Bdgt vs SpendMinder
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Bdgt
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Bdgt strips away the complexity that makes other apps overwhelming. No charts to analyze, no currencies to configure, no accounts to create. Just simple transaction tracking that helps you stay aware of your monthly spending. Designed for doing, not analyzing: - Add transactions in seconds with smart suggestions - Effortless swipe gestures for daily operations - Clean interface focused on your current month - Multiple income sources for freelancers and contractors - Export your data anytime - CSV or PDF formats - Instant balance updates as you track expenses Built for simplicity: - Minimum setup required - start budgeting immediately - Work with any currency using plain numbers - Distraction-free design without overwhelming charts - Intuitive category management up to 15 per month - Local data storage - your privacy, your control Two versions to fit your needs: Free Version - Perfect for basic budgeting: - 3 months per year - 3 categories per month - 10 transactions per category - 8 income sources per month - 3 recurring transactions Pro Version - For expanded tracking: - Unlimited months per year - 15 categories per month - 100 transactions per category - 8 income sources per month - 10 recurring transaction Bdgt is for people who want to track spending without the complexity. No overwhelming features, no distractions. Just simple budgeting that works.
SpendMinder
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SpendMinder β A Budget That Matches How You Get Paid SpendMinder is the fast, modern budgeting app designed around your real pay cycle. Instead of forcing you into monthly calendars, SpendMinder builds a budget based on your actual payday β built from dates you give us β giving you clearer limits, accurate pacing, and a realistic view of your money. If you want to control day-to-day spending, stay ahead of bills, pay off debt faster or save for goals, SpendMinder keeps everything organised in one clean place. Key features β’ Budgeting based on your real pay schedule Track spending against your actual payday. See daily spending limits, pacing, remaining balance and whether youβll finish the cycle on budget. β’ Fast, simple expense tracking Add expenses in seconds with a clean, quick interface. Categorise purchases, review spending patterns and keep on top of your money easily. β’ Clear insights that show where your money goes View your top spending categories, peak spending days, recurring payments and more β without spreadsheets or complicated charts. β’ Fixed expenses and monthly bills Add rent, utilities, subscriptions and other repeating costs to see your true spendable amount each cycle. β’ Debt tracking with payoff tools Track balances, minimums and due dates. Use Snowball or Avalanche payoff methods and see your debt totals fall over time. β’ Savings goals with progress tracking Set goals, add contributions and see how close you are to completing each one. β’ Clean, modern, ad-free design We are committed to never display you a single ad! We value your time, privacy, that's why all data stays only on your phone, and not on our servers! Why people choose SpendMinder β’ Built for any financial cycle you give us! β’ Ideal for people who overspend between paydays β’ Helps you stay consistent with accurate pacing and daily limits β’ Great for users who want budgeting, debt tracking and savings in one app β’ Designed for clarity, speed and ease β no spreadsheets required Pro Features Unlock Pro for unlimited history, full insights, savings goals, debt tracking and export tools. Your data stays private and securely stored on your device. SpendMinder helps you stay in control, stay consistent and stay confident with your money. Start your first pay cycle today. Terms of Use (EULA) Appleβs Standard End User License Agreement applies: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Bdgt and SpendMinder are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Bdgt sells 1 one-off in-app purchase and SpendMinder sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Bdgt ships an update every 3 weeks, SpendMinder every 11 days. Both last shipped on October 28, 2026.
| Parameter | Bdgt | SpendMinder |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 11 days β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 β better | 18.6 |
| Further details β not scored | ||
| Size | 4 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | SERGEI MOISTUS | Christiaan de Rover |
In-app purchases
Bdgt
- Pro Version$4.69
SpendMinder
- SpendMinder Pro β Monthly$3.991 Month
- SpendMinder Pro Annual$29.991 Year
- SpendMinder Pro β Lifetime$59.99








