Comparison

Spending Tracker vs MoneyTurtle

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spending Tracker

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Track, split & manage money – together or solo. With SplitBudget, you always know where your money goes. Perfect for couples, families, roommates, and groups who share expenses. Features: Shared budgets for households, couples & friends Track income & expenses with categories & colors Split bills & settle debts automatically Real-time sync across all devices Clean, modern interface for fast use Secure & private with cloud backup Whether it’s rent, groceries, travel, shopping, or subscriptions, SplitBudget makes money management simple, transparent & fair. If you found a bug, or have ideas on how to make SplitBudget a better App, you can contact us here: kontakt@rene-schanzenbaecher.de You can find our terms here: https://www.split-budget.com/terms.html

About

MoneyTurtle

Features
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The private way to know exactly where your money goes. MoneyTurtle is a simple, beautiful expense tracker and net-worth companion built around one principle: your financial data belongs to you β€” and only you. PRIVACY FIRST β€” YOUR DATA NEVER LEAVES YOUR SPACE Unlike most finance apps, MoneyTurtle has no servers, no accounts on our side, and no data collection. Everything you enter stays on your iPhone. If you turn on sync, it goes through your own personal iCloud account β€” encrypted, in your private space, invisible to us and to anyone else. We couldn't see your data even if we wanted to. There is nothing to sell, leak, or analyze. TRACK YOUR SPENDING, EFFORTLESSLY Add an expense in seconds. See what you spent this month, what came in, and what's left β€” at a glance. Browse your history by day or on a monthly calendar, and organize everything with fully customizable categories and subcategories. WATCH YOUR WEALTH GROW Log your savings, investments, crypto, and loans month by month, and MoneyTurtle turns them into a clear net-worth picture over time. Charts show your progress, not just your spending. UNDERSTAND YOUR HABITS Analytics break down where your money goes by category and over time, so patterns show up before they become problems. MADE FOR IPHONE β€’ Home Screen widgets keep your month at a glance β€’ Lock the app behind Face ID β€’ Light and dark appearance β€’ Multiple currencies β€’ Export your data anytime β€” it's yours, take it anywhere β€’ Optional iCloud sync across your devices, using your account, your space No subscriptions to your data. No tracking. No ads. Just you and your money.

Screenshots

Spending Tracker4 screens
MoneyTurtle4 screens

Verdict

The call

The clearest difference is in-app purchases: MoneyTurtle at none against Spending Tracker's 2. Spending Tracker's advantage is iOS requirement (17.6 vs 26.5). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $2.99 per month. MoneyTurtle asks for nothing beyond the download.

Scorecard2 real differences Β· 4 level
Spending Tracker versus MoneyTurtle: the parameters behind the verdict, then further details
ParameterSpending TrackerMoneyTurtle
PriceFreeFree
Update frequencyβ€”Every 4 days
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhoneiPhone, iPad β€” better
Requires iOS17.6 β€” better26.5
Further details β€” not scored
Size38 MB4 MB
Age rating12+4+
DeveloperRene WeinholdGerasimos Alexiou

In-app purchases

2 purchases

Spending Tracker

Subscriptions2
  • SplitBudget Pro (Monthly)7 Days trial$2.991 Month
  • SplitBudget Pro (1 Year)7 Days trial$17.991 Year
None

MoneyTurtle

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is MoneyTurtle free?
MoneyTurtle is free to download, with no in-app purchases.
Do Spending Tracker or MoneyTurtle have ads?
Neither Spending Tracker nor MoneyTurtle shows ads.

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