Moneta Mobile | Fixo |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 4 days β better |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 15.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 79 MB | 33 MB |
| Age rating | 17+ | 4+ |
| Developer | Turan Erdem SIMSEK | Domenico Falco |
In-app purchases
Moneta Mobile
- Monthly Essential Subscription$0.991 Month
- Monthly Plus Subscription$6.991 Month
- Annual Essential Subscription$12.991 Year
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- Monthly Pro Subscription$17.991 Month
- Annual Plus Subscription$69.991 Year
- Annual Pro Subscription$179.991 Year
Fixo
No in-app purchases









