Comparison

UltiSaver vs SpendWithPlan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UltiSaver

Features
Read full description

Forget what you’ve spent — it’s time to track what you DIDN’T spend. UltiSaver flips the script on saving: We don’t overwhelm you with income and expense tracking. Just use this focused 1-feature app to build self-control. Think: “I want a coffee” — Choose “Nah, I’ll save” — Log “I saved $5 not buying coffee” — BE AMAZED at how much you didn’t spend in a week, month, or year. • Log skipped purchases in seconds • Watch your “could’ve spent” total climb • Celebrate everyday wins and self-control No banks. No budgets. Just proof that you’re stronger than impulse. Terms of Use: https://www.ultibudget.com/ultisaver-terms-of-use Privacy Policy: https://www.ultibudget.com/ultisaver-privacy-policy

About

SpendWithPlan

Features
Read full description

Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goes—all in one simple app. • Balance at a glance — Net balance, income, expenses, and savings on one card • Budget by category — Food, transport, entertainment, and more; add your own categories • Add transactions fast — Income or expense, with date and category • See the big picture — Overview with progress bars and a clear view of spending • Reports — Spending by category and over time • Export your data — Save your transactions to CSV and keep your records • Home screen widget — Check your budget without opening the app • Your data stays yours — Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.

Screenshots

UltiSaver4 screens
SpendWithPlan4 screens

Verdict

The call

The clearest difference is price: SpendWithPlan at Free against UltiSaver's $2.99. UltiSaver's advantage is iOS requirement (16.0 vs 18.5). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

SpendWithPlan is free to download; UltiSaver costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly daily. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 4 level
UltiSaver versus SpendWithPlan: the parameters behind the verdict, then further details
ParameterUltiSaverSpendWithPlan
Price$2.99Free — better
Update frequencyDailyDaily
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better18.5
Further details — not scored
Size3 MB6 MB
Age rating12+4+
DeveloperJoshua FarnellOliver Bugar

In-app purchases

None

UltiSaver

No in-app purchases

None

SpendWithPlan

No in-app purchases

Questions

Is UltiSaver free?
UltiSaver costs $2.99, with no in-app purchases.
Is SpendWithPlan free?
SpendWithPlan is free to download, with no in-app purchases.
Do UltiSaver or SpendWithPlan have ads?
Neither UltiSaver nor SpendWithPlan shows ads.
Which is updated more often, UltiSaver or SpendWithPlan?
UltiSaver ships an update daily, and SpendWithPlan daily. Most recently, UltiSaver was updated on October 7, 2026 and SpendWithPlan on October 6, 2026.

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