Comparison

Perqly vs Coffer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Perqly

This app helps you maximize credit card benefits by tracking rewards, expiration dates, and progress. It covers over 200 cards from major banks and keeps all your data private on your device.

Highlights
  • Tracks 200+ credit cards
  • Maximizes card benefits
  • Visual benefit progress bars
  • Calendar sync with alerts
  • Total privacy, no account linking
  • Custom categories and search
Features
Read full description

# NEVER MISS A CREDIT CARD BENEFIT AGAIN Stop leaving money on the table. Perqly tracks every credit card benefit so you maximize every dollar. ## WHAT YOU GET **200+ CARDS COVERED** Chase, Amex, Capital One, Citi, and 12 more major banks **SMART TRACKING** • Visual progress bars for all benefits • Calendar sync with expiration alerts • Custom categories and search **TOTAL PRIVACY** No account linking. All data stays on your device. ## PERFECT FOR Travel hackers • Card churners • Rewards optimizers Download Perqly today.

About

Coffer

A private personal finance tracker that helps you monitor spending, manage budgets, and view your net worth across multiple accounts. Log transactions quickly and see your financial picture clearly, all without sharing your data.

Highlights
  • Track multiple account types
  • Automatic balance calculation
  • Multi-currency support
  • Fast transaction entry
  • Customizable spending categories
  • Monthly budget setting
  • Apple Watch integration
Features
Read full description

Coffer is a simple, private personal finance tracker for iPhone, iPad, Mac, and Apple Watch. Know exactly where your money goes — without handing your data to anyone. ACCOUNTS AND NET WORTH • Track checking, savings, credit card, cash, and investment accounts • Balances are calculated automatically from your transactions • See your net worth at a glance, converted into your default currency BUILT FOR MULTIPLE CURRENCIES • Keep each account in its own currency • Manage your own list of currencies and exchange rates • Totals like net worth are converted into the default currency you choose FAST TRANSACTION ENTRY • Log income and expenses in seconds • Move money between accounts with transfers • Organize spending with colorful, customizable categories MONTHLY BUDGETS • Set a monthly limit per spending category • Watch progress bars fill as the month goes on • Instantly see how much you have left to spend APPLE WATCH • Add transactions right from your wrist • Check balances and budget progress at a glance PRIVATE BY DESIGN • Your data syncs privately through your own iCloud — no sign-up, no third-party servers, no ads, no tracking • Lock the app with Face ID or Touch ID Whether you are paying down a card, saving toward a goal, or just want to know where your paycheck went, Coffer gives you a clear picture of your money in a few seconds a day.

Screenshots

Perqly4 screens
Coffer4 screens

Verdict

The call

The clearest difference is update cadence: Coffer at weekly against Perqly's fortnightly. Coffer also leads on device support (4 vs 1). Perqly's advantage is iOS requirement (16.1 vs 26.5). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Perqly against 5.0 for Coffer. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Perqly ships an update fortnightly, Coffer weekly. Both last shipped on October 24, 2026.

Scorecard3 real differences · 6 level
Perqly versus Coffer: the parameters behind the verdict, then further details
ParameterPerqlyCoffer
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Number of ratings2 — better1
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, Mac, Apple Watch — better
Requires iOS16.1 — better26.5
Further details — not scored
Size69 MB6 MB
Age rating4+4+
DeveloperPerqly LLCRenato Jop

Customer experience

Perqly

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Coffer

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Perqly

No in-app purchases

None

Coffer

No in-app purchases

Questions

Is Perqly free?
Perqly is free to download, with no in-app purchases.
Is Coffer free?
Coffer is free to download, with no in-app purchases.
Which has better reviews, Perqly or Coffer?
Perqly and Coffer are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Perqly or Coffer have ads?
Neither Perqly nor Coffer shows ads.
Which is updated more often, Perqly or Coffer?
Perqly ships an update fortnightly, and Coffer weekly. Most recently, Perqly was updated on October 24, 2026 and Coffer on October 24, 2026.

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