Comparison

Perqly vs PerkBook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Perqly

This app helps you maximize credit card benefits by tracking rewards, expiration dates, and progress. It covers over 200 cards from major banks and keeps all your data private on your device.

Highlights
  • Tracks 200+ credit cards
  • Maximizes card benefits
  • Visual benefit progress bars
  • Calendar sync with alerts
  • Total privacy, no account linking
  • Custom categories and search
Features
Read full description

# NEVER MISS A CREDIT CARD BENEFIT AGAIN Stop leaving money on the table. Perqly tracks every credit card benefit so you maximize every dollar. ## WHAT YOU GET **200+ CARDS COVERED** Chase, Amex, Capital One, Citi, and 12 more major banks **SMART TRACKING** • Visual progress bars for all benefits • Calendar sync with expiration alerts • Custom categories and search **TOTAL PRIVACY** No account linking. All data stays on your device. ## PERFECT FOR Travel hackers • Card churners • Rewards optimizers Download Perqly today.

About

PerkBook

Effortlessly track all your credit card benefits and perks to ensure you're maximizing value. Get timely reminders before credits expire and optimize your spending with personalized strategies. Your financial data remains private and stored locally on your device.

Highlights
  • Track credit card benefits
  • Credit reset notifications
  • Credit expiration reminders
  • Summary view of all perks
  • Spending optimization strategies
  • Supports multiple credit cards
  • Private, on-device data storage
Features
Read full description

Stop leaving money on the table. Most credit card holders forget to use the credits and perks they're already paying for. PerkBook fixes that — it's the simplest way to track every benefit across all your cards and make sure you're getting full value from your annual fees. Track every credit. Add your cards and PerkBook knows when each credit resets — monthly, quarterly, or annually. Mark credits as used, and the app tracks your progress for every period. Never wonder "did I use my dining credit this month?" again. Get reminded before credits expire. Set notifications days before a credit resets and PerkBook will remind you when it's time to use it. Choose a primary reminder and an optional follow-up so nothing slips through. See the full picture. The summary view shows every benefit across all your cards in one place — what you've used, what's remaining, and what's expiring soon. Filter by active, redeemed, or expired to stay on top of everything. Optimize your spending. The Strategize tab helps you figure out which card to use for each spending category based on your monthly habits, so you're always earning the most from every purchase. Built for serious cardholders. Whether you carry two cards or ten, PerkBook scales with your wallet. Supports credits that reset on your card anniversary or the calendar year, variable credits, access perks like lounge access and hotel status, and more. Your data stays private. Everything is stored on your device. No account required, no data shared. PerkBook is not affiliated with any credit card issuer. Benefit values are entered by the user and may not reflect current card terms. Always verify benefits directly with your card issuer.

Screenshots

Perqly4 screens
PerkBook4 screens

Verdict

The call

The clearest difference is device support: PerkBook at 3 against Perqly's 1. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Perqly against 5.0 for PerkBook. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Scorecard1 real difference · 9 level
Perqly versus PerkBook: the parameters behind the verdict, then further details
ParameterPerqlyPerkBook
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings2 — better1
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.115.1 — better
Further details — not scored
Size69 MB39 MB
Age rating4+4+
DeveloperPerqly LLCJosh Shafer

Customer experience

Perqly

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

PerkBook

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Perqly

No in-app purchases

None

PerkBook

No in-app purchases

Questions

Is Perqly free?
Perqly is free to download, with no in-app purchases.
Is PerkBook free?
PerkBook is free to download, with no in-app purchases.
Which has better reviews, Perqly or PerkBook?
Perqly and PerkBook are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Perqly or PerkBook have ads?
Neither Perqly nor PerkBook shows ads.

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