UltiSaver vs SpendWithPlan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UltiSaver
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Forget what you’ve spent — it’s time to track what you DIDN’T spend. UltiSaver flips the script on saving: We don’t overwhelm you with income and expense tracking. Just use this focused 1-feature app to build self-control. Think: “I want a coffee” — Choose “Nah, I’ll save” — Log “I saved $5 not buying coffee” — BE AMAZED at how much you didn’t spend in a week, month, or year. • Log skipped purchases in seconds • Watch your “could’ve spent” total climb • Celebrate everyday wins and self-control No banks. No budgets. Just proof that you’re stronger than impulse. Terms of Use: https://www.ultibudget.com/ultisaver-terms-of-use Privacy Policy: https://www.ultibudget.com/ultisaver-privacy-policy
SpendWithPlan
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Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goes—all in one simple app. • Balance at a glance — Net balance, income, expenses, and savings on one card • Budget by category — Food, transport, entertainment, and more; add your own categories • Add transactions fast — Income or expense, with date and category • See the big picture — Overview with progress bars and a clear view of spending • Reports — Spending by category and over time • Export your data — Save your transactions to CSV and keep your records • Home screen widget — Check your budget without opening the app • Your data stays yours — Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.
Screenshots
Verdict
The clearest difference is price: SpendWithPlan at Free against UltiSaver's $2.99. UltiSaver's advantage is iOS requirement (16.0 vs 18.5). On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
SpendWithPlan is free to download; UltiSaver costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly daily. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.
| Parameter | UltiSaver | SpendWithPlan |
|---|---|---|
| Price | $2.99 | Free — better |
| Update frequency | Daily | Daily |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 3 MB | 6 MB |
| Age rating | 12+ | 4+ |
| Developer | Joshua Farnell | Oliver Bugar |
In-app purchases
UltiSaver
No in-app purchases
SpendWithPlan
No in-app purchases









