Perqly vs Valo | Benefit Tracking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Perqly
This app helps you maximize credit card benefits by tracking rewards, expiration dates, and progress. It covers over 200 cards from major banks and keeps all your data private on your device.
- Tracks 200+ credit cards
- Maximizes card benefits
- Visual benefit progress bars
- Calendar sync with alerts
- Total privacy, no account linking
- Custom categories and search
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# NEVER MISS A CREDIT CARD BENEFIT AGAIN Stop leaving money on the table. Perqly tracks every credit card benefit so you maximize every dollar. ## WHAT YOU GET **200+ CARDS COVERED** Chase, Amex, Capital One, Citi, and 12 more major banks **SMART TRACKING** • Visual progress bars for all benefits • Calendar sync with expiration alerts • Custom categories and search **TOTAL PRIVACY** No account linking. All data stays on your device. ## PERFECT FOR Travel hackers • Card churners • Rewards optimizers Download Perqly today.
Valo | Benefit Tracking
Automatically track and maximize your credit card benefits. Get smart reminders and suggestions to ensure you're getting the most value from your premium cards. Understand your spending and benefit usage with clear dashboards.
- Automatic benefit monitoring
- Smart expiry reminders
- Benefit usage suggestions
- Value dashboards
- Supports Amex and Chase cards
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Premium credit card membership fees have skyrocketed. They provide thousands of dollars in potential value, but require constant attention to ensure you're getting your money's worth. Leave that to Valo. Valo connects to your credit card provider and automatically monitors your progress on redeeming your credit card benefits. It gives you smart reminders when a benefit is due to expire and you haven't used it, along with helpful suggestions on how to use the benefits. Valo also provides you with dashboards to understand the value you're getting out of your credit cards. Valo is an independent third-party app and is not affiliated with, endorsed by, or sponsored by any credit card providers. Currently, Valo supports: - American Express Platinum Card® - American Express® Gold Card - Chase Sapphire Reserve® - with more to come Valo requires a subscription to use. Try it for free for 14 days. After that, pay $5 every three months or $15 every year for continued use. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://valo.cards/privacy
Screenshots
Verdict
The clearest difference is monetization model: Perqly at free against Valo | Benefit Tracking's subscription. Valo | Benefit Tracking's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.1). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Perqly against 5.0 for Valo | Benefit Tracking. Both are backed by a comparable volume of ratings — 2 and 5 respectively.
Perqly ships an update fortnightly, Valo | Benefit Tracking every 3 weeks. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.
| Parameter | Perqly | Valo | Benefit Tracking |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (5 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 5 — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Subscription |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 69 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | Perqly LLC | Credit Card Buddy, LLC |
Customer experience
Perqly
Valo | Benefit Tracking
In-app purchases
Perqly
No in-app purchases
Valo | Benefit Tracking
No in-app purchases
Questions
Is Perqly free?
Is Valo | Benefit Tracking free?
Which has better reviews, Perqly or Valo | Benefit Tracking?
Do Perqly or Valo | Benefit Tracking have ads?
Which is updated more often, Perqly or Valo | Benefit Tracking?
Other comparisons
