TripaCash vs Pennycounts

Tripacash is an all-in-one digital banking and payments platform built for Africans at home and in the diaspora. With Tripacash, users can: Open multi-currency wallets (NGN, USD, GBP, EUR, CAD, etc.) Instantly get local NUBAN accounts and virtual foreign account numbers Transfer and receive funds locally or internationally Exchange between currencies with competitive rates Use physical and virtual cards for online and in-store payments Pay bills, buy airtime, top up eSIM data, and trade gift cards Invest and receive monthly ROI payouts Manage business funds with salary, contract, profit, and spending accounts Access POS devices and agent services for businesses and merchants Tripacash aims to bridge the financial gap for Africans by making banking truly borderless, simple, and secure — whether you live in Lagos, London, Toronto, or anywhere else in the world.

Pennycounts is a fast, secure way to handle everyday Nigerian bill payments — all from one app. PAY FOR EVERYTHING YOU NEED • Airtime and data top-ups for MTN, Glo, Airtel, and 9mobile • Electricity tokens for all major DisCos (AEDC, EKEDC, IKEDC, IBEDC, KAEDCO, KEDCO, PHED, JED, BEDC) • Cable TV subscriptions for DStv, GOtv, and StarTimes • Education PINs for WAEC, JAMB, NECO, and NABTEB SECURE BY DESIGN • Payments processed by Paystack, a CBN-licensed Payment Service Provider • Bank-grade encryption (TLS) with certificate pinning for every API call • Biometric login (Face ID / Touch ID) for fast, secure account access • We never see or store your card details — all payment processing is handled by Paystack INSTANT, CLEAR, RELIABLE • Real-time transaction status — see exactly when your token arrives • Detailed transaction history with downloadable receipts • Smart fee calculation shown clearly before you pay — no surprises NO WALLET, NO HASSLE • Pay directly from your bank account or card — no need to fund a wallet first • Bank transfer is the recommended payment method for lower fees • Service fees are kept low and disclosed before every transaction BUILT IN NIGERIA, FOR NIGERIANS Pennycounts is built and operated by Datafy Technologies Limited, a registered Nigerian company committed to making bill payments simple, secure, and reliable. Need help? Visit www.pennycountsng.com or email support@pennycountsng.com