Pocket Register vs Paymnt Ledger

Keep a running balance, track upcoming bills, and plan what's left before payday, without linking your bank. Pocket Register is a no-frills checkbook register, right in your pocket. Whether you're managing your main account, a cash stash, or a side budget, Pocket Register makes it easy to: - Log deposits, withdrawals, and transfers - See your running balance, with pending and cleared entries kept apart - Set up recurring transactions: weekly, every two weeks, twice a month, or monthly (perfect for paydays) - Plan ahead: see upcoming bills, debts, and what's safe to spend before your next paycheck - Reconcile against your bank statement - Import your history from other checkbook apps, spreadsheets and banks (CSV, QIF and OFX/QFX) - Scan receipts with the built-in document scanner - Set monthly budgets per category, with progress bars - Get smart category suggestions as you type, or add an entry by typing or speaking it - Save Quick Fills for repeat transactions - Stay organized with memo notes, splits, and date selection - Works fully offline by default. iCloud Sync is available as an optional Pro feature. Plan Ahead: The optional Plan tab shows your projected balance, upcoming bills and debts, and what's safe to spend before payday, built from your own recurring transactions. It stays out of the way until you need it, so a simple register stays simple. Switching Apps: Bring your history with you. Pocket Register reads CSV files from other apps and banks, QIF files from Quicken, Money and checkbook apps, and OFX/QFX bank downloads. You review everything before it's added, and likely duplicates are flagged. Beautiful Design: Cleanly designed for iPhone, iPad and Mac computers with Apple silicon, with full light and dark mode support. No Bank Linking: You enter your own transactions, so there are no bank logins to connect. Your transactions stay on your device by default. iCloud Sync is opt-in and uses your private iCloud account. Lightweight: Simple by design, built for speed and clarity. Widgets (Pro): View your balance and recent transactions at a glance. Home Screen widgets in three sizes, plus Lock Screen widgets so your balance is always one tap away. Whether you're tracking a vacation budget, side hustle income, or just keeping tabs on daily spending, Pocket Register gives you full control, offline and clutter-free. Pro (one-time purchase): - Removes all ads - Unlimited accounts and transactions (free includes 2 accounts and 300 transactions per 12 months) - Unlimited recurring transactions (free includes 5) - Unlimited splits (free includes 2 parts per split) and Quick Fills (free includes 3) - Home Screen and Lock Screen widgets - iCloud Sync across all your devices - Ask: questions about your spending in plain English, answered on your device - Custom color themes - Family Sharing for up to 5 family members - Advanced CSV export with profiles, presets, splits, and Excel/YNAB-compatible formats Already using Pocket Register? If you started before version 3.9, your free plan stays the same: 500 transactions per 12 months, unlimited splits and recurring transactions, and widgets included.

Paymnt Lite is the simple checkbook register for everyday money management. If you prefer to track your balance manually without linking bank accounts, syncing data, or learning complicated budgeting tools—this app is built for you. With Paymnt Lite, you can quickly add deposits, withdrawals, and purchases, and instantly see your updated balance. It feels just like the classic paper checkbook register, but faster, cleaner, and always with you. Why people love Paymnt Lite: • Super simple: No categories, no budgets, no clutter—just your balance and your transactions. • Fast entry: Add transactions in seconds using a clean, intuitive layout. • Checkbook-style running balance: Always know exactly what you have left. • Fun balance indicator: A friendly mood icon reacts to your balance trends. • On-device only: Your data stays private on your device—never stored on servers. • Perfect for manual tracking: Ideal for people who don't want bank-sync apps. Built for simplicity. Designed for clarity. Whether you're maintaining a personal ledger, managing expenses manually, or just want a clean way to track your account balance, Paymnt Lite makes it easy. If you ever want automatic forecasting, recurring bills, paycheck-based planning, or advanced cash-flow tools, check out the full version of Paymnt.